Blue sky over the San Diego coastline

Looking for affordable California real estate? The San Diego area has some excellent options to consider.

With sun, sand, and near-perfect weather, San Diego offers active adults a lot of attractive qualities. It also attracts a lot of other people looking to settle down in this popular urban hub. That popularity can drive housing prices up, but some may be surprised to learn that there are still some affordable 55+ communities in the San Diego area that are selling homes for $350k and under.

Take a look at the list below to discover more about some of the popular 55+ communities in the San Diego area selling homes for $350k or less.

Seven Oaks - San Diego, CA

High $300s - Mid $700s

Set right in San Diego, Seven Oaks is a perfect choice for active adults looking for the convenience and excitement of living in the city. Built from 1964 to 1974, this 55+ community offers both attached and single-family homes in a variety of sizes and floor plans

The attached homes offer 900 to over 1,400 square feet, and most have two bedrooms, two bathrooms, and a carport or garage parking. The single-family homes here boast 950 to over 2,000 square feet with at least two bedrooms, two bathrooms, and an attached one- to two-and-a-half-car garage. Current resale homes can be found for $350k or under. 

The amenities at Seven Oaks are impressive, with a large Community Center as the central hub of this community. The Community Center offers an exercise room, hobby and meeting rooms, an arts and crafts studio, a woodworking shop, a billiards rooms, and even a library. There’s also a large auditorium. Outdoors, residents enjoy a pool, spa, and patio as well as a putting green, a tennis court, ten shuffleboard courts, and paved walking and biking trails.

Learn more information about Seven Oaks here.

Oceana - Oceanside, CA

Low $200s - Low $400s

Set in the popular beachside city of Oceanside, Oceana is in an enviable location, just four miles from the beach. Completed in 1984, Ocean is well established with longtime residents who care deeply about the community. This sprawling 55+ community of 2000 homes offers a variety of home sizes and styles, from large single-family homes to cozy attached and condo-style homes.

Attached homes at Ocean range from 660 to 1,099 square feet with one to three bedrooms, one to two bathrooms, and either a nearby carport or an attached one-car garage. Single-family homes range from 1,255 to 1,620 square feet with one to two bedrooms, one to two bathrooms, and an attached two-car garage. There are some resale homes currently for sale in Oceana priced in the mid $300s and under.

Oceana boasts a large selection of amenities, including a spacious clubhouse with club and billiards rooms alongside a well-equipped fitness center. Outdoors, residents enjoy ocean breezes and sunny days at the two sparkling outdoor pools and lounge areas. They can also enjoy the use of an on-site dog park, a catering kitchen, a library, an auditorium, and a community vegetable garden.

Learn more information about Oceana here.

Peacock HillsOceanside, CA

Mid $200s - High $200s

Another beautiful Oceanside community, Peacock Hills is a well-established 55+ community consisting of 920 attached homes. These attached homes range from 830 to over 1,300 square feet with two or three bedrooms, two bathrooms, and an attached one-car garage. Currently, Peacock Hills is selling some resale homes in the mid $300s

While this community doesn't have an onsite clubhouse, residents still enjoy a variety of amenities, including the network of paved walking and biking trails that weave throughout the property. Near Peacock Hills, the El Corazon Senior Center is accessible strictly for adults aged 55 and better. There, residents enjoy meeting rooms, a classroom, and a catering kitchen with a dining room. There’s also a 900-square-foot fitness room available for a small monthly fee.

Learn more information about Peacock Hills here.

Rancho HermosaOceanside, CA

Mid $300s - Low $400s

Rancho Hermosa offers residents a low-maintenance lifestyle and a tight-knit community in a beautiful setting close to the ocean. With 176 attached homes built in the early 1980s, Rancho Hermosa offers properties ranging from 827 to 1,200 square feet with two bedrooms, two bathrooms, and an attached two-car garage. Current resale homes on the market are cozy and quaint. Many homes offer upgrades such as granite countertops, wood flooring, and large walk-in closets.

Residents of Rancho Hermosa enjoy a limited offering of amenities, and a small HOA fee ensures the common areas are well maintained and the lifestyle remains low-maintenance. Although there’s no clubhouse or pool, there are plenty of attractions and entertainment opportunities nearby, such as the beach, popular dining options, and many shopping areas.

Learn more information about Rancho Hermosa here.

Costa SerenaOceanside, CA

Low $300s - Low $400s

Developed between 1971 and 1982, Costa Serena is a lovely 55+ community offering low-maintenance attached homes and serene ocean views. With 694 attached homes in all, this active adult neighborhood is a nice size, offering a mix of floor plans to choose from.

The homes range from approximately 827 to 1,350 square feet with two or three bedrooms, one or two bathrooms, and an attached one-car garage. Some of the current resale homes for sale list at around $350k, making them affordable options for those longing to live near the ocean.

Although this community doesn't have a clubhouse, many residents host parties and social events right inside their homes. Residents also enjoy staying active by walking or biking on the many paved trails on or near the property.

Learn more information about Costa Serena here.