Stockton and Modesto are great places for an affordable retirement near California's most popular cities.

The Stockton/Modesto area is situated in California’s Central Valley. The region’s Mediterranean climate and easy access to outdoor recreation makes it an attractive option for retirees. Stockton and Modesto also have a relatively low cost of living when compared to major metropolitan areas of California. And due to the central location of Stockton and Modesto, it’s easy for residents to travel to Northern California’s big cities, such as San Francisco, San Jose, and Sacramento.

For those seeking affordably priced homes, ideal weather, and plenty of ways to enjoy the outdoors, Stockton and Modesto are great places to retire in California.

We’ve rounded up some of the best age-restricted communities in the area:

Woodbridge - Manteca

Low $400s - High $600s

Woodbridge is a 55+ community that offers top-notch amenities in a small-town setting. The community has 1,425 single-family homes coming in 14 different floor plans. Development was carried out from 2006 to 2017, so homebuyers can choose from a great selection of finely crafted homes with modern features and open layouts.

With a 28,000 square-foot clubhouse, it’s easy for residents to live a well-rounded lifestyle. Amenities include a state-of-the-art fitness center, indoor pool and spa, aerobics and dance studio, indoor walking track, arts and craft studio, and much more. Outdoors, residents can take a dip in the pool and spa, explore the community’s walking and biking trails, and challenge neighbors to a game of tennis, bocce, softball, and basketball. The community also has an 18-hole putting green and a fishing lake.

The Collective - Manteca

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For those seeking a brand-new community, The Collective is a great choice. Development broke ground in 2018 and is ongoing. Upon final build out, this gated community will consist of 478 single-family homes. While the Collective has no age restrictions, it has generated interest among active adults searching for a modern community with resort-style amenities.

The planned 10,000 square-foot clubhouse will feature multi-purpose rooms and a demonstration kitchen. Residents will also be able to socialize and mingle with neighbors at the on-site coffee and wine bar. Outdoor amenities will include a pool and spa, patio, pet park, amphitheater, pickleball courts, and bocce courts. There will also be a picnic area and trails for walking and biking.

Four Seasons at Los Banos - Los Banos

Mid $200s - Low $300s

Four Seasons at Los Banos is a popular option for active adults who prefer the tight-knit atmosphere of a smaller community. Upon completion, this gated 55+ community will be home to 128 single family residences. Homebuyers can choose from a selection of new and resale homes with desirable features, such as large walk-in closets and great rooms for entertaining friends and family.

A well-equipped clubhouse ensures residents always have a way to stay social and active. Residents can exercise in the fitness center, read their favorite book in the library, or play a game of billiards. Outdoor amenities include a pool, tennis courts, community garden, barbecue area, and trails that wind throughout the community’s grounds.

Chesapeake Landing - Ripon

Low $300s - Mid $300s

Chesapeake Landing is a small, well-established 55+ community in California’s central San Joaquin Valley. This 55+ community consists of 99 single family homes and attached homes.

Residents of Chesapeake Landing enjoy access to a clubhouse with an exercise room, multi-purpose room, game room, and billiards. Outdoors, residents can take advantage of California’s great weather with the outdoor pool, spa, and patio. The surrounding area also makes it easy to embrace an outdoor lifestyle. Popular activities in the area include river rafting and fishing in the nearby Stanislaus River. 

Cottage Park - Turlock

Low $300s - High $300s

Cottage Park is another great option for active adults seeking a smaller community. This gated 55+ community is home to just 81 single family residences, giving it an intimate atmosphere.

Cottage Park’s clubhouse is the social hub of the community. Residents can exercise with neighbors in the fitness room, meet up for clubs and other events in the activity and multi-purpose room, or spend some quiet time in the library. The clubhouse also has a business center and catering kitchen. With an outdoor pool and patio, residents can relax and enjoy California’s great weather.