Bedford, NH 55+ Active Adult Retirement Communities

2 Communities in Bedford

Overview 

Bedford is a New England community located just outside of Manchester and about an hour from Boston. Settled in an area filled with history while embracing modern amenities, active adults enjoy the many clubs and organizations in the community, as well as its proximity to large metropolitan cities and outdoor recreation. 

Climate and Geography

Like the rest of New Hampshire, the climate in Bedford is categorized as humid continental, which is characterized by four distinct seasons. Summers in the region are warm and humid, while winters are cold and snowy—receiving almost twice the national average amount of snowfall. Residents can also expect slightly higher-than-average rainfall and approximately 199 sunny days throughout the year.

Much of Bedford consists of residential neighborhoods interspersed throughout densely wooded areas. The eastern border of the town is made up by the Merrimack River, with the urban neighborhoods of Manchester located on the opposite side of the river. The terrain expanding to the west features lots of large hills and forests. 

Recreation, Culture, & Entertainment 

Considered a suburb of Manchester, Bedford provides residents with quiet neighborhoods and access to quaint small-town amenities such as local shops, cafes, and plenty of parks and greenspaces. Some of the top attractions in Bedford include the Educational Farm at Joppa Hill, Bedford Mall, River Road Tavern, and Canvas Roadshow. 

Residents can enjoy hiking, swimming, archery, and other outdoor recreation activities at the nearby state parks and conservation areas. 

Bedford also has easy access to urban amenities in the neighboring city of Manchester, and Boston is just an hour drive away, providing opportunities for day trips or weekend getaways to enjoy everything the city has to offer.

Cost of Living & Taxes

The cost of living in Bedford is higher than the state and national average, primarily due to the high cost of homes and housing. Other factors like health care and transportation are lower than the state average. 

New Hampshire does not have an income tax however there is a five percent tax on dividends and interest over $2,400 for individuals. However, retirement income like Social Security benefits are not taxed, railroad retirement benefits are exempt, and income from other retirement plans are exempt also exempt from New Hampshire’s interest and dividend tax. 

Health Care

Bedford is near several high performing hospitals recognized by U.S. News for their work in a variety of procedures and conditions. Such hospitals include the Catholic Medical Center, Concord Hospital, Lowell General Hospital, Holy Family Hospital, and Lawrence General Hospital. These hospitals are all within 25 miles from Bedford.