Sudbury, MA 55+ Active Adult Retirement Communities

55+ communities in Sudbury will appeal to retirees of all lifestyles. The town has a rich colonial history with many attractions, as well as beautiful landscapes and greenspace for outdoor recreation.

Climate & Geography

The climate in Sudbury is classified as humid continental. Therefore summers are warm and humid, while winters are cold and snowy. Residents can expect more rainfall and snowfall than the national average, and about 199 sunny days throughout each year.

Recreation, Culture & Entertainment

Popular attractions in Sudbury include Wayside Inn Historic Site, and the Old Grist Mill Museum. In addition, there is a town public pool and facilities for various sports and recreation. There are also regular band concerts and holiday celebrations hosted by the town government.

Sudbury's location in Middlesex County means that it is near several national protected areas including:

• Assabet River National Wildlife Refuge
• Great Meadows National Wildlife Refuge
•  Longfellow House-Washington’s Headquarters National Historic Site
• Lowell National Historical Park
• Minute Man National Historical Park
• Oxbow National Wildlife Refuge

Sudbury is in a region known as MetroWest which is a cluster of cities and towns in between Boston and Worcester. Therefore residents can easily reach downtown Boston in just under an hour. This allows easy access for day trips to enjoy the city's dining, shopping, entertainment, and renowned historical sites.

Cost of Living & Taxes

The overall cost of living in Sudbury is higher than the state and national average. Undoubtedly this is due to the extremely high cost of housing and homes. Most other cost of living indexes are slightly above average, however health care costs are about 20 percent below average.

Massachusetts is considered somewhat tax friendly to retirees. Social Security benefits and public pensions are fully exempt. However other forms of retirement income are taxed at the state's flat income tax rate of 5.1 percent.

Property tax rates in Massachusetts are close to average compared to the rest of the nation. However because of the extremely high cost of homes in the state these taxes can still be a burden. However homeowners who are 65+ may qualify for the Circuit Break Tax Credit, which is based on residency status, home value, and income.

Health Care

Although there are no hospitals in Sudbury, there are several hospitals within 12 miles, a few of which are nationally ranked or rated high performing by U.S. News. The closest hospital is Emerson Hospital in the neighboring town of Concord. Other nearby hospitals include MetroWest Medical Center, Newton-Wellesley Hospital, and McLean Hospital.