The Most Affordable New Construction Communities

Here are the ten most affordable new construction communities of 2021.

Active adults who want to move to an up-and-coming 55+ or active lifestyle community can enjoy the many advantages that come with purchasing a brand-new home. From state-of-the-art construction to increased energy efficiency, new construction homes have plenty of valuable benefits. Plus, homebuyers have the opportunity to customize the home of their dreams by choosing their own floor plans, features, upgrades, colors, and lot location. Active adults on a budget can have all of this and more at these affordable communities with new construction homes for sale.

These cost-effective active adult communities can be found in some of the most popular retirement destinations, like Florida, Arizona, North Carolina, and South Carolina. Those who want to stay in the Midwest can explore new construction communities in Missouri and Indiana. This list also features several smaller communities with fewer than 100 homes in addition to mid-sized communities with resort-style amenities. Active adults looking for new construction homes can find a range of communities to suit their needs and preferences. 

Take a closer look at ten of the most affordable new construction communities across the country.

1. LakeshoreOxford, FL

Low $100s – Low $200s

Chairs around an outdoor fire pit at Lakeshore in Oxford, Florida
The most affordable new construction community in the nation is Lakeshore.

The most affordable new construction community in the nation is Lakeshore in Oxford, Florida. This active lifestyle community from builder Simple Life will include 220 manufactured single-family homes upon completion. Ideal for those who want to downsize, these new construction compact homes will allow residents to enjoy all of the benefits that Central Florida has to offer without breaking the bank. Interested homebuyers can choose between a variety of thoughtful floor plans.

The gated community will also feature an array of amenities, including an outdoor pool, community transportation, walking trails, athletic courts, and a fitness center with a yoga studio. The surrounding area features world-class attractions and golf, and Lakeshore’s location in Oxford puts residents only 30 minutes from Ocala and an hour from Orlando.

Request more information about Lakeshore.

2. The Village at Flat RockFlat Rock, NC

Low $100s – High $100s

Picturesque view of Highland Lake in Flat Rock, North Carolina
Upon completion, this community will include 153 cottage-style homes.

Those looking to downsize in the Asheville-Hendersonville area of North Carolina can find affordable options at The Village at Flat Rock, another active lifestyle community from builder Simple Life. Upon completion, the community will include 153 single-family cottage-style homes that range from 391 to 559 square feet across several floor plans. The tiny homes in this community are compact, low-maintenance, and support an active lifestyle for anyone who wants to downsize.

The Village at Flat Rock offers a long list of amenities and lifestyle activities right at residents’ doorsteps. Active adults can keep busy with neighbors with athletic clubs, crafts, games, and group outings. This walkable neighborhood has plenty to offer interested homebuyers, and affordable homes mean more funds to spend on new experiences and interests. Active adults looking to move to Western North Carolina can access the scenic Blue Ridge Mountains in minutes and visit historic Asheville for entertainment, cultural events, and outdoor recreation.

Request more information about The Village at Flat Rock.  

3. Vandalia by Del WebbPlainfield, IN

Mid $100s – Mid $300s

A walking trail in Plainfield, Indiana
Homeowners at Vandalia can get a lot of bang for their buck.

Another reasonably priced new construction community is Vandalia by Del Webb, a new 55+ community in Plainfield, Indiana with plans for 475 single-family homes. As one of the most reputable active adult community developers in the country, Del Webb brings resort-style amenities, abundant lifestyle activities, and modern floor plans to its neighborhoods. A full-time lifestyle director also ensures a full social calendar of clubs, activities, and meetings.

With new single-family homes that range from 1,222 to 1,953 square feet, homeowners at Vandalia can get a lot of bang for their buck. Many homes feature spacious dens, guest suites, and outdoor living spaces. Located 20 minutes southwest of Indianapolis, residents of Vandalia can also find many things to do in the Circle City. From the world-famous Indianapolis Motor Speedway to several nationally recognized museums, Indianapolis teems with restaurants, shops, and things to do.

Request more information about Vandalia by Del Webb.

4. Genesis Trails at Green HillsKansas City, MO

Mid $100s – Low $200s

J.C. Nichols Memorial Fountain in Kansas City, Missouri
The Genesis Trails at Green Hills community enjoys a location just 15 miles outside of Kansas City.

Genesis Trails at Green Hills is an exclusive active lifestyle community in Kansas City, Missouri with just 85 single-family and attached homes. Prospective residents can find several new construction options available that provide them with a low-maintenance lifestyle, since the homeowners’ association (HOA) covers exterior home maintenance and landscaping. Active adults can also find amenities close to home such as walking paths and parks and natural spaces. 

The Genesis Trails at Green Hills community enjoys a location in a secluded area just 15 miles outside of Kansas City, a place nicknamed the City of Fountains due to its numerous water installations. The city is also renowned for its arts, offering residents a thriving performing and fine art scene to explore, as well as plenty of nightlife, dining, and attractions. This new construction community provides homeowners with affordable, quiet living within easy reach of a city ideal for entertainment and fun.

Request more information about Genesis Trails at Green Hills.

