Snowbirds are a big part of Florida’s active adult population. Arriving in October or November and staying until April or May, these part-time residents can be found across the Sunshine State, from Panama City to Miami. Affordability and amenities are usually at the top of the list of must-haves when snowbirds in Florida are looking for their winter home. No one wants to overspend on a place they won’t be in all year long. And, while enjoying the warm winters, having the opportunity to sit by the pool, play some golf, and enjoy outdoor lunches is understandably important.
With this in mind, we’ve put together a carefully curated list of some of the most affordable 55+ communities for snowbirds in Florida. These communities offer more than just cost-effective price points. They also provide amenities and activities that create a sense of home, even if it’s seasonal.
Delray Beach Is a Top Choice for Snowbirds in Florida
Among the many great destinations for snowbirds, Delray Beach deserves special mention for its wide selection of affordable 55+ communities. Located in Palm Beach County, this coastal city offers a blend of vibrant culture, convenient amenities, and low-maintenance living that makes it especially appealing to part-time residents.
Communities like Las Verdes, Lakes of Delray, and Huntington Pointe provide budget-friendly options without sacrificing lifestyle perks like pools, clubhouses, community transit, and easy access to beaches and golf. For snowbirds who want to enjoy the South Florida sunshine without stretching their budget, Delray Beach is an excellent place to call home—seasonally or year-round.
But Delray Beach isn’t the only city offering value and comfort. Across Florida, snowbirds will find a variety of 55+ communities that combine affordability with active lifestyles—from the Gulf Coast to Central Florida and beyond. Let’s take a closer look!
1. On Top of the World Clearwater – Clearwater, FL
Below $100k – High $300ks
For affordable condo living on the Gulf Coast in the Tampa Bay area, it’s hard to beat On Top of the World Clearwater. This gated 55+ community has an activity director and amenities that require two separate recreation centers to house them. In the East Recreation Center, there’s a clubhouse, an outdoor pool, four tennis courts, eight horseshoe pits, 12 shuffleboard courts, and lawn bowling. The West Recreation Center also has a clubhouse as well as another pool and a spa. It’s close to the dog park and the fishing pier, which looks out onto a lake where residents can kayak and canoe.
Also, residents can play at the 18-hole, Chic Adams-designed golf course and the quicker nine-hole course. Affordable condos are available in 96 buildings, and they all have open floor plans, one or two bedrooms, and options such as Florida rooms, hurricane shutters, and aesthetic upgrades.
2. Kings Point in Tamarac – Tamarac, FL
Below $100k – Mid $400ks
Snowbirds in Florida interested in Broward County will want to consider Kings Point in Tamarac for affordable winter living. Condos and attached villas are available in models that range from 627 square feet to around 1,700 square feet. There are also coach homes available for buyers who need a bit more space. Many of these resale homes have been upgraded and updated over the years, and some have outdoor patios or balconies.
Dozens of clubs are available to residents here, including a Snowbirds Club. There’s also community transit available for the snowbirds in Florida who choose to leave their cars in the north.
3. On Top of the World – Ocala, FL
High $100ks – High $600ks
It’s another On Top of the World, but this 55+ community is in Ocala, also known as horse country. Sure, this is an area covered with horse farms and grazing pasture animals, but some easy conveniences and amenities are needed for seasonal living. Ocala has a growing restaurant scene, plenty of shopping, and Central Florida’s largest 55+ community. On Top of the World offers attached and single-family homes in a gated community rich with amenities.
Residents enjoy pools, a fitness center, steam rooms and saunas, as well as a picnic area, garden plots, and pickleball. There’s a golf course and a library, and a large clubhouse that’s perfect for gatherings and events. Join the Snowbird Club, take a square dancing class, or look for volunteer opportunities—all within this community.
4. Las Verdes – Delray Beach, FL
Mid $100ks – Mid $300ks
Low-maintenance living is essential for snowbirds in Florida, and that’s what Las Verdes offers. Located in Delray Beach, this 55+ community provides an opportunity for residents to enjoy access to beaches, dining, and shopping. Attached villas and condos are affordable and available in models with 676 to 1,200 square feet. There are spacious floor plans, plenty of storage, and residents don’t have to worry about lawn care or landscaping. Also, there’s an activities director onsite to help plan activities and events, allowing residents to be as social as they’d like.
