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Carmel by the Sea, CA 55+ active adult communities & homes for sale

Living in Carmel by the Sea

Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees…

Carmel By The Sea, also known as Carmel, is a city in Monterey County, California. It’s best known for the beautiful scenery and the rich artistic history throughout. Retirees are sure to enjoy 55+ communities in Carmel by the Sea for their resort amenities and wide assortment of activities, both outdoor and indoor.

Climate & Geography

Carmel has a cool summer mediterranean climate, which results in mild, comfortable weather all year round. During the summer, marine layer clouds can result in misty overcast mornings that later give way to sunny skies. Average precipitation is minimal, with no snowfall and less than 20 inches of rainfall, and there are approximately 269 sunny days throughout each year.

Recreation, Culture & Entertainment

The constant warm weather in Carmel offers an assortment of outdoor activities for residents. Active adults enjoy strolling and bike riding through Point Lobos, Garrapata State Park, and Carmel Beach Boardwalk. Swimming at Carmel River State Beach, China Cove and Gibson Beach, and Monastery Beach is also popular. The surrounding mountains provide the perfect opportunity for natural sightseeing and hiking as well.

The downtown plaza is filled with shops and restaurants to explore. Wineries and galleries are scattered throughout the city.

San Jose is approximately 75 miles north of Carmel for residents who want more extensive shopping, dining, and entertainment options.

Cost of Living & Taxes

The overall cost of living in Carmel is extremely high: over two-and-half times the national average. This is primarily due to the high cost of housing and homes, at six times the average with the median home cost just under $2 million. In addition the cost of groceries and health care are well above average, though utility costs are below average.

Although Social Security benefits are exempt from taxes in the state of California, all other forms of retirement income, such as pensions and retirement savings accounts, are fully taxed. Property taxes in the state are fairly low, but due to the high cost of homes this can be a sizable expense. However there is a homeowners' exemption to help offset property taxes, and some residents may qualify for the Property Tax Postponement Program.

Health Care

Residents of 55+ communities in Carmel by the Sea have a couple of options for health care. There are two highly ranked medical centers and hospitals located within 16 miles of Carmel By The Sea. They are Community Hospital of the Monterey Peninsula and Salinas Valley Memorial Healthcare System. Community Hospital of the Monterey Peninsula is regionally ranked and rated high performing in six adult procedures/conditions. Salinas Valley Memorial Healthcare System is ranked high performing in heart failure.

Frequently Asked Questions


19 communities near Carmel by the Sea

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5 rating (2 reviews) The Villages Golf & C...
$400ks - $1Ms
The Villages Golf & C..., San Jose, CA
Resale Only | 55+ age-restricted | Built 1967 - 2000 | 2,536 homes
5 rating (2 reviews) Del Mesa Carmel
$600ks - $1Ms
Del Mesa Carmel, Carmel by the Sea, CA
Resale Only | 55+ age-restricted | Built 1964 - 1968 | 289 homes
5 rating (2 reviews) Twin Oaks
$700ks - $800ks
Twin Oaks, Hollister, CA
New Construction | 55+ age-restricted | Built 2019 - present | 168 homes
Woodland Estates
$300ks - $500ks
Woodland Estates, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1976 - 1986 | 285 homes
5 rating (1 reviews) Hacienda Carmel
$400ks - $700ks
Hacienda Carmel, Carmel by the Sea, CA
Resale Only | 55+ age-restricted | Built 1964 - 1964 | 300 homes
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
Trilogy® San Juan Oaks
$700ks - $900ks
Trilogy® San Juan Oaks, Hollister, CA
New Construction | 55+ age-restricted | Built 2023 - present | 232 homes
Los Gatos Commons
$500ks - $700ks
Los Gatos Commons, Los Gatos, CA
Resale Only | 55+ age-restricted | Built 1978 - 1980 | 110 homes
Pajaro Village
$400ks - $700ks
Pajaro Village, Watsonville, CA
Resale Only | 55+ age-restricted | Built 1974 - 2006 | 369 homes
Cottage Green
$400ks - $600ks
Cottage Green, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1990 - 1998 | 117 homes
Bay Village
$400ks - $700ks
Bay Village, Watsonville, CA
Resale Only | 55+ age-restricted | Built 1969 - 2006 | 378 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Parc Regent Condominium
$1Ms - $2Ms
Parc Regent Condominium, Los Altos, CA
Resale Only | 55+ age-restricted | Built 1996 - 1997 | 57 homes
Menlo Commons
$700ks - $1Ms
Menlo Commons, Menlo Park, CA
Resale Only | 55+ age-restricted | Built 1978 - 1978 | 122 homes
The Cottages at Village G...
$500ks - $600ks
The Cottages at Village G..., Gilroy, CA
Resale Only | 55+ age-restricted | Built 2003 - 2004 | 77 homes
Valley Oaks
$600ks - $800ks
Valley Oaks, Gilroy, CA
Resale Only | 55+ age-restricted | Built 2005 - 2005 | 24 homes
Villa Capri
$500ks - $700ks
Villa Capri, Los Gatos, CA
Resale Only | 55+ age-restricted | Built 1987 - 1987 | 35 homes
Buena Vista
$600ks - $700ks
Buena Vista, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1994 - 1998 | 32 homes
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
Connemara
$1Ms
Connemara, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 2014 - 2018 | 36 homes
Enclave at Mission Falls
$900ks - $2Ms
Enclave at Mission Falls, Fremont, CA
Resale Only | 55+ age-restricted | Built 2019 - 2022 | 231 homes
Pine Tree Villas
$600ks - $700ks
Pine Tree Villas, Morgan Hill, CA
Resale Only | 55+ age-restricted | Built 1991 - 1991 | 42 homes
New Hacienda Carmel 118 HACIENDA CARMEL 118, CARMEL, CA, 939..., Carmel, CA 93923
$699,000