5. Olivia SpringsSpartanburg, SC

High $100s – Mid $200s

Homes along a residential street at Olivia Springs in Spartanburg, South Carolina
Builder Ryan Homes offers seven highly customizable floor plans that range from 1,153 to 1,694 square feet.

With 114 low-maintenance single-family homes, outdoor amenities, and a desirable location in South Carolina, Olivia Springs in Spartanburg offers a new construction community for active adults who want to retire in South Carolina. The location in Spartanburg puts residents just 10 minutes from the heart of the downtown area, 35 minutes from Greenville-Spartanburg International Airport, and 90 minutes from Charlotte.

Builder Ryan Homes offers seven highly customizable floor plans that range from 1,153 to 1,694 square feet with two or three bedrooms, two to three bathrooms, and attached two-car garages. In addition to features such as open concept floor plans, great rooms, and gourmet kitchens, homebuyers can customize their residences with optional dens, walk-out basements, and flex spaces, among many additional features. 

Request more information about Olivia Springs.

6. The Hamlet at Flat RockFlat Rock, NC

Mid $100s

Fall at Bonclarken Lake in Flat Rock, North Carolina
The amenities at The Hamlet at Flat Rock support an active physical and social lifestyle.

The budget-friendly new construction homes at The Hamlet at Flat Rock in Flat Rock, North Carolina, help put an affordable retirement within reach of many active adult homebuyers. Upon completion, the active lifestyle community from builder Simple Life will include 134 single-family homes that range from 391 to 399 square feet. The efficient single-family homes offer an ideal solution for active adults who want to downsize or snowbirds looking for a seasonal residence.

The amenities at The Hamlet at Flat Rock support an active physical and social lifestyle. The amenities feature a community gathering hall with a fitness center, a yoga studio, and multipurpose gathering spaces. Outside, residents can enjoy a pool with a spacious patio. The grounds of the community offer a gathering lawn, a pavilion, a fire pit, a dog park, walking and biking trails, and scenic natural spaces that residents can enjoy throughout all four seasons.

Request more information about The Hamlet at Flat Rock.  

7. Bel AgaveApache Junction, AZ

High $100s – Mid $200s

Path in the desert at Lost Dutchman State Park in Arizona
Bel Agave offers some of the most affordable new single-family homes in the area.

Apache Junction is a small town in Arizona located south of Tonto National Forest and just 20 miles east of Mesa and 25 miles east of Phoenix. Active adults who want to live near Phoenix in a more scenic and budget-friendly area can find several new construction communities in Apache Junction, and Bel Agave offers some of the most affordable new single-family homes in the area.

Bel Agave, a new gated 55+ community in Apache Junction, provides interested homebuyers with six floor plans that range from 1,256 to 2,009 square feet with two or three bedrooms, two bathrooms, and attached two-car garages. Many of the one-story single-family homes feature open layouts, spacious patios, and scenic views of the nearby Superstition Mountains. The amenities include a clubhouse, an outdoor pool, and a putting green. 

Request more information about Bel Agave.

8. Elmwood CottagesBoiling Springs, SC

High $100s – Low $200s

Homes along a residential street at Elmwood Cottages in Boiling Springs, South Carolina
This up-and-coming community will include 115 single-family homes total.

Builder Ryan Homes recently broke ground on Elmwood Cottages, a new active lifestyle community in Boiling Springs, South Carolina. The up-and-coming community will include 115 single-family homes total with access to desirable amenities and a convenient location.

The low-maintenance single-family homes, available in five customizable floor plans, range from 1,153 to 1,696 square feet with two or three bedrooms, two bathrooms, and attached two-car garages. With an HOA that will cover all landscaping and lawn care, residents can enjoy the benefits of a brand-new home and a low-maintenance lifestyle.

The amenities at Elmwood Cottages, designed to make the most of the great outdoors, will feature gathering areas, a pavilion, and a fire pit. Scenic lakes and ponds and parks and natural spaces will provide residents with ample opportunities to spend time in nature. Those who want to explore the surrounding area can reach Spartanburg within 15 minutes and Greenville within 30 minutes. 

Request more information about Elmwood Cottages.

9. Preserve at Lakeside LandingsWinter Haven, FL

High $100s – Low $200s

Palm trees surrounding the fountain in the town square of Winter Haven, Florida
Winter Haven has long been a snowbird destination for its mild climate and laid-back lifestyle.

The town of Winter Haven, Florida has long been a snowbird destination for its mild climate, laid-back lifestyle, and outdoor recreation opportunities. Those who want to find a new construction home in the area can find the most affordable options at Preserve at Lakeside Landings. This gated 55+ community from D.R. Horton will include just 43 single-family homes within the master-planned Lakeside Landings development. 

In addition to spacious floor plans and a low-maintenance lifestyle, residents have access to an abundance of resort-style amenities. Still under construction, the amenities will feature a state-of-the-art clubhouse with an outdoor pool and patio. Residents can also make use of athletic courts, multipurpose fields, walking and biking trails, and parks and natural spaces. The desirable location in Winter Haven also puts residents within an hour of some of the best attractions and entertainment of Tampa and the Orlando-Kissimmee area

Request more information about Preserve at Lakeside Landings.

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