The Most Affordable 55+ Communities in Palm Beach County

Palm Beach County offers the best of retirement without a high price tag.

Buyers looking for affordable retirement communities in Florida have a number of 55+ neighborhoods to choose from in Palm Beach County.

The Pines of DelrayDelray Beach, FL

Mid $100s – Low $200s

Aerial view of a beach and business strip at sunset in Delray Beach, Florida
Delray Beach has plenty of affordable things to do, including walking along the beach and visiting the downtown area.

With two clubhouses and a volunteer social committee, residents at The Pines of Delray know that they’ve found something special.

This gated 55+ community offers affordable Delray Beach real estate and a strong sense of community. There are two clubhouses in the north and south ends of the neighborhood, and each of them has a pool, patio, and multipurpose or game rooms. The North Clubhouse includes bocce ball courts and the South Clubhouse features shuffleboards and a fitness center. There’s also tennis and a game room.

Attached villas and condos make up this 684-home community, and each floor plan has between one and three bedrooms, one or two bathrooms, and features like open-concept kitchens, eat-in kitchens, and screened porches. Models range from 812 to 1,600 square feet.

Delray Beach has plenty of affordable things to do, including walking along the beach and visiting the Pineapple Grove Arts District, where visitors can view murals, street art, galleries, and cafes.

Colonial ClubBoynton Beach, FL

Mid $100s – High $200s

It’s possible to find affordable Palm Beach real estate along the Intracoastal Waterway, especially for buyers interested in condo living at Colonial Club. This 55+ community in Boynton Beach is just a few minutes from beaches and golf courses.

Condos are between 950 and 1,200 square feet, and they have one or two bedrooms and spacious kitchens with built-in shelving and pantries. The 504 resale condos are spread out between 18 three-story buildings with elevators. Buyers can choose a home with a view of the garden, the water, or a nearby golf course.

Amenities at Colonial Club include a clubhouse, fitness center, game room, library, and a community kitchen for club events and social activities. Outdoors, residents can find a grilling area, a patio, and a heated pool. Residents play shuffleboard and take long walks around the well-located community.

The community is close to Links at Boynton Beach Golf and Winston Trails Golf Club, as well as the Boynton Beach Mall. Active adults who love fishing and boating will find that this community’s waterfront location is hard to beat.

Century Village at West Palm BeachWest Palm Beach, FL

Below $100k – High $100s

The community sing for Century Village at West Palm Beach with short bushes in front, located in West Palm Beach, Florida
Century Village at West Palm Beach real estate is affordable and low-maintenance.

Century Village at West Palm Beach real estate is affordable and low-maintenance. This 55+ community features 6,500 condos spread out over buildings that have between two and four floors, all with elevators and secured entry. The homeowners’ association (HOA) covers exterior maintenance, amenities upkeep, and trash removal. There is also a full-time activities director on-site to help organize club activities, social events, and group outings.

Condos for sale are available in 10 different floor plans with one or two bedrooms. Units range from 615 and 1,500 square feet, and certain condos include balconies with views of the water or the golf course.

Residents can easily stay busy at Century Village at West Palm Beach. Residents who want to go into town for shopping, dining, or entertainment can leave their cars at home and take the community transit that’s provided.

Century Village at West Palm Beach is home to a 92,000-square-foot clubhouse with a fitness center, a dance studio, and an indoor resistance pool. Meeting rooms, party rooms, computers, and a sewing studio are also available. The community also has outdoor pools, a performance stage, shuffleboards, tennis courts, and a library, as well.

PoincianaLake Worth, FL

Low $100s – Mid $200s

Golf course living doesn’t have to be expensive. At Poinciana in Lake Worth, residents at this 55+ community can pay when they play at the on-site golf course, keeping HOA fees lower than at other golf course communities.

In addition to the 18 holes of golf, active adults can enjoy the eight outdoor pools, four tennis courts, shuffleboard, bocce, and events at the multipurpose rooms in the clubhouse. Mel’s Way Bistro is the clubhouse restaurant, where residents can grab a meal or view live entertainment several nights a week.

The community has seven condo buildings with floor plans ranging from 1,222 to 1,663 square feet. There are also attached villas and single-family homes available, ranging between 1,500 and 2,100 square feet.

Lots of golf, fishing, and beach fun can be found in Lake Worth, just minutes from Poinciana. The Lake Worth Fishing Pier stays open for night fishing. Residents who appreciate nature and wildlife can enjoy an easy hike at nearby John Prince Park or Bryant Park, where there’s a trail leading to a pier on the water.

Whisper WalkBoca Raton

Below $100k – Low $300s

Community sign for Whisper Walk surrounded by red and green bushes and trees, as well as red mulch, located in Boca Raton, Florida
 Whisper Walk residents are close to grocery stores, retail centers, and other conveniences.

Whisper Walk offers the most affordable Boca Raton real estate, and it’s a popular 55+ community for active adults who enjoy being close to art, culture, and beaches.

There are 2,637 attached homes, all between 1,000 and 1,667 square feet with two or three bedrooms and two bathrooms. Attached one-car garages are included, and most of the resale properties have modern upgrades and customized finishes.

The amenities at Whisper Walk are perfect for residents who enjoy activities like shuffleboard, pickleball, and handball. There are also tennis courts and eight outdoor pools, some with whirlpool spas. The five clubhouses are spread out around the community’s sprawling acreage. There is also a fitness center and multipurpose rooms.

Outside of the community, Whisper Walk residents are close to grocery stores, retail centers, and other conveniences. It’s an easy drive to Boca Raton Museum of Art and The Wick Theatre and Costume Museum.

Can you spot the $207,744 difference between these identical homes?

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