Blue sky and green palm trees along Bayshore Boulevard in Tampa, Florida

In these five 55+ communities near Tampa, Florida, there's a lot for active adults to love.

Active adults looking for Tampa homes for sale under $100,000 will need to look a little bit outside of the city to find a comfortable house or condo in their price range. There are plenty of properties in 55+ communities that are affordable, well-located, and full of amenities and community spirit. Tampa and its surrounding areas have a lot to offer, from culture and nature to a lot of interesting restaurants and shops. 

Whether you want to be close to the water or on a golf course, you can explore Tampa real estate in these five Gulf Coast Florida retirement communities.

Sun City Center - Sun City, FL

Below $100k - High $400s

Sun City Center is an iconic 55+ community populated by full-time residents and part-time snowbirds who spend their winters in this sunny area just a few miles south of Tampa. Golf carts are the main method of transportation around the community and even out in the larger city, where you’ll see them parked at the local Walgreens pharmacy and the Publix supermarket.

There are 9,500 single-family and attached homes, and many of the resale properties are listed for less than $100,000. More than 20 floor plans are available, starting from 1,500 square feet with two bedrooms and two bathrooms. 

Amenities are often the main selling point at Sun City Center. Clubhouses and activity centers are spread throughout the community, and association dues grant residents use of these facilities (in addition to taking care of landscaping, maintenance, and security). There are fitness centers, shuffleboard courts, pools and patios, theaters, libraries, and a spa. Indoor walking tracks, tennis courts, lawn bowling greens, and dedicated space for hobbies like woodworking, pottery, billiards, and art are all available. 

Plenty of club meetings and social activities are always on the social calendar, and residents participate in things like photography, needlepoint, and pickleball. Community trips and adventures into Tampa and St. Petersburg are frequent and well-attended.

Pinehurst Village - Dunedin, FL

Below $100k - Low $100s

Buyers looking for a simple and low-maintenance one-bedroom, one-bathroom condo close to both the water and some of the best nature trails in Florida will do well to consider Pinehurst Village, an intimate 55+ community in Dunedin.

Carport parking is included for each property, and amenities at Pinehurst Village feature a clubhouse, an exercise room, an outdoor pool, and six shuffleboard courts. There’s also a picnic area and an outdoor patio.

The best part about living in this community is its price tag and location. Dunedin is steps from the stunning Gulf of Mexico waters, and it’s easy for residents to visit the beaches at Honeymoon Island. This state park also has a nature trail leading to a couple of protected trees where bald eagles can be seen nesting. Residents here also enjoy the Toronto Blue Jays spring training program at Dunedin Stadium and the city’s Main Street, which is packed with restaurants, bars, and shops. 

Kings Point - Sun City Center, FL

Below $100k - Low $300s 

Another Sun City Center 55+ community that’s affordable and social is Kings Point, which offers condos, attached villas, and single-family homes to active adults who want a fun and low-maintenance lifestyle without a lot of extra expenses.

The Kings Point clubhouses offer activities like volleyball, pickleball, shuffleboard, and basketball. There’s a state-of-the-art fitness center, plenty of pools, and indoor amenities such as ballrooms, theaters, multi-purpose rooms, libraries, and card rooms. Live music, social gatherings, and field trips are frequent. 

The resale homes at Kings Point are as diverse as their price ranges. Buyers can find a two-bedroom attached duplex with 800 square feet as easily as they can find a four-bedroom estate home with 2,800 square feet and a three-car garage. There’s a security gate in this community as well as a lot of trails and paths that are great for jogging, walking, or biking. Bring your golf cart; the speed limit at this community is 15 mph for that very reason, and it’s strictly enforced.

On Top of The World - Clearwater, FL

Below $100k - Low $200s

At On Top of The World, residents have two golf courses, tons of amenities, and affordable condos in high-rise buildings that offer outstanding sunset views. This 55+ community is popular with active adults who enjoy socializing, staying fit, and exploring everything there is to do in the Tampa Bay area. Clearwater is known for its beaches, and there’s a party on Pier 60 nearly every night, where locals and visitors gather to watch the sunset, enjoy street performances, eat, shop, and walk on the beach. 

Condos at On Top of The World are between 850 and 1,750 square feet. Most of them have one or two bedrooms, two bathrooms, and balconies or patios. With more than 90 high-rise buildings, the amenities are broken out into two clubhouses on the west and east sides of the property. Residents enjoy pools, fitness centers, and both an 18-hole and a 9-hole golf course. There’s shuffleboard, lawn bowling, and tennis. An entertainment committee plans concerts, performances, happy hours, karaoke, and other activities.

Beacon Lakes - New Port Richey, FL

Below $100k - Low $100s

Beacon Lakes is a 55+ condo community in New Port Richey, one of the fastest-growing Tampa suburbs. Buyers will appreciate the affordable prices, the intimate community setting, and the easy access to nature, parks, and beaches.

Condos are in two-story buildings and are either quads or villas. They have two bedrooms, two bathrooms, and around 1,150 square feet. Parking is available in covered carports. Floor plans include spacious living rooms, updated kitchens, and formal dining rooms. 

The clubhouse has an enclosed porch, as well as an exercise room, meeting room, catering kitchen, and library. There’s an outdoor pool and patio, as well as a spa. Residents can play shuffleboard or bocce ball and enjoy the gardening plots as well as the parks and natural spaces.

With only 210 homes at Beacon Lakes, neighbors can really get to know one another. They get together for parties, art classes, fitness groups, and other community events. New Port Richey is less than an hour from Tampa and full of hiking, fishing, and kayaking opportunities at parks like Werner Boyce Salt Springs and Jay Starkey Wilderness Park.