Call us at (980) 300-6253 to learn more about active adult communities in Waxhaw

Waxhaw, NC 55+ active adult communities & homes for sale

Living in Waxhaw

Waxhaw is in southern North Carolina, about 7 miles from the South Carolina border and 20 miles south of Charlotte. Waxhaw is a great place to find active adult retirement living…

Waxhaw is in southern North Carolina, about 7 miles from the South Carolina border and 20 miles south of Charlotte. Waxhaw is a great place to find active adult retirement living due to the numerous parks and trails, small town feel, recreational activities, and North Carolina’s low tax burden.

Climate

The Waxhaw area sees about 17 inches of rain per year, much of it falling during the month of August. Average winter temperatures range from 34° to 50°. Summer in Waxhaw is very hot with summer temperatures averaging between 71° and 90° with 72% humidity.

Recreation, Culture & Entertainment

There are a variety of leisure options for active adults in the Waxhaw area, including:

Historical sites and museums

    • JAARS Museum of the Alphabet
    • Historic Waxhaw Foot Bridge
    • Museum of the Waxhaws and Andrew Jackson Memorial

Outdoor activities

    • Cane Creek Park
    • Mineral Springs Greenway

Cost of Living & Taxes

North Carolina has a slightly lower than average tax burden on its residents. The state income tax has recently changed from a graduated income based tax to a flat tax rate of 4.99%. Social Security is not taxed and if you are over 65 up to $35,000 of your retirement income is tax exempt.

State sales and property taxes vary by area. There are no sales tax exemptions for groceries, but prescription drugs are tax free. The average property tax for Waxhaw homeowners is 0.73% of home value. Sales tax in Waxhaw is 6.75% of which 2% is Union County sales tax. Cost of living in Waxhaw is 4% higher than the national average, mostly due to housing being higher than average.

Health Care

Waxhaw’s closest medical centers are Novant Health Matthews Medical Center in Matthews, Atrium Health Pineville in Charlotte, and Atrium Health-Union in Monroe. All are within 15 miles of Waxhaw and are award winning hospitals.

Novant Health Matthews Medical Center is a 157 bed hospital with awards for stroke care, cardiac care, health equity, and maternity care. They are accredited by the American College of Cardiology, American Nurses Credentialing Center, and the American College of Surgeons. 

Atrium Health Pineville has 235 beds and has been named as one of IBM Watson’s top 50 cardiovascular hospitals for 4 years in a row. They have also been named as one of the best rehabilitation hospitals by U.S. New & World Report.

Atrium Health-Union is a 157 bed acute care hospital. They have received recognition by U.S. News & World Report, American Hospital Association, Centers for Medicare & Medicaid Services, and the American Heart Association.