5. Timber Pines – Spring Hill, FL
High $100ks – High $400ks
Located in Spring Hill, close to the coast but away from some of the more overpopulated tourist destinations, Timber Pines is an excellent option for snowbirds in Florida on a budget. There are spacious single-family homes and attached villas in floor plans that offer one or two bedrooms, an attached garage, and a screened lanai or veranda.
This popular 55+ community also has a clubhouse with a restaurant and a catering kitchen. There are pools and spas, shuffleboard courts, tennis courts, and horseshoe pits. Golf is also available. Timber Pines has a total of 63 holes to play—one championship course, two executive courses, and a nine-hole par-3 course. There’s also a putting green and two chipping areas, making this an ideal part-time home for those who travel with their golf clubs.
6. Lakes of Delray – Delray Beach, FL
Low $200ks – Low $300ks
We are back in Delray Beach, and for good reason. Palm Beach County is extremely popular among snowbirds in Florida, and Lakes of Delray is an ideal community for active adults who want a low-maintenance living experience at an affordable price point. There’s community bus transit for those who want to avoid driving, and amenities include a clubhouse, a pool, a fitness center, meeting rooms, and a ceramics studio.
Condos in this community offer 800 to 1,500 square feet, with one or two bedrooms, walk-in closets, balconies, and sometimes upgrades such as granite counters and stainless appliances. Scenic lakes and ponds are found throughout the community, and Lakes of Delray is close to restaurants, grocery stores, golf courses, and beaches.
7. Huntington Pointe – Delray Beach, FL
High $100ks – High $400ks
Huntington Pointe is also in Delray Beach, and is another great option for snowbirds who want affordability and amenities. With reasonably priced condos and attached villas, this 55+ community is full of fun things to do. There’s a 50,000 square-foot clubhouse that includes an entertainment complex that accommodates live shows, social events, holiday parties, and performing arts. There’s also a dance club and ongoing art classes. Four outdoor pools, shuffleboard, and tennis are also available.
Condo homes in this community are in four-story buildings. They all have balconies and some have views of the lakes that can be found throughout the community. Also, villas allow for single-story living. The HOA takes care of lawn care, power washing, and other landscaping tasks, leaving residents more time to enjoy the months they have in Florida.
8. Kings Ridge – Clermont, FL
High $200ks – High $400ks
Kings Ridge is a gated 55+ community of single-family homes in Clermont. In addition to providing a clubhouse, a fitness center, pools, pickleball, tennis, and outdoor cabanas, this community offers two golf courses as well. Many homes sit on either the North Course or the South Course. Kings Ridge is proof that golf course living can be affordable. These homes offer 980 to 2,560 square feet, two or three bedrooms, and two bathrooms as well as an attached two or three-car garage.
Dozens of activities, classes, and clubs are available within this community. There’s a Snowbird Social that’s held during the months that most snowbirds are in town, and residents can also look forward to line dancing, book club meetings, and tennis matches. Also, Clermont is in Central Florida, close to freshwater lakes, natural springs, and local wineries. And Orlando is just half an hour away!
9. Venetian Isles – Boynton Beach, FL
Mid $300ks – Mid $600ks
Boynton Beach is home to a lot of 55+ communities, and Venetian Isles is one of the most affordable and welcoming. It’s a scenic master-planned neighborhood of single-family homes and attached villas in ranch styles. Some homes are lakeside, and the villas and houses are available in models ranging from 1,276 to 2,316 square feet. Snowbirds in Florida thinking about buying here will appreciate the upgrades in many of the homes as well as the amenities throughout the community.
The community provides pleasant paths for walking or biking, with scenic lakes and well-landscaped green spaces all over the place. The beach is easy to reach, as is shopping, dining, and entertainment.
Find Your Ideal Florida Snowbird Retreat
Florida’s 55+ communities are a perfect fit for snowbirds, offering a winning combination of affordability, top-notch amenities, and well-managed HOAs. These features help ensure peace of mind and property security, even when you’re away for part of the year. When it’s time to choose your seasonal or permanent home, consider your budget, lifestyle preferences, and the experiences you want to embrace in this next chapter. The right community should reflect the best version of who you are—and who you want to become.
Ready to find your perfect snowbird haven? Connect with a local real estate expert at 55places.com and start your journey today.
