Minnesota 55+ Active Adult Retirement Communities

10 Communities in Minnesota

communities match filters


Active adults and Baby Boomers might not think of Minnesota when looking for a retirement destination. While it isn t known for warm beaches, active adult communities in Minnesota are ideal for retirees who want to remain close to family and enjoy nature. 55+ retirement neighborhoods in Minnesota offer great sports teams to cheer on, scenic outdoor recreational opportunities, and great shopping options.

Climate & Geography

Age-restricted communities in Minnesota are located in the Upper Midwest region of the United States. After Alaska, Minnesota is the most northern state in the nation. It borders Iowa, Wisconsin, North Dakota and South Dakota. Often referred to as the Land of 10,000 Lakes, active adult communities in Minnesota offer numerous outdoor recreational activities with its many wetlands. Some most popular cities throughout Minnesota include Minneapolis, St. Paul, Rochester, Duluth, Bloomington, Saint Cloud, and Maple Grove. The majority of which fall in the Twin Cities metropolitan area.

55+ active adult communities in Minnesota experience a continental climate. This means they experience cold winters and hot summers. Locations closer to Lake Superior are typically cooler in the summer and generally warmer in the winter. The farther south you travel in the state, the warmer the temperatures are.

Recreation, Culture & Entertainment

Minnesota s active adult communities are within an outdoor adventurer s paradise. During the warmer seasons, you ll often find many of the outdoor recreational activities involving water. Many popular water sports in Minnesota include water skiing, boating, fishing, and canoeing. Even in the winter months residents often participate in ice fishing, skating, curling, broomball, and hockey.

There are 72 state parks as well as national forests that are popular locations to hunt, camp, and hike. Active adults will be pleased to know that Minnesota has the most miles of bike trails in any state. There are 20,000 miles of snowmobile trails throughout Minnesota as well as plenty of hiking trails. Superior Hiking Trail in the northwest region offers 235 miles of outdoor recreation. During the winter months, residents use these hiking and biking trails for cross-country skiing.

For those not interested in the outdoors and nature, there are plenty of things to do while owning a home within a 55+ neighborhood in Minnesota. Sports enthusiasts will be pleased to know that Minnesota has a professional team in almost every major sport. This includes the Minnesota Twins (MLB), Timberwolves (NBA), Wild (NHL), and Vikings (NFL). Shopping is also abundant in Minnesota with the country s first Target founded in 1962 as well as Mall of America, the largest indoor mall. Other popular shopping areas include Nicollet Mall in downtown Minneapolis and Grand Avenue in St. Paul. Active retirement communities in Minnesota also have many options for gambling and some casinos have golf courses and concert venues.

Cost of Living & Taxes

The cost of living in Minnesota is slightly higher than the national average. Although the cost of living is higher, the per capita personal income in Minnesota is within the tenth highest in the nation and the three-year median household income ranks as fifth highest.

Minnesota s income tax is collected in four brackets: 5.35%, 7.05%, 7.85%, and 9.85%. The state also collects a sales take at 6.875%, however there are no taxes on clothing, prescription drugs, and certain services as well as food items for the home. Property taxes are collected at different rates depending on the county, municipality, school district, and special districts.


Active adult communities in Minnesota have access to 150 hospitals throughout the state. Many of which are located within the Minneapolis-St. Paul metropolitan area. Some of the top-ranking medical centers in Minnesota are the Mayo Clinic in Rochester, Abbott Northwest Hospital in Minneapolis, Mercy Hospital in Coon Rapids, University of Minnesota Medical Center in Minneapolis, St. Cloud Hospital in St. Cloud, North Memorial Hospital in Robbinsdale, and St. John s Hospital in St. Paul. 55+ residents are pleased to know that the Mayo Clinic has been ranked number one in the United States by the U.S. News and World Report.