Frequently Asked Questions


198 homes near Waxhaw

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4.3 rating (16 reviews) Sun City Carolina Lakes
$300ks - $700ks
Sun City Carolina Lakes, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2005 - 2016 | 3,160 homes
Roselyn
$300ks - $500ks
Roselyn, Lancaster, SC
New Construction | 55+ age-restricted | Built 2023 - present | 1,860 homes
Encore at Streamside
$500ks - $600ks
Encore at Streamside, Waxhaw, NC
New Construction | 55+ age-restricted | Built 2022 - present | 322 homes
Cresswind Wesley Chapel
$400ks - $600ks
Cresswind Wesley Chapel, Wesley Chapel, NC
New Construction | 55+ age-restricted | Built 2021 - present | 606 homes
Esplanade at Northgate
$400ks - $500ks
Esplanade at Northgate, Indian Trail, NC
New Construction | 55+ age-restricted | Built 2021 - present | 194 homes
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
5 rating (1 reviews) Tree Tops
$400ks - $700ks
Tree Tops, Lancaster, SC
Resale Only | 55+ age-restricted | Built 2016 - 2021 | 799 homes
Carolina Reserve Meadows
$300ks - $500ks
Carolina Reserve Meadows, Indian Land, SC
Resale Only | Age-targeted | Built 2012 - 2016 | 239 homes
The Townes at Cadia Villa...
$300ks - $400ks
The Townes at Cadia Villa..., Matthews, NC
New Construction | Age-targeted | Built 2025 - present | 80 homes
Heritage
$400ks - $500ks
Heritage, Indian Trail, NC
New and Resale | 55+ age-restricted | Built 2018 - present | 340 homes
Pinnacle at Wesley Chapel
$400ks - $500ks
Pinnacle at Wesley Chapel, Wesley Chapel, NC
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 60 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Polo Club at Matthews
$300ks
Polo Club at Matthews, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2005 | 64 homes
The Pines at Sugar Creek
$500ks - $600ks
The Pines at Sugar Creek, Indian Land, SC
New Construction | 55+ age-restricted | Built 2025 - present | 378 homes
Polo Club at Weddington
$400ks - $500ks
Polo Club at Weddington, Matthews, NC
Resale Only | Age-targeted | Built 2007 - 2013 | 95 homes
Brook Run
$500ks - $700ks
Brook Run, Fort Mill, SC
New Construction | 55+ age-restricted | Built 2026 - present | 240 homes
The Villas at Covington
$300ks - $400ks
The Villas at Covington, Indian Land, SC
Resale Only | 55+ age-restricted | Built 2017 - 2022 | 128 homes
The Courtyards of Marvin
$500ks - $600ks
The Courtyards of Marvin, Marvin, NC
Resale Only | 55+ age-restricted | Built 2015 - 2018 | 61 homes
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
The Courtyards at Wesley ...
$400ks - $600ks
The Courtyards at Wesley ..., Waxhaw, NC
Resale Only | 55+ age-restricted | Built 2017 - 2021 | 136 homes
The Courtyards on Lawyers...
$400ks - $700ks
The Courtyards on Lawyers..., Stallings, NC
New Construction | 55+ age-restricted | Built 2019 - present | 146 homes
5 rating (1 reviews) Village of St. Andrews
$300ks - $400ks
Village of St. Andrews, Matthews, NC
Resale Only | Age-targeted | Built 2005 - 2008 | 114 homes
The Courtyards on Chestnu...
$300ks - $500ks
The Courtyards on Chestnu..., Matthews, NC
Resale Only | 55+ age-restricted | Built 2022 - 2022 | 27 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
4.8 rating (6 reviews) The Courtyards at Wedding...
$400ks - $500ks
The Courtyards at Wedding..., Stallings, NC
Resale Only | 55+ age-restricted | Built 2013 - 2015 | 33 homes
Bella Sera Villas
$300ks
Bella Sera Villas, Matthews, NC
Resale Only | Age-targeted | Built 2003 - 2007 | 166 homes
The Courtyards at Mint Hi...
$400ks - $700ks
The Courtyards at Mint Hi..., Mint Hill, NC
Resale Only | 55+ age-restricted | Built 2022 - 2023 | 38 homes
The Reserve at Cadia Vill...
The Reserve at Cadia Vill..., Matthews, NC
New Construction | Age-targeted | Built 2026 - present
The Cottages at The Villa...
$400ks - $500ks
The Cottages at The Villa..., Pineville, NC
Resale Only | 55+ age-restricted | Built 2000 - 2017 | 96 homes
Cottages at Marvin Garden...
$800ks
Cottages at Marvin Garden..., Marvin, NC
Resale Only | 55+ age-restricted | Built 2021 - 2023 | 25 homes
Amber Meadows
$600ks - $900ks
Amber Meadows, Marvin, NC
Resale Only | 55+ age-restricted | Built 2017 - 2020 | 44 homes
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
The Courtyards on the Gre...
The Courtyards on the Gre..., Matthews, NC
New Construction | 55+ age-restricted | Built 2025 - present
Sun City Carolina Lakes 23137 WHIMBREL CIR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$434,900

3 beds

|

2 baths

|

1,565 sq ft

|

House

23137 WHIMBREL CIR, INDIAN LAND, SC, 297...
New Heritage 2105 MANOR STONE DR, INDIAN TRAIL, NC, 2..., Indian Trail, NC 28079
$539,000

3 beds

|

3 baths

|

2,217 sq ft

|

House

2105 MANOR STONE DR, INDIAN TRAIL, NC, 2...
Community: Heritage
New Sun City Carolina Lakes 2100 YELLOWSTONE DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$779,000

3 beds

|

4 baths

|

3,206 sq ft

|

House

2100 YELLOWSTONE DR, INDIAN LAND, SC, 29...
New Tree Tops 3120 OLIVER STANLEY TRL, LANCASTER, SC, ..., Lancaster, SC 29720
$557,000

2 beds

|

2 baths

|

1,816 sq ft

|

House

3120 OLIVER STANLEY TRL, LANCASTER, SC, ...
Community: Tree Tops
Sun City Carolina Lakes 15184 LEGEND OAKS CT, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$485,000

2 beds

|

2 baths

|

2,164 sq ft

|

House

15184 LEGEND OAKS CT, INDIAN LAND, SC, 2...
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
Sun City Carolina Lakes 16344 RAVEN CREST DR, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$359,000

