Albany Area, NY 55+ Active Adult Retirement Communities

Located in upstate New York, the Albany area is a perfect place for homeowners who are looking to settle down in a peaceful yet bustling community. The region offers a balanced mix of urban amenities and natural beauty, with picturesque landscapes, scenic parks, and historic sites.

Located in upstate New York, the Albany area is a perfect place for homeowners who are looking to settle down in a peaceful yet bustling community. The region offers a balanced mix of urban amenities and natural beauty, with picturesque landscapes, scenic parks, and historic sites.

Known for its vibrant culture and rich history, the Albany area is a great destination for those interested in art, music, and theater. The people are friendly and welcoming, and the cost of living is relatively low, making it a great option for those looking to buy a home in a 55 and over retirement community.  

Here are a few local website resources to help you learn more about the Albany area:

Albany NY Area Affordability and Cost of Living 

The cost of living in the Albany NY area is 1.6 percent lower than the national average. Housing is one of the most significant expenses, but it is still lower than both the national and state averages. The median home price in the area is around $294,600, which is significantly lower than the national median of $338,100 and the state median of $413,600. On a cost of living index where the national average is 100 groceries are 102, healthcare 116.4, utilities 109.3, and transportation is 94.

In terms of taxes, New York State has a reputation for being a high-tax state, and the Albany NY area is no exception. The state sales tax rate is 4 percent on top of the local rate, which can range from 3 percent to 4.75 percent. Property taxes in the area can be high, with an effective tax rate of 1.5 percent to 2.5 percent of a property's assessed value. New York has a 4 to 10.9 percent income tax but Social Security and government pensions are exempt. Private retirement plans will be taxed on anything over $20,000. New York does not have an inheritance but the estate taxes can be high. For more information visit the New York State Department of Taxation and Finance website.

Albany NY Area Climate and Geography 

Winter in the Albany NY area can be quite cold, with an average low temperature in January of around 16 degrees and an average high of 31 degrees. Summer temperatures are typically warm and humid, with July temperatures around 60 degrees at night and an average daytime high of 82 degrees. Humidity levels in the summer average around 70 percent. The area also receives on average 63 inches of snowfall and 41 inches of rainfall per year. Severe weather events such as thunderstorms, tornadoes, and hurricanes can occur, although they are relatively rare.

The Albany NY area is located in the eastern part of New York state and is surrounded by beautiful scenery. The area is situated along the banks of the Hudson River, which offers many opportunities for outdoor recreation such as boating and fishing. The nearby Adirondack and Catskill Mountains provide hiking and skiing opportunities, and there are many parks and nature preserves within easy driving distance. The combination of natural beauty and rich history makes the Albany NY area a great place to live. 

Recreation, Shopping, and Entertainment Near Albany NY Area 

The Albany area is a hub of activity for those looking for a mix of culture, entertainment, and outdoor recreation. Here are some highlights of the area:

Golf and Racquet Sports Near Albany NY Area

  • Saratoga National Golf Club
  • Colonie Golf and Country Club
  • Tri-City Fitness
  • Capital District Tennis Association

Hiking, Biking and Boating Near Albany NY Area

  • Albany Pine Bush Preserve
  • Mohawk-Hudson Bike-Hike Trail
  • Erie Canalway Trail
  • Thompson's Lake State Park

Museums and Historical Sites Near Albany NY Area

  • New York State Museum
  • Albany Institute of History and Art
  • USS Slater
  • Schuyler Mansion State Historic Site

Performing Arts Near Albany NY Area

  • Palace Theatre
  • Proctors Theatre
  • The Egg
  • Saratoga Performing Arts Center

Shopping Near Albany NY Area

  • Crossgates Mall
  • Colonie Center
  • Stuyvesant Plaza
  • Lark Street

Parks and Gardens Near Albany NY Area

  • Washington Park
  • Central Park Rose Garden
  • Albany Rural Cemetery
  • Empire State Plaza

Festivals and Fairs Near Albany NY Area

  • The Altamont Fair
  • Troy Pig Out
  • Tulip Festival
  • Schenectady County SummerNight

Albany NY Area Health and Wellness 

The Albany NY area boasts an extensive range of health and wellness support and opportunities for 55+ active adults. The area is home to several major medical centers, including Albany Medical Center and St. Peter's Hospital, which provide healthcare services to residents of the region. 

