Mississippi 55+ Active Adult Retirement Communities

4 Communities in Mississippi

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Mississippi is not at the top of many people's list of places to retire. However, the warm climate, rich culture, and unique landscape makes it a great option for today's active adult homebuyer. Bordered by Tennessee, Alabama, Louisiana, Arkansas, and the Gulf of Mexico, Mississippi gets its name from the Mississippi River. It is the 32nd largest state in country. This state prides itself on traditions of the south representing a strong middle class with conservative values.

Climate & Geography

Active adults looking for a humid subtropical climate with long summers and short mild winters will love what Mississippi has to offer. Summer temperatures reach into the high 90 s during the summer months of July and August and do not fall much below the low 50 s in the winter. Humidity generally increases north to south becoming more humid the closer you are to the Gulf of Mexico. As a result of this humidity, thunderstorms are common with about 27 annually.

The entire state of Mississippi is composed of lowlands with the highest point being Woodall Mountain at 806 feet above sea level. Agriculture is a large part of the state especially in the Mississippi Delta area because of its rich soil. The Mississippi River is the largest drainage system in North America spanning 2,340 miles from the Gulf of Mexico north to Minnesota. The coastal shoreline is separated from the Gulf of Mexico from the Mississippi Sound. Here, active adults can enjoy scenic beaches along with great fishing and sailing.

Culture, Recreation & Entertainment

Mississippi was the 20th of the 50 United States and is now home to 2.9 million residents. Music has always been an important part of the culture in Mississippi with strong influences on the blues and jazz. Numerous festivals annually celebrate the rich culture of Mississippi such as the Mighty Mississippi Music Festival, and the Magnolia Independent Film Festival.

Jackson is the largest city in the state and is home to most of the active adult communities in Mississippi. There are endless opportunities here for entertainment and recreation such as the Mississippi Museum of Art, Mississippi Civil Rights Museum, and Mississippi Opera. Forbes magazine named Jackson the third best Bang for your buck city in the United States. For active adults on a budget this is a great place to find a home in one of the area's active adult communities.

There are 1,100 lakes in the state and they all offer great opportunities for boating, fishing, and swimming. Golfers will love the endless amount of public and private golf courses in the state with play for all skill levels. Many of the state parks are excellent places for active adults to get out and enjoy nature biking, hiking, and bird watching. There are numerous outdoor recreation opportunities for active adults living in Mississippi.

Cost of Living & Taxes

Mississippi offers three tax brackets for residents with a top tax rate of 5%, which ranks 18th lowest among states who levy income tax. Retail tax is set at 7% just slightly below the national average. There is no inheritance or estate tax in Mississippi and property tax is assessed at a percentage of the true value of the property. The average price of a condo or townhome is currently $152,000 while the average price of a single-family home is $215,000.


Mississippi has 180 active physicians per 100,000 people, which is last among all 50 states. With 117 hospitals and several other specialized medical centers, active adults living in Mississippi are never too far from the care they might require. The Memorial Hospital at Gulfport is Mississippi s only nationally ranked hospital and admits about 15,000 patients per year.