2 beds

|

2 baths

|

1,264 sq ft

|

House

16344 RAVEN CREST DR, INDIAN LAND, SC, 2...
Tree Tops 8219 ASHER CHASE TRL, INDIAN LAND, SC, 2..., Indian Land, SC 29720
$500,000

2 beds

|

2 baths

|

1,849 sq ft

|

House

8219 ASHER CHASE TRL, INDIAN LAND, SC, 2...
Community: Tree Tops
Tree Tops 8122 ASHER CHASE TRL, LANCASTER, SC, 297..., Lancaster, SC 29720
$485,000

2 beds

|

2 baths

|

1,584 sq ft

|

House

8122 ASHER CHASE TRL, LANCASTER, SC, 297...
Community: Tree Tops
The Courtyards at Wesley Chapel 2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173, Waxhaw, NC 28173
$749,900

3 beds

|

3 baths

|

2,904 sq ft

|

House

2213 LINCOLNSHIRE LN, WAXHAW, NC, 28173
Sun City Carolina Lakes 55336 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$544,900

3 beds

|

3 baths

|

2,948 sq ft

|

House

55336 DERRINGER AVE, FORT MILL, SC, 2970...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Encore at Streamside 1006 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$539,000

2 beds

|

2 baths

|

1,633 sq ft

|

House

1006 LOWLAND WAY, WAXHAW, NC, 28173
Pinnacle at Wesley Chapel 215 PINTAIL DR, MONROE, NC, 28110, Monroe, NC 28110
$499,500

2 beds

|

3 baths

|

1,841 sq ft

|

House

215 PINTAIL DR, MONROE, NC, 28110
Sun City Carolina Lakes 7019 SHENANDOAH DR, INDIAN LAND, SC, 297..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

2,069 sq ft

|

House

7019 SHENANDOAH DR, INDIAN LAND, SC, 297...
Sun City Carolina Lakes 44424 ORIOLE DR 200, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$370,000

3 beds

|

2 baths

|

2,057 sq ft

|

Condo

44424 ORIOLE DR 200, INDIAN LAND, SC, 29...
The Villas at Covington 7424 CLOUDS REST DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$500,000

3 beds

|

2 baths

|

1,738 sq ft

|

House

7424 CLOUDS REST DR, INDIAN LAND, SC, 29...
Sun City Carolina Lakes 55420 DERRINGER AVE, FORT MILL, SC, 2970..., Fort Mill, SC 29707
$475,000

2 beds

|

2 baths

|

1,787 sq ft

|

House

55420 DERRINGER AVE, FORT MILL, SC, 2970...
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
Bella Sera Villas 2615 CIRCA DR, MATTHEWS, NC, 28105, Matthews, NC 28105
$420,000

2 beds

|

2 baths

|

1,485 sq ft

|

House

2615 CIRCA DR, MATTHEWS, NC, 28105
Community: Bella Sera Villas
Roselyn 404 WAXHAW VILLAGE RD 307, LANCASTER, SC..., Lancaster, SC 29720
$351,719

2 beds

|

2 baths

|

1,620 sq ft

|

House

404 WAXHAW VILLAGE RD 307, LANCASTER, SC...
Community: Roselyn
Encore at Streamside 1018 LOWLAND WAY, WAXHAW, NC, 28173, Waxhaw, NC 28173
$699,000

3 beds

|

3 baths

|

2,427 sq ft

|

House

1018 LOWLAND WAY, WAXHAW, NC, 28173
Roselyn 6420 TURKEY ROOST WAY 213, LANCASTER, SC..., Lancaster, SC 29720
$402,899

3 beds

|

2 baths

|

1,816 sq ft

|

House

6420 TURKEY ROOST WAY 213, LANCASTER, SC...
Community: Roselyn
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Roselyn 398 WAXHAW VILLAGE RD 308, LANCASTER, SC..., Lancaster, SC 29720
$355,799

3 beds

|

2 baths

|

1,520 sq ft

|

House

398 WAXHAW VILLAGE RD 308, LANCASTER, SC...
Community: Roselyn
Roselyn 390 WAXHAW VILLAGE RD 309, LANCASTER, SC..., Lancaster, SC 29720
$370,779

3 beds

|

2 baths

|

1,633 sq ft

|

House

390 WAXHAW VILLAGE RD 309, LANCASTER, SC...
Community: Roselyn
Roselyn 6416 TURKEY ROOST WAY 212, LANCASTER, SC..., Lancaster, SC 29720
$443,699

3 beds

|

3 baths

|

2,082 sq ft

|

House

6416 TURKEY ROOST WAY 212, LANCASTER, SC...
Community: Roselyn
Sun City Carolina Lakes 9287 WHISTLING STRAITS DR, INDIAN LAND, ..., Indian Land, SC 29707
$775,000

