Can I Rent Out My Home in a 55+ Community?


Though the fall season has just begun, active adults in 55+ communities are likely to already be making plans on how they’ll spend the winter season. Hoping to avoid the cold climate, many families will pack their things and head out in favor of a more warm and relaxing environment.

Because their homes will be vacant, many snowbirds will surely contemplate the question, “Can I rent out my home even though it is in a 55+ community?” And the short answer is that there’s really no short answer. Here are the factors to look into when seeing if you can rent out your home in a 55+ community.

Each Community Has Restrictions

While each community is different, many adhere to strict guidelines, meaning that renting may not be a plausible option. When buying into a community, you’re not just buying a home, but all the rules and practices of the community as a whole. As such, to avoid heavy turnovers, many communities will be dismissive of home rentals. Of course, it never hurts to check with those in charge to make sure. But should the community allow for renting, there is likely to be strict rules applied to the process.

Since you’re in a 55+ community, it’s likely that you’ll only be allowed to rent out your home to a fellow 55+ renter, which could make it harder to find occupants. Additionally, there might be a limit on how many homes in a community can offer rent at a single time. Therefore, it is a good idea to get a head start and talk to those in charge early so it won’t affect you.

Also, one other thing that developers might limit is the duration of a rental. Communities will not likely be a fan of new faces popping in and out on a constant basis. As a result, communities may enforce minimal rental times, meaning that occupants would have to rent the house anywhere from a few weeks to a few months.

Do Your Research

There are a number of websites that specialize in renting out your home. The most popular of these sites is Airbnb. By creating a profile the site allows you to both list your home as a rental and search for other homes that you yourself would like to stay. Airbnb has gained popularity thanks to its easy to use interface and its ability to instantly connect renters together. For more information on renting your home, check out our past article where we go in-depth on how the site functions and why it has become a global sensation.

But Airbnb isn’t the only site for renting. Others like HomeAwayFlipKey, and VRBO offer similar services so it’s definitely worthwhile to check out each site and see which one is best suited for you.

Final Thoughts

At 55places, we place rentals in one of three categories: Short-Term Rentals (Less than 3 months), Long-Term Rentals (6 to 12 months or more), and Weekend Getaways (try-before-you-buy). Because our agents are busy assisting potential buyers, we do not assist those looking for short-term rentals. For those seeking long-term rentals and weekend getaways, feel free to speak with our agents and see if they may assist you in your search. For those seeking weekend getaways, check out our article where we provide a list of a number of communities that offer discovery packages.

While renting can be especially tricky in a 55+ community, there are means of doing so. Renting out your home is not an impossible task. It just requires a proper amount of research, time, and forethought.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting Message/data rates may apply. I also agree to’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

A retired couple sits on their couch, feeling secure in their active adult community.

Why Active Adult Communities Are the Safest Places To Call Home

When considering moving to a new community, one of the primary questions on everyone’s mind is how safe the neighborhood is. What security options do active adult communities offer, and have these standards built a close-knit neighborhood for residents to enjoy?

Retired woman enjoys swimming in her active adult community.

Your Guide To Exploring Types of Active Adult Communities

If you’re considering downsizing and upgrading to a more carefree lifestyle, you may be surprised to find how many types of active adult communities there are. Explore the right active adult communities for you with our guide.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top