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Carmel by the Sea, CA 55+ active adult communities & homes for sale
Living in Carmel by the Sea
Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees…
Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees are sure to enjoy 55+ communities in Carmel by the Sea for their resort amenities and wide assortment of activities, both outdoor and indoor.
Climate & Geography
Carmel has a cool summer mediterranean climate, which results in mild, comfortable weather all year round. During the summer, marine layer clouds can result in misty overcast mornings that later give way to sunny skies. Average precipitation is minimal, with no snowfall and less than 20 inches of rainfall, and there are approximately 269 sunny days throughout each year.
Recreation, Culture & Entertainment
The constant warm weather in Carmel offers an assortment of outdoor activities for residents. Active adults enjoy strolling and bike riding through Point Lobos, Garrapata State Park, and Carmel Beach Boardwalk. Swimming at Carmel River State Beach, China Cove and Gibson Beach, and Monastery Beach is also popular. The surrounding mountains provide the perfect opportunity for natural sightseeing and hiking as well.
The downtown plaza is filled with shops and restaurants to explore. Wineries and galleries are scattered throughout the city.
San Jose is approximately 75 miles north of Carmel for residents who want more extensive shopping, dining, and entertainment options.
Cost of Living & Taxes
The overall cost of living in Carmel is extremely high: over two-and-half times the national average. This is primarily due to the high cost of housing and homes, at six times the average with the median home cost just under $2 million. In addition the cost of groceries and health care are well above average, though utility costs are below average.
Although Social Security benefits are exempt from taxes in the state of California, all other forms of retirement income, such as pensions and retirement savings accounts, are fully taxed. Property taxes in the state are fairly low, but due to the high cost of homes this can be a sizable expense. However there is a homeowners' exemption to help offset property taxes, and some residents may qualify for the Property Tax Postponement Program.
Health Care
Residents of 55+ communities in Carmel by the Sea have a couple of options for health care. There are two highly ranked medical centers and hospitals located within 16 miles of Carmel By The Sea. They are Community Hospital of the Monterey Peninsula and Salinas Valley Memorial Healthcare System. Community Hospital of the Monterey Peninsula is regionally ranked and rated high performing in six adult procedures/conditions. Salinas Valley Memorial Healthcare System is ranked high performing in heart failure.
Frequently Asked Questions
In Carmel by the Sea, there are no large communities, no medium communities, and 2 small communities with less than 500 homes.
The smallest 55+ communities in Carmel by the Sea has 289 homes, the largest has 300 homes, and the average communities consists of 294 homes.
Yes, there is gated 55+ communities in Carmel by the Sea. Approximately 50.0% of 55+ communities in the area are gated. For instance, Del Mesa Carmel is a gated communities with 289 homes.
On average, listings in 55+ communities in Carmel by the Sea stay on the market for around 285 days. The average price of homes for sale in these communities is approximately $978,952, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Del Mesa Carmel average around $1,182,419, while homes in Hacienda Carmel average around $775,484.
19 communities near Carmel by the Sea
125 homes near Carmel by the Sea
Relevance
2 beds
|1 baths
|840 sq ft
|Condo
2 beds
|1 baths
|840 sq ft
|Condo
2 beds
|2 baths
|1,296 sq ft
2 beds
|2 baths
|1,572 sq ft
|Condo
2 beds
|2 baths
|1,240 sq ft
|Condo
2 beds
|2 baths
|1,582 sq ft
|Condo
3 beds
|2 baths
|1,847 sq ft
|House
2 beds
|1 baths
|1,127 sq ft
|Condo
2 beds
|3 baths
|1,675 sq ft
|Condo
3 beds
|2 baths
|1,605 sq ft
|House
1 beds
|1 baths
|760 sq ft
|Condo
1 beds
|1 baths
|760 sq ft
|Condo
2 beds
|2 baths
|1,223 sq ft
|Condo
2 beds
|2 baths
|1,457 sq ft
|Condo
2 beds
|2 baths
|2,205 sq ft
|Condo
2 beds
|2 baths
|1,588 sq ft
|Townhouse
2 beds
|2 baths
|1,223 sq ft
|Condo
2 beds
|2 baths
|1,572 sq ft
|Townhouse
2 beds
|1 baths
|947 sq ft
|Condo
3 beds
|2 baths
|1,520 sq ft
2 beds
|2 baths
|1,534 sq ft
|House
2 beds
|2 baths
|1,204 sq ft
3 beds
|2 baths
|1,521 sq ft
|Double Wide Mobile Home
2 beds
|2 baths
|1,507 sq ft
|House
3 beds
|2 baths
|1,546 sq ft
|Condo
3 beds
|2 baths
|1,546 sq ft
|Condo
2 beds
|2 baths
|1,507 sq ft
|House
2 beds
|3 baths
|2,248 sq ft
|Townhouse
2 beds
|2 baths
|1,232 sq ft
|House
Frequently Asked Questions
In Carmel by the Sea, there are no large communities, no medium communities, and 2 small communities with less than 500 homes.
The smallest 55+ communities in Carmel by the Sea has 289 homes, the largest has 300 homes, and the average communities consists of 294 homes.
Yes, there is gated 55+ communities in Carmel by the Sea. Approximately 50.0% of 55+ communities in the area are gated. For instance, Del Mesa Carmel is a gated communities with 289 homes.
On average, listings in 55+ communities in Carmel by the Sea stay on the market for around 285 days. The average price of homes for sale in these communities is approximately $978,952, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Del Mesa Carmel average around $1,182,419, while homes in Hacienda Carmel average around $775,484.
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REIN updates its listings on a daily basis. Data last updated: Oct 13, 2026.
This application does not include information on all of the properties available for sale at this time.