3 beds

|

4 baths

|

2,931 sq ft

|

House

9287 WHISTLING STRAITS DR, INDIAN LAND, ...
Carolina Reserve Meadows 6961 LIVERPOOL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$485,000

4 beds

|

3 baths

|

2,751 sq ft

|

House

6961 LIVERPOOL CT, INDIAN LAND, SC, 2970...
Sun City Carolina Lakes 51252 DAFFODIL CT, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$759,900

3 beds

|

4 baths

|

2,903 sq ft

|

House

51252 DAFFODIL CT, INDIAN LAND, SC, 2970...
The Pines at Sugar Creek 1061 PINECONE AVE, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$610,000

3 beds

|

2 baths

|

1,793 sq ft

|

House

1061 PINECONE AVE, INDIAN LAND, SC, 2970...
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
Sun City Carolina Lakes 1076 FANTS GROVE LN, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$595,000

4 beds

|

3 baths

|

2,788 sq ft

|

House

1076 FANTS GROVE LN, INDIAN LAND, SC, 29...
Polo Club at Matthews 2808 POLO CLUB BLVD D, MATTHEWS, NC, 281..., Matthews, NC 28105
$415,000

3 beds

|

2 baths

|

1,678 sq ft

|

Townhouse

2808 POLO CLUB BLVD D, MATTHEWS, NC, 281...
Sun City Carolina Lakes 23090 KINGFISHER DR, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$550,000

2 beds

|

2 baths

|

2,182 sq ft

|

House

23090 KINGFISHER DR, INDIAN LAND, SC, 29...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Courtyards of Marvin 1313 HAYWOOD PARK DR, MARVIN, NC, 28173, Marvin, NC 28173
$537,900

2 beds

|

2 baths

|

1,552 sq ft

|

House

1313 HAYWOOD PARK DR, MARVIN, NC, 28173
Polo Club at Matthews 2808 POLO CLUB BLVD, MATTHEWS, NC, 28105, Matthews, NC 28105
$415,000

3 beds

|

2 baths

|

1,678 sq ft

|

Condo

2808 POLO CLUB BLVD, MATTHEWS, NC, 28105
Sun City Carolina Lakes 2041 SWEETLEAF DR, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$348,000

2 beds

|

2 baths

|

1,373 sq ft

|

Townhouse

2041 SWEETLEAF DR, INDIAN LAND, SC, 2970...
Cresswind Wesley Chapel 4007 BRUSH CRK, MONROE, NC, 28110, Monroe, NC 28110
$1,150,000

3 beds

|

3 baths

|

2,783 sq ft

|

House

4007 BRUSH CRK, MONROE, NC, 28110
Sun City Carolina Lakes 911 LILY MAGNOLIA CT, INDIAN LAND, SC, 2..., Indian Land, SC 29707
$349,000

2 beds

|

2 baths

|

1,393 sq ft

|

Townhouse

911 LILY MAGNOLIA CT, INDIAN LAND, SC, 2...
Sun City Carolina Lakes 2015 VERMOUNT WAY, INDIAN LAND, SC, 2970..., Indian Land, SC 29707
$525,000

3 beds

|

2 baths

|

1,989 sq ft

|

House

2015 VERMOUNT WAY, INDIAN LAND, SC, 2970...
Sun City Carolina Lakes 41055 CALLA LILY ST, INDIAN LAND, SC, 29..., Indian Land, SC 29707
$510,000

2 beds

|

2 baths

|

2,173 sq ft

|

House

41055 CALLA LILY ST, INDIAN LAND, SC, 29...
Cresswind Wesley Chapel 6079 WALDORF AVE, MONROE, NC, 28110, Monroe, NC 28110
$580,000

2 beds

|

2 baths

|

2,027 sq ft

|

House

6079 WALDORF AVE, MONROE, NC, 28110
Want to learn more about 55+ communities in Waxhaw? 55places can help!
Questions? Call us: (980) 300-6253
Heritage 1407 CURLING CREEK DR, INDIAN TRAIL, NC,..., Indian Trail, NC 28079
$475,000

2 beds

|

2 baths

|

1,891 sq ft

|

House

1407 CURLING CREEK DR, INDIAN TRAIL, NC,...
Community: Heritage
Esplanade at Northgate 324 SUNHARVEST LN, INDIAN TRAIL, NC, 280..., Indian Trail, NC 28079
$434,000

3 beds

|

2 baths

|

1,375 sq ft

|

House

324 SUNHARVEST LN, INDIAN TRAIL, NC, 280...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
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