Mississippi 55+ active adult communities & homes for sale

None. Mississippi completely exempts all qualified retirement income from state tax—including Social Security, public and private pensions, 401(k) distributions, and traditional or Roth IRAs. Any earned wage or non-retirement taxable income is taxed at a flat rate of 4.0% as of 2026, with the first $10,000 for single filers ($20,000 for joint filers) exempt from tax. For property taxes, senior homeowners aged 65+ receive an enhanced homestead exemption on the first $7,500 of assessed value ($75,000 in true market value), significantly lowering annual property tax liabilities.

Mississippi's active adult hubs feature reliable healthcare access anchored by major regional systems. Retirees in the Jackson metro are minutes from the University of Mississippi Medical Center (UMMC)—the state's primary academic medical center and level-one trauma facility—alongside St. Dominic Hospital and Baptist Health Systems. In DeSoto County, residents at Copperleaf at Arbor Pointe rely on Baptist Memorial Hospital-DeSoto in Southaven, with full access to medical specialists and hospital networks across the Memphis border. On the Gulf Coast, comprehensive medical and cardiac services are provided by Memorial Health System in Gulfport and Singing River Health System.

Choosing between coastal and inland Mississippi comes down to climate preferences, insurance costs, and geographic convenience. The Gulfport–Biloxi coastal corridor offers mild winters, saltwater boating, coastal dining, and casino entertainment, but homeowners must budget for higher homeowners insurance and hurricane wind coverage. Inland hubs like Hernando in DeSoto County and the Jackson suburbs offer lower wind and flood risk profiles and closer proximity to major healthcare centers or out-of-state metros like Memphis, though winters bring cooler temperatures. Regardless of location, retirees across all Mississippi regions should expect hot, humid summer months.

In Mississippi, there are no large communities, no medium communities, and 3 small communities with less than 500 homes.

The smallest 55+ communities in Mississippi has 90 homes, the largest has 200 homes, and the average communities consists of 146 homes.

Yes, there is new 55+ home available in Mississippi. The most recent communities started in Mississippi include Copperleaf at Arbor Pointe, The Village of Brambles, The Oaks at Parkview. There is also 1 communities in Mississippi that offers new construction homes, including Copperleaf at Arbor Pointe.

No, there are no gated 55+ communities in Mississippi.

On average, listings in 55+ communities in Mississippi stay on the market for around 499 days. The average price of homes for sale in these communities is approximately $305,600, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in The Oaks at Parkview average around $305,600.