Albuquerque, NM 55+ Active Adult Retirement Communities

2 Active Adult Communities in Albuquerque Area

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High $100s–Low $300s

700 Homes

45+ Age Restriction

Single Family

New and Resale Homes

Alegria

Bernalillo, NM

Low $200s–Low $300s

376 Homes

55+ Age Restriction

Single Family

New and Resale Homes

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Nestled amid the beautiful Sandia and Manzano Mountains, Albuquerque has all the urban amenities of a large metropolis while remaining close to the serenity of nature. Shopping and fine dining rub elbows here with a dazzling variety of artistic and cultural events. While gazing at the blazing desert stars, it can be easy to forget that this relaxed cultural crossroads has a metropolitan population of nearly a million people, nearly a quarter of them aged 55 and over.

Although cutting edge high technology drives Albuquerques strong economy, the New Mexico lifestyle runs at the relaxed pace of the Rio Grande, perfect for pursuing lifelong learning or just soaking in a rich multicultural music and arts scene. Physically active older adults will appreciate Albuquerques perfect outdoor weather for quiet backwoods hikes, sun-drenched rounds of golf, biking through historic Old Town, or the indescribable sensation as 700 balloons soar into a blue sky like no other. With so many active retirement options to choose from, you are certain to find one that is right for you.

Retirement Real Estate & Albuquerque Active Adult Retirement Communities

Age-restricted communities in Albuquerque offer small and mid-sized homes, many with gorgeous views of the Sandia and Manzano Mountains. Gated 55+ communities in Albuquerque such as Alegria have a wide range of on site and nearby amenities. The Northeast Quadrant at the base of the Sandia Mountains, including the University of New Mexico, has been a particularly popular area for a growing number of Albuquerque active adult communities.

Albuquerque’s more popular 55+ active adult communities include Alegria in Bernalillo and Jubilee at Los Lunas. Alegria is a 376-home active adult community by Centex. It offers a magnificent clubhouse and reasonably priced ranch-style homes. Jubilee at Los Lunas is nestled at the base of the El Cerro de Los Lunas Mountains in the Huning Ranch master planned community. It includes a community clubhouse and will eventually be home to 700 single family residences.

Landscaping and irrigation is included as part of the package in many active adult communities, although water charges are often billed separately. Lot sizes are larger on average than in comparable retirement communities anywhere along the East Coast or California, with prices typically lower than other regions of the country. As a general rule of thumb, prices rise with elevation, with the highest-priced active adult communities being in the Northeast Quadrant.

To take advantage of lower property tax rates, many active retirement communities are springing up in areas north and east of Albuquerque proper, to the northwest in places such as Rio Rancho, and south across the Rio Grande to Valencia County. While some of these regions are served by the Rail Runner light rail system, which goes as far south as Belen, many require a car to access shopping and other entertainment options. Before deciding on an active adult community in Albuquerque, it is advisable to identify personal needs and wishes such as preferred method of transportation and desired nearby amenities.

Albuquerque Climate & Geography

Sunshine predominates in Albuquerques climate, up to 300 days a year. Any days that dont have sunshine usually only have high wispy clouds. Although Albuquerque does have 4 distinct seasons, the main difference between them is very light, loose clothing during the hot summers and a slightly heavier sweater or maybe a coat on winter evenings. In the Valley, winter temperatures range between highs close to 50 degrees and lows in the mid 20s. Summer daytime temperatures regularly go over 90 degrees, while evenings drop to the mid 50s. The higher the elevation, the cooler the climate.

Most of Albuquerque is located in the rain shadow of the surrounding highlands. Rainfall during most months is under an inch. However, the foothills have more precipitation than the Valley, with as much as 17 inches annually. Winter snowstorms are much rarer than in that other mile-high city, Denver. Most winters have only a dusting of light, powdery snow that evaporates before midmorning except in the ski resorts of the Sandia Mountains. In 2006, an extremely rare snowstorm deposited over a foot of snow, most of it in the Sandia foothills.

Because Albuquerques average altitude is even higher than Denvers, the air is thinner than at low elevations, which saps endurance faster than usual. Most people acclimatize fully after a month or two. Until then, you may want to take it easy. If you suspect altitude might be a problem, avoid Glenwood Hills and Sandia Heights in the foothills of the Sandia Mountains, which are over 6,700 feet in altitude. Many active adult communities cluster in the Valley areas of metro Albuquerque near the Rio Grande, where altitudes are 5,000 feet or less.

