55+ Communities on the Beach in the Bay Area

Sunset on sandy and rocky beach in the Bay Area of California.
Have you always wanted to live on a beach? Retiring in the Bay Area could be a great choice.

Most people dream about living on the beach at some point in their life. Cool ocean breezes, sunset walks on the sand, and the sound of crashing waves lulling you to sleep—it’s a paradise for many retirees.

Perhaps you’re ready to turn your dream of living by the beach into reality. In that case, we’ve got you covered with these beachside 55+ communities right in the Bay Area. You can stay close to all the fantastic offerings near San Francisco, from Michelin-starred restaurants to world-class shopping and entertainment.

Check out these five 55+ communities offering beach living in the San Francisco Bay Area.

Foster Square – Foster City, CA

Low $1Ms – High $1Ms

Boardwalk at Leo Ryan Park in Foster City, CA.

Foster Square is a 55+ condo community in Foster City, just 25 miles south of San Francisco. Known for its stellar location near beaches, lagoons, and canals, Foster City is a water lover’s playground. Residents of Foster Square enjoy an active outdoor lifestyle full of kayaking, paddle-boarding, swimming, windsurfing, and simply relaxing by the water.

Foster Square is comprised of just 200 homes, so residents of this friendly community get to know one-another and spend time together. These newer, low-maintenance condo homes are perfect for those who want luxury and space without the hassle of upkeep.

Ranging from 1,144 to 1,715 square feet, these spacious condos are offered in five distinct floor plans, with two or three bedrooms and two or two-and-a-half bathrooms. Featuring desirable open designs with large master suites, walk-in closets, expansive family rooms, gourmet kitchens, and decks, these airy units are modern and upgraded. Two covered parking spaces are assigned for each unit.

The amenities are minimal but impactful at Foster Square, with basketball and tennis courts, a scenic picnic area, a charming lake, and a pond. The community is also surrounded by walking and biking trails as well as open park space and plenty of shops and restaurants within a short distance.

Nearby Leo Ryan Park is a perfect spot for picnics and leisurely walks as well as water activities at its lagoon. Bay Beach is also not far, offering a sandy beach, small waves, and picturesque coastal scenery.

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The Peninsula Regent – San Mateo, CA

Low $400s – Low $1Ms

Sunset on Pacific Ocean rocky shores near San Mateo, CA.

Another established San Mateo gem, The Peninsula Regent is a 55+ community built in 1988, with 207 condominiums and plenty of fun amenities. Close to beaches and other bodies of water, this in-demand community is a wonderful option for active adults seeking a smaller community in a prime location near shopping, dining, medical centers, and parks.

There are a variety of homes in different price ranges, so homebuyers can find something to fit their needs and budget. There are eight floor plans offering one to two bedrooms and one to two bathrooms. Buyers can expect master suites with walk-in closets and en-suite bathrooms, private patios, and storage spaces in each condo home.

Some homes boast appliance upgrades, additional den spaces, and views of the courtyard. Residents enjoy ample carport parking within the community. An HOA fee takes care of trash removal, appliance maintenance, building upkeep, 24-hour security, and housekeeping services.

The impressive array of amenities includes a well-equipped fitness center, a library, a multipurpose room, an on-site dining room and bistro, and an indoor pool. Sporty types will appreciate the bocce ball courts on the property, and the courtyard walking area. A standout service at The Peninsula Regent is the shuttle services and community transportation available to non-driving residents, or those who simply want a day off from driving.

Residents also enjoy a wide range of active clubs to engage in, such as a hiking club and bocce club. Homeowners look forward to the many planned holiday parties, concerts, and happy hours that are held throughout the year.

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Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

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About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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