Why You Should Retire to South Carolina’s Lowcountry

In South Carolina, a state increasingly popular for retirees, the Lowcountry stands out as a great region for active adults.

South Carolina is one of the most popular destinations in the U.S. for active adults to retire. And, it’s no surprise why since it’s exceedingly beneficial for retirees to live there in regards to money and taxes.

Generous Taxes

In South Carolina Social Security benefits aren’t taxed and there’s a generous retirement-income deduction when it comes to state income tax. Plus, property taxes are substantially lower than most other states across the country, which is significant for all potential homebuyers, whether they’re looking for a permanent place to live or are just looking to purchase a second home to visit.

According to Smart Asset the cost of living is four percent lower in the Palmetto State than the national average. And, for residents who are 65+ there’s the South Carolina homestead exemption, which helps homeowners save even more money on property taxes once they’ve lived in the home as their primary residence for at least a year. Another notable fact in regards to taxes in South Carolina is that there is no inheritance or estate tax.

Lowcountry Benefits for Retirees

Beyond the tax incentives and being financially beneficial for retirees, there are several other reasons South Carolina has become one of the leading places for active adults to relocate to in the U.S. The state has warm summers and balmy winters, making it extremely appealing to snowbirds looking to escape the cold winters up north.

Then, within the Palmetto State the Lowcountry is one of the the most sought-after areas for retirement.

The area has several major draws that make it extremely attractive to retirees, with scenic views around every corner, no shortage of things to do, and top-notch medical facilities close by, including The Medical University of South Carolina. Getting around is also easy with major interstates and international airports within a short driving distance. Additionally, because the destination is so desirable, purchasing real estate is a sound investment.

 Small Towns and Fun, Coastal Cities

 /><figcaption>Active adults can choose between small towns or nearby, historic cities like Charleston.</figcaption></figure>
<p class=While the Lowcountry is technically made up of smaller town’s that dot the South Carolina coast like Beaufort, Walterborbo, and Daufuski Island, Edisto Beach, and Bluffton, there are several bigger cities nearby to choose from, including historic Charleston, Myrtle Beach, and Hilton Head. Each town brings its own unique charm, attractions and amenities that will appeal to a broad spectrum of active adults.

 Outdoor Adventure

Not only is the Lowcountry extremely scenic and peaceful, the area provides a high quality of life for residents with its rich history and culture. As an added bonus, staying active is easy with plenty of shoreline and natural spaces to explore.

There are also numerous outdoor activities and a wide range of recreational options for active adults to take advantage of, including fishing, sailing, bird watching, paddling, surfing, tennis, and championship golf courses. The area has marinas aplenty for residents who like to boat. For days when the weather’s not so nice, there’s are plenty of museums and art galleries to explore, as well as a number of malls, boutiques, and factory outlets for shopping.

South Carolina Lowcountry 55+ Communities

The Lowcountry is home to some of the state’s most popular 55+ communities. They include:

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting [email protected] Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

A group of older adults socialize within their 55+ community.

Top 10 FAQs About Living in 55+ Communities

We’re here to answer all of your questions about joining a mature living community, so you can feel empowered in your decision. This is the next great adventure of your life, and we’re firm believers in leaving the stress out. Check out these top 10 FAQs about living in 55+ communities.

A senior couple takes a hike in a low-humidity state they chose for their retirement.

Retirement: What Are the Top 5 States With the Lowest Humidity?

There are many factors in deciding where to retire, and the weather can be one of them. Luckily, many of the states with nice weather also offer additional benefits for people over 60 and have several exciting active adult communities. Here are the four best states for a low-humidity retirement.

Lake view during autumn at dusk of Table Rock Mountain in Pickens, South Carolina.

5 Reasons To Consider a South Carolina Retirement

What does South Carolina have to offer active adults? A selection of over 80 active adult communities is just the beginning. These five reasons to consider a South Carolina retirement just might convince you that this southern coastal state has everything you’re looking for in a 55+ community.

The Best Places to Retire in South Carolina

South Carolina is known for having some of the best golf courses in the country, but that’s not all it has to offer active adults. The state has a rich history and culture, a wide selection of entertainment and recreation, and miles of beaches and coastal living.

North Carolina vs. South Carolina

The Carolinas are a power couple when it comes to maintaining an active lifestyle in an amazing climate, but they’re separated by more than just a border. A side-by-side comparison of the two can quickly show which is better for you when it comes to your interests and needs.

Exterior view of a model home at Del Webb Carolina Gardens, Fuquay-Varina, North Carolina on a sunny day.

55+ Communities With New Homes for Sale Near Raleigh

If you’re in the market for a new construction home in Raleigh, North Carolina there are plenty of options to consider. We’ve put together a list to help you start your search for the perfect neighborhood with new homes.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top