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Carmel by the Sea, CA 55+ active adult communities & homes for sale - Page 4

Living in Carmel by the Sea

Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees…

Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees are sure to enjoy 55+ communities in Carmel by the Sea for their resort amenities and wide assortment of activities, both outdoor and indoor.

Climate & Geography

Carmel has a cool summer mediterranean climate, which results in mild, comfortable weather all year round. During the summer, marine layer clouds can result in misty overcast mornings that later give way to sunny skies. Average precipitation is minimal, with no snowfall and less than 20 inches of rainfall, and there are approximately 269 sunny days throughout each year.

Recreation, Culture & Entertainment

The constant warm weather in Carmel offers an assortment of outdoor activities for residents. Active adults enjoy strolling and bike riding through Point Lobos, Garrapata State Park, and Carmel Beach Boardwalk. Swimming at Carmel River State Beach, China Cove and Gibson Beach, and Monastery Beach is also popular. The surrounding mountains provide the perfect opportunity for natural sightseeing and hiking as well.

The downtown plaza is filled with shops and restaurants to explore. Wineries and galleries are scattered throughout the city.

San Jose is approximately 75 miles north of Carmel for residents who want more extensive shopping, dining, and entertainment options.

Cost of Living & Taxes

The overall cost of living in Carmel is extremely high: over two-and-half times the national average. This is primarily due to the high cost of housing and homes, at six times the average with the median home cost just under $2 million. In addition the cost of groceries and health care are well above average, though utility costs are below average.

Although Social Security benefits are exempt from taxes in the state of California, all other forms of retirement income, such as pensions and retirement savings accounts, are fully taxed. Property taxes in the state are fairly low, but due to the high cost of homes this can be a sizable expense. However there is a homeowners' exemption to help offset property taxes, and some residents may qualify for the Property Tax Postponement Program.

Health Care

Residents of 55+ communities in Carmel by the Sea have a couple of options for health care. There are two highly ranked medical centers and hospitals located within 16 miles of Carmel By The Sea. They are Community Hospital of the Monterey Peninsula and Salinas Valley Memorial Healthcare System. Community Hospital of the Monterey Peninsula is regionally ranked and rated high performing in six adult procedures/conditions. Salinas Valley Memorial Healthcare System is ranked high performing in heart failure.

Frequently Asked Questions


125 homes near Carmel by the Sea

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5 rating (2 reviews) The Villages Golf & Count...
$400ks - $1Ms
The Villages Golf & Count..., San Jose, CA
Resale Only | 55+ age-restricted | Built 1967 - 2000 | 2,536 homes
5 rating (2 reviews) Del Mesa Carmel
$600ks - $1Ms
Del Mesa Carmel, Carmel by the Sea, CA
Resale Only | 55+ age-restricted | Built 1964 - 1968 | 289 homes
5 rating (2 reviews) Twin Oaks
$700ks - $800ks
Twin Oaks, Hollister, CA
New Construction | 55+ age-restricted | Built 2019 - present | 168 homes
Woodland Estates
$300ks - $500ks
Woodland Estates, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1976 - 1986 | 285 homes
Trilogy® San Juan Oaks
$700ks - $900ks
Trilogy® San Juan Oaks, Hollister, CA
New Construction | 55+ age-restricted | Built 2023 - present | 232 homes
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
5 rating (1 review) Hacienda Carmel
$400ks - $700ks
Hacienda Carmel, Carmel by the Sea, CA
Resale Only | 55+ age-restricted | Built 1964 - 1964 | 300 homes
Los Gatos Commons
$500ks - $700ks
Los Gatos Commons, Los Gatos, CA
Resale Only | 55+ age-restricted | Built 1978 - 1980 | 110 homes
Cottage Green
$400ks - $600ks
Cottage Green, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1990 - 1998 | 117 homes
Bay Village
$400ks - $700ks
Bay Village, Watsonville, CA
Resale Only | 55+ age-restricted | Built 1969 - 2006 | 378 homes
Pajaro Village
$400ks - $700ks
Pajaro Village, Watsonville, CA
Resale Only | 55+ age-restricted | Built 1974 - 2006 | 369 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Menlo Commons
$700ks - $1Ms
Menlo Commons, Menlo Park, CA
Resale Only | 55+ age-restricted | Built 1978 - 1978 | 122 homes
Parc Regent Condominium
$1Ms - $2Ms
Parc Regent Condominium, Los Altos, CA
Resale Only | 55+ age-restricted | Built 1996 - 1997 | 57 homes
The Cottages at Village G...
$500ks - $600ks
The Cottages at Village G..., Gilroy, CA
Resale Only | 55+ age-restricted | Built 2003 - 2004 | 77 homes
Enclave at Mission Falls
$900ks - $2Ms
Enclave at Mission Falls, Fremont, CA
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 231 homes
Buena Vista
$600ks - $700ks
Buena Vista, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1994 - 1998 | 32 homes
Connemara
$1Ms
Connemara, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 2014 - 2018 | 36 homes
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
Pine Tree Villas
$600ks - $700ks
Pine Tree Villas, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1991 - 1991 | 42 homes
Valley Oaks
$600ks - $800ks
Valley Oaks, Gilroy, CA
Resale Only | 55+ age-restricted | Built 2005 - 2005 | 24 homes
Villa Capri
$500ks - $700ks
Villa Capri, Los Gatos, CA
Resale Only | 55+ age-restricted | Built 1987 - 1987 | 35 homes
Del Mesa Carmel 223 DEL MESA CARMEL, CARMEL, CA, 93923, Carmel, CA 93923
$1,149,000

2 beds

|

2 baths

|

1,780 sq ft

|

Condo

223 DEL MESA CARMEL, CARMEL, CA, 93923
Community: Del Mesa Carmel
Twin Oaks 2111 MARTY LN, HOLLISTER, CA, 95023, Hollister, CA 95023
$704,000

2 beds

|

2 baths

|

1,579 sq ft

|

House

2111 MARTY LN, HOLLISTER, CA, 95023
Community: Twin Oaks
Del Mesa Carmel 31 DEL MESA CARMEL, CARMEL, CA, 93923, Carmel, CA 93923
$800,000

2 beds

|

2 baths

|

1,426 sq ft

|

Condo

31 DEL MESA CARMEL, CARMEL, CA, 93923
Community: Del Mesa Carmel
The Villages Golf & Country Club 2049 FOLLE BLANCHE DR, SAN JOSE, CA, 951..., San Jose, CA 95135
$1,199,000

3 beds

|

3 baths

|

1,969 sq ft

|

Condo

2049 FOLLE BLANCHE DR, SAN JOSE, CA, 951...
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
The Villages Golf & Country Club 8024 PINOT NOIR CT, SAN JOSE, CA, 95135, San Jose, CA 95135
$778,000

2 beds

|

2 baths

|

1,646 sq ft

|

Condo

8024 PINOT NOIR CT, SAN JOSE, CA, 95135
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.



Frequently Asked Questions


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REIN updates its listings on a daily basis. Data last updated: Oct 22, 2026.
This application does not include information on all of the properties available for sale at this time.

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