Smithfield, VA 55+ active adult communities & homes for sale

Smithfield is a hidden gem on the banks of the Pagan River. This charming town is steeped in history and boasts a quaint, small-town feel with friendly locals and a relaxed pace of life. The picturesque downtown area is home to unique shops, delicious restaurants, and cozy cafes. For outdoor enthusiasts, Smithfield offers easy access to the nearby Windsor Castle Park, which features scenic hiking and biking trails, as well as kayaking and fishing opportunities on the river. With its mild climate and proximity to Virginia Beach and other popular destinations, Smithfield is an ideal location for retirees looking to enjoy an active, yet peaceful lifestyle in a close-knit community.

For more information on Smithfield 55+ homebuyers can visit the official website of the Town of Smithfield, which provides comprehensive information on local attractions, events, and services.

Affordability and Cost of Living

Among the many favorable advantages of living in Smithfield the area’s overall affordability and tax-friendliness might top the list. The cost of living in Smithfield closely compares to national averages. This means that residents don’t pay more for everyday needs and expenses compared to other areas across the country. Smithfield residents tend to pay slightly more than average for healthcare, housing, and transportation. As another benefit, property taxes remain on-par with national averages, with the average home in Isle of Wight County taxed at 0.5 percent of its assessed fair market value.

The income tax in Virginia ranges from 2 percent on the first $3,000 of taxable income to 5.75 percent on income more than $17,000. This tax includes retirement incomes such as pensions and annuities. However, Social Security benefits are exempt, which helps retirees make the most of their income. Luckily, active adults do not need to worry about any estate or inheritance taxes. The sales tax in Smithfield is 6 percent, which amounts from the combined 4.3 percent state tax, 1 percent county tax, and 0.7 percent special tax. Overall, Smithfield is an affordable location for retirees looking for a home near Norfolk, Virginia.

Climate and Geography

Smithfield has a humid subtropical climate with mild winters and hot, humid summers. The average high temperature in July, the hottest month, is 89 degrees, while the average low in January, the coldest month, is 33 degrees. The area receives an average of 47 inches of rainfall per year, with the majority of it falling between May and September. There are typically 211 sunny days per year in Smithfield, making it an ideal location for those who enjoy spending time outdoors. The comfortable year-round climate and mild winters make Smithfield a great destination for retirees looking to escape harsh winter weather.

Located in the Coastal Plain region of Virginia, Smithfield is situated on the banks of the Pagan River, which provides ample opportunities for water-based activities like fishing, kayaking, and boating. The town is surrounded by lush farmland and forests, which make for a beautiful natural setting. Smithfield also has easy access to nearby beaches, including those in Virginia Beach, which is just a short drive away. The area is known for its rolling hills and scenic countryside, which are perfect for hiking and biking. Overall, the geography of Smithfield offers a great balance of natural beauty and convenience, making it an ideal location for active adults looking to enjoy an engaging outdoor lifestyle.

Recreation, Shopping, and Entertainment

Smithfield offers a wide range of recreational activities, cultural events, and shopping opportunities. Whether you enjoy outdoor activities, exploring museums, or shopping for unique gifts, Smithfield has plenty of fun things to do throughout the year.

Golf and Racquet Sports:

• Cypress Creek Golfers' Club
• James River Country Club
• Sleepy Hole Golf Course
• Gatling Pointe Yacht Club Tennis Courts

Hiking, Biking, and Boating:

• Lone Star Lakes State Park
• Ragged Island Wildlife Management Area
• Pagan River
• Cypress Creek

Museums and Historical Sites:

• Isle of Wight County Museum
• Historic St. Luke's Church
• Boykin's Tavern Museum
• Hampton History Museum

Performing Arts:

• Smithfield Little Theatre
• Windsor Castle Park Amphitheatre
• Virginia Symphony Orchestra
• Diamonstein Concert Hall

Shopping:

• Boutique on the Creek
• Smithfield Square
• Cypress Run Plaza
• Newport Square Shopping Center

Parks and Gardens:

• Windsor Castle Park
• Nike Park
• Sleepy Hole Park
• Tidewater Arboretum

Festivals and Fairs:

• Smithfield Olden Days Festival
• Smithfield Farmers Market
• Smithfield Bacon & Bourbon Fest
• Smithfield Wine & Brew Fest

Health and Wellness

Smithfield is fortunate to have several excellent medical centers and hospitals in the area, making it a great place for 55+ homebuyers who prioritize healthcare. Sentara St. Luke's Hospital is located just a few miles away in neighboring Carrollton, Virginia. This hospital provides a range of medical services, including emergency care, cancer care, and surgery. Riverside Regional Medical Center, located in nearby Newport News, Virginia, is another top-rated hospital that offers comprehensive medical services, including heart and vascular care, cancer care, and orthopedics.

For those interested in self-care and keeping fit, Smithfield offers many options for maintaining good physical and mental health. There are several yoga studios and fitness centers in the area, including the YMCA of South Hampton Roads in nearby Chesapeake. The Isle of Wight County Parks and Recreation Department also offers a variety of programs for seniors, including fitness classes and social events. Additionally, the Windsor Castle Park and Nike Park offer walking trails and other outdoor activities, providing opportunities for residents to stay active and enjoy nature.

Recommended Itinerary for Visiting Area 55+ Communities

Day One

Morning:

• Start your day with breakfast at Smithfield Gourmet Bakery, where you can enjoy a variety of fresh baked goods, as well as biscuits and gravy, omelets, frittatas, pancakes, and more.
• Visit the Smithfield Station Marina and take a stroll along the riverfront, enjoying views of the Pagan River and the historic downtown area.

Afternoon:

• Enjoy lunch at Taste of Smithfield, where you can try their famous ham and other southern dishes.
• Head over to the Isle of Wight County Museum and explore the history of the area, including exhibits on the peanut industry and the Civil War.

Evening:

• End the day with dinner at Wharf Hill Brewing Company, where you can enjoy craft beer and delicious food in a historic setting.

Day Two

Morning:

• Start the day with breakfast at The Cockeyed Rooster, a local favorite for omelets, pancakes, french toast, and hearty breakfast combinations.
• Visit Windsor Castle Park, where you can take a walk through the beautiful gardens and along the scenic trails.

Afternoon:

• Enjoy lunch at Main Street Restaurant, known for its rotating daily specials featuring local seafood and more.
• Meet with a local 55places real estate expert to learn more about the 55+ communities in the area.

Evening:

• End the day with dinner at The Smithfield Inn, a historic restaurant that has been serving the area since 1752.

Getting to Smithfield, VA

Smithfield is located in the southeastern part of Virginia. Visitors driving from the north or south can take Interstate 95 and then merge onto Interstate 64 East. Visitors coming from the west can also take Interstate 64 East. 

The closest major airport to Smithfield, VA is Newport News/Williamsburg International Airport (PHF), which is approximately 25 miles away. PHF is served by several major airlines, including Delta, American, and Allegiant, with flights to and from hubs such as Atlanta, Charlotte, and Orlando. Visitors can also fly into Norfolk International Airport (ORF), which is approximately 35 miles away, and is served by major airlines such as Delta, American, and United Airlines, with flights to and from hubs such as Atlanta, Charlotte, and Washington Dulles.