Why You Should Retire to South Carolina’s Lowcountry

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In South Carolina, a state increasingly popular for retirees, the Lowcountry stands out as a great region for active adults.

South Carolina is one of the most popular destinations in the U.S. for active adults to retire. And, it’s no surprise why since it’s exceedingly beneficial for retirees to live there in regards to money and taxes.

Generous Taxes

In South Carolina Social Security benefits aren’t taxed and there’s a generous retirement-income deduction when it comes to state income tax. Plus, property taxes are substantially lower than most other states across the country, which is significant for all potential homebuyers, whether they’re looking for a permanent place to live or are just looking to purchase a second home to visit.

According to Smart Asset the cost of living is four percent lower in the Palmetto State than the national average. And, for residents who are 65+ there’s the South Carolina homestead exemption, which helps homeowners save even more money on property taxes once they’ve lived in the home as their primary residence for at least a year. Another notable fact in regards to taxes in South Carolina is that there is no inheritance or estate tax.

Lowcountry Benefits for Retirees

Beyond the tax incentives and being financially beneficial for retirees, there are several other reasons South Carolina has become one of the leading places for active adults to relocate to in the U.S. The state has warm summers and balmy winters, making it extremely appealing to snowbirds looking to escape the cold winters up north.

Then, within the Palmetto State the Lowcountry is one of the the most sought-after areas for retirement.

The area has several major draws that make it extremely attractive to retirees, with scenic views around every corner, no shortage of things to do, and top-notch medical facilities close by, including The Medical University of South Carolina. Getting around is also easy with major interstates and international airports within a short driving distance. Additionally, because the destination is so desirable, purchasing real estate is a sound investment.

 Small Towns and Fun, Coastal Cities

Active adults can choose between small towns or nearby, historic cities like Charleston.

While the Lowcountry is technically made up of smaller town’s that dot the South Carolina coast like Beaufort, Walterborbo, and Daufuski Island, Edisto Beach, and Bluffton, there are several bigger cities nearby to choose from, including historic Charleston, Myrtle Beach, and Hilton Head. Each town brings its own unique charm, attractions and amenities that will appeal to a broad spectrum of active adults.

 Outdoor Adventure

Not only is the Lowcountry extremely scenic and peaceful, the area provides a high quality of life for residents with its rich history and culture. As an added bonus, staying active is easy with plenty of shoreline and natural spaces to explore.

There are also numerous outdoor activities and a wide range of recreational options for active adults to take advantage of, including fishing, sailing, bird watching, paddling, surfing, tennis, and championship golf courses. The area has marinas aplenty for residents who like to boat. For days when the weather’s not so nice, there’s are plenty of museums and art galleries to explore, as well as a number of malls, boutiques, and factory outlets for shopping.

South Carolina Lowcountry 55+ Communities

The Lowcountry is home to some of the state’s most popular 55+ communities. They include:

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

We're here to help! (800) 928-2055

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I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

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About 55places

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