Elyria, OH 55+ Active Adult Retirement Communities

Climate and Geography

The climate in Elyria is classified as humid continental, which features four distinct seasons with warm to hot summers and winters that are cold, sometimes dipping into temperatures below freezing. There is regular precipitation throughout all seasons, with an average of 39 inches of rain and 51 inches of snow per year.

The Black River flows through Elyria and dumps into the Cascade Park.

Recreation, Culture, & Entertainment

Some of the top attractions in Elyria include Black River Reservation, the Hickories Museum of The Lorain County Historical Society, Rowland Nature Preserve, Elyria Arts Council, Cascade Park, Black River Archery and Indoor Range, Forest Hills Golf Course, and Mega Bites Charters.

Residents can also plan short road trips to the state capital of Columbus or the city of Detroit in Michigan, to access all of the exciting amenities, shopping, dining, and entertainment these cities have to offer.

Cost of Living & Taxes

The cost of living in Elyria is lower than the state and national average. Housing costs, transportation, utilities, health, grocery costs are all below the state and national average making the town very affordable.

Ohio offers various tax programs including the retirement income credit, which ranges from $25 to $200 and depends on income from retirement plans and pensions such as 401(k)s, and IRAs. Taxpayers who are 65+ can claim credits of up to $50 per tax return. Another tax program is the lump-sum distribution credit for taxpayers 65+ who have income from retirement plans and pensions.

Other tax programs for retirees include homeowner exemptions. These exemptions allow qualifying homeowners to exempt $25,000 of their home’s market value from property taxes. Qualification depends on age, marital status, disability, and income.

Health Care

There are several choices of health care facilities within the Elyria area including high performing hospitals. These include University Hospitals Elyria Medical Center, St. John Medical Center-Westlake, Southwest General Health Center, University Hospitals Parma Medical Center, Cleveland Clinic Medina Hospital, MetroHealth Medical Center, Cleveland Clinic Lutheran Hospital, and nationally ranked Cleveland Clinic Fairview Hospital. All these facilities are within approximately 20 miles or less from Elyria.