The high altitude and sunny climate also means that the sun is intense in all parts of Albuquerque. Even when skiing, it is a good idea to use a high SPF sunscreen.

Albuquerque Recreation, Social & Culture Scene

From the moment you enter New Mexico, you will quickly discover that the state has an art vibe all its own. The Albuquerque-Santa Fe region is the heart of New Mexicos art scene. Many area highway overpasses and retaining walls are decorated with murals and bas-relief sculptures. Music and dance opportunities range from mariachi to ballet, from jazz to belly dancing. There are so many arts, dance, theater, cultural, and musical events and organizations that you could visit or even participate in a different one every day of the year!

Albuquerque has long been the cultural crossroads of New Mexico. Nearly 4 dozen museums within a 30 mile radius of Albuquerque document New Mexico history from ancient petroglyphs to the Atomic Age. Enjoy fine dining in Albuquerques historic Old Town, explore San Miguel Chapel in Santa Fe, the oldest standing church structure in the United States, or join the Southwest Ghosthunters Association on one of their ghost tours. On the last weekend in April, the Gathering of Nations PowWow attracts 3,000 native American dancers, singers, and drummers, representing 500 tribes from across all the Americas.

The Sandia and Manzano Mountains offer hikes and rock climbs at all levels of ability, as well as powder skiing during the winter. For a more sedate walk interrupted by a little white ball, there are 29 golf courses within the metro Albuquerque area alone.

In most of Albuquerque, a wide variety of shopping and dining is available within a short drive. In the Nob Hill area, shopping and other entertainment options are within easy walking distance. Most other parts of the city are connected with walking trails and bicycle routes, especially in the Manzano and Sandia foothills. The New Mexico Rail Runner Express connects downtown Albuquerque with the airport and Belem to the south and with Santa Fe to the north.

In early October, the Albuquerque International Balloon Festival draws over 100,000 spectators each day to downtown Albuquerque to watch hundreds of balloons rise majestically into the chill dawn air. After sunset, when the buildings of the Albuquerque skyline turn on their brilliant nighttime colors, the tethered balloons are lit from within while orchestras play live music.

Sports teams are also well represented, from basketball and baseball to minor league hockey. In collegiate sports, the University of New Mexico Lobos maintain a strong rivalry with New Mexico State University. By popular vote, the Albuquerque Triple-A minor league baseball team was named the Albuquerque Isotopes, after the Simpsons team of the same name.

Albuquerque Cost of Living & Taxes

The cost of living in Albuquerque, New Mexico, is below average for the United States as a whole. Part of this has been further supplemented by the recent correction in the real estate market, as well as by a moderate state sales tax of 5.375% to which local counties add their own sales tax. However, the utility cost of water regularly increases at above the rate of inflation.

New Mexico income tax is lower than the average, with 4 state brackets ranging from 1.7% up to 4.9%. Those 65 years of age and older also receive up to a $10,900 deduction from taxable income, with an additional tax exemption of up to $2,500 for low- and middle-income taxpayers. Military disability retirement pay is tax-exempt. Social Security benefits of up to $25,000 ($32,000 for married joint taxpayers) are excluded from taxable income.

Property taxes varies greatly across the Albuquerque-Santa Fe region, but are generally lower outside Albuquerque than in the city proper. The taxed value of property is 1/3 its market value. Low income seniors are eligible for a property tax rebate.

New Mexico has no inheritance tax. Its estate taxes are tied to federal estate tax legislation, which is currently due to be reinstated in 2011. Complete up to date information can be found at the State of New Mexico Taxation and Revenue Department website.

Albuquerque Healthcare & Education

Continuing an active lifestyle is just part of the high quality of life Albuquerque has to offer the active senior. Along with nearly a dozen other colleges and universities, the University of New Mexico offers a wide variety of continuing education courses, including the only fully developed curriculum in the United States in flamenco dancing.

In addition to the VA Medical Center, the Lovelace Womens Hospital, and the University of New Mexico Hospital, Albuquerque also abounds in high quality clinics to meet every level of health care.

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