In terms of self-care and fitness opportunities, there are numerous gyms and fitness centers in the area that provide fitness classes, personal training, and state-of-the-art equipment. There are also a variety of yoga and wellness studios that offer classes and workshops. For those interested in outdoor activities, the many parks and trails in the region provide opportunities for hiking, biking, and other recreational activities. For fresh produce and healthy eating options, several farmers markets are in the area, including the Troy Waterfront Farmers Market and the Schenectady Greenmarket.

Recommended Itinerary for Visiting Albany NY Area 55+ Communities

The Albany NY area is a great place to live.If you're planning a visit to the area to research 55+ retirement communities, here's a suggested itinerary for a two-day trip to help you get familiarized with the region:

Day One


  • Start your day with a hearty breakfast at Iron Gate Cafe in Albany, which is known for its delicious pancakes and omelets.
  • Visit the New York State Museum in Albany to learn about the state's history and culture. The museum's exhibits cover a wide range of topics, from Native American history to modern-day art.


  • Head to Peebles Island State Park, just a short drive from Albany. Take a stroll through the park's wooded trails, enjoy a picnic lunch, or relax by the Hudson River.
  • Stop for lunch at Mrs. London's Bakery & Cafe, a charming bakery in downtown Saratoga Springs known for its delicious sandwiches, quiche, and pastries.


  • End the day with a relaxing dinner at the Brown's Brewing Company in Troy, where you can enjoy a selection of craft beers and tasty pub fare.

Day Two


  • Start your day with a coffee and bagel at Stacks Espresso Bar in Albany before meeting with your local 55places expert retirement community partner agent.
  • Meet with your agent to discuss your retirement community preferences and tour some of the communities that match your criteria.


  • For lunch, head to Cafe Madison in Albany, which serves classic American fare and has a warm and inviting atmosphere.
  • Visit the New York State Capitol Building in Albany. Take a guided tour of the stunning 19th-century structure and learn about the state's political history.


  • Enjoy a dinner at The Olde English Pub & Pantry in Albany, which offers a wide selection of craft beers, hand crafted cocktails, and eclectic British cuisine.

Getting to the Albany NY area

The Albany NY area is easily accessible by a variety of transportation options, making it a convenient location for visitors coming from both near and far.

For those driving, major highways into the area include I-87 (the Northway), which runs north-south through the region, and I-90 (the New York State Thruway), which runs east-west and passes through Albany. Visitors coming from the east can take I-90, while those coming from the north or south can take I-87. Other major routes into the area include Route 7 and Route 9.

For those arriving by air, the closest major airport is Albany International Airport (ALB), which is located about 7 miles northwest of downtown Albany. The airport is served by several major airlines, including Delta, Southwest, United, and American. 

Visitors arriving by train or bus can use Amtrak or Greyhound to get to the region. The Albany-Rensselaer Amtrak Station is located just across the Hudson River from downtown Albany and offers connections to major cities along the East Coast, including Boston, New York City, and Washington, D.C. The Albany Bus Terminal, located in downtown Albany, provides bus service to destinations throughout the Northeast and beyond.

For those who want to enjoy a less common way to travel it is possible to travel to the area by boat. There are multiple options available, including the Hudson River Line operated by Amtrak and the Erie Canal. However, these options may be limited and less frequent than other modes of transportation.

Communities Near Albany Area

Price Range

Rent or Buy

Home Types

Age Restriction

New Construction or Resale

Community Size



Price Range




1 communities near Albany Area

0 Homes for Sale

Brandle Meadows

For Sale
  • Mid $200ks - High $200ks
  • 72 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2008 - 2010
  • No Reviews


1056 Southern Hills Drive, Banning, CA

Meadow Ranch Community

  • 3 bed
  • |
  • 3 bath
  • |
  • 2320 SqFt
MLS CV23099287
Call Us: (800) 928-2055

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