Swannanoa, NC 55+ Active Adult Retirement Communities

1 Community in Swannanoa

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    Swannanoa is a community in Western North Carolina, 30 miles southeast of the Tennessee border. Its affordable living and relaxed environment have made it an enticing option for retirees. There are also plenty of natural attractions such as Black Mountain and Smoky Mountains National Park. 

    Climate & Geography 

    Most of North Carolina has a humid subtropical climate, which is characterized by hot, humid summers and cool to mild winters. Residents of Swannanoa can expect more rainfall and less snowfall than the national averages, and approximately 216 sunny days throughout each year. 

    The community is named after the Swannanoa River, which flows through the town’s center. The downtown area of Swannanoa is built in the central and northern areas of the town, while the southern part is made up of mostly forested areas and valleys. 

    Recreation, Culture & Entertainment 

    Swannanoa is known for its relaxed environment and neighborly feel with a downtown area that is full of local businesses and restaurants. There is also plenty of access to outdoor recreation areas where residents can enjoy hiking, biking, canoeing, and more. One of the most popular is the Great Smoky Mountains National Park which is well-known for its vast natural habitats and fascinating scenery. 

    Residents can also reach downtown Asheville in less than 20 minutes, providing even more options for shopping, dining, and entertainment. 

    Cost of Living & Taxes 

    The overall cost of living in Swannanoa is 3 percent lower than national averages. This can be attributed to its affordable housing with prices that fall well below the U.S median. 

    North Carolina does not tax Social Security benefits, and homeowners who are 65+ may qualify for an Elderly Exclusion on property taxes. The sales tax rate for North Carolina is 4.75 percent, and Swannanoa adds a 3 percent local tax on top of that rate. 

    Health Care 

    Although there are no hospitals in Swannanoa, residents can easily access health care facilities in nearby Asheville. The closest, Mission Hospital-Asheville, is rated high performing in nine procedures and conditions by U.S News.

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