2 beds

|

1 baths

|

840 sq ft

|

Condo

118 HACIENDA CARMEL 118, CARMEL, CA, 939...
Community: Hacienda Carmel
New Hacienda Carmel 118 HACIENDA CARMEL 118 118, CARMEL, CA,..., Carmel, CA 93923
$699,000

2 beds

|

1 baths

|

840 sq ft

|

Condo

118 HACIENDA CARMEL 118 118, CARMEL, CA,...
Community: Hacienda Carmel
New Woodland Estates 262 FOREST AVE 262, MORGAN HILL, CA, 950..., Morgan Hill, CA 95037
$469,999

2 beds

|

2 baths

|

1,296 sq ft

262 FOREST AVE 262, MORGAN HILL, CA, 950...
Community: Woodland Estates
New The Villages Golf & Country Club 7613 BUCKHAVEN DR, SAN JOSE, CA, 95135, San Jose, CA 95135
$799,000

2 beds

|

2 baths

|

1,572 sq ft

|

Condo

7613 BUCKHAVEN DR, SAN JOSE, CA, 95135
New The Villages Golf & Country Club 5147 CRIBARI PL, SAN JOSE, CA, 95135, San Jose, CA 95135
$549,000

2 beds

|

2 baths

|

1,240 sq ft

|

Condo

5147 CRIBARI PL, SAN JOSE, CA, 95135
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
New
Cindy Certified
3356 PETUNIA CT 403, SAN JOSE, CA, 95117, San Jose, CA 95117
$1,349,000

3 beds

|

2 baths

|

1,491 sq ft

|

Condo

3356 PETUNIA CT 403, SAN JOSE, CA, 95117
New The Villages Golf & Country Club 8803 GRAPE WAGON CIR, SAN JOSE, CA, 9513..., San Jose, CA 95135
$849,900

2 beds

|

2 baths

|

1,582 sq ft

|

Condo

8803 GRAPE WAGON CIR, SAN JOSE, CA, 9513...
Trilogy® San Juan Oaks 3205 CONGRESSIONAL WAY, HOLLISTER, CA, 9..., Hollister, CA 95023
$899,999

3 beds

|

2 baths

|

1,847 sq ft

|

House

3205 CONGRESSIONAL WAY, HOLLISTER, CA, 9...
Cottage Green 16725 RITA DR, MORGAN HILL, CA, 95037, Morgan Hill, CA 95037
$644,950

2 beds

|

2 baths

|

850 sq ft

|

House

16725 RITA DR, MORGAN HILL, CA, 95037
Community: Cottage Green
The Villages Golf & Country Club 6082 MONTGOMERY CT, SAN JOSE, CA, 95135, San Jose, CA 95135
$600,000

2 beds

|

1 baths

|

1,127 sq ft

|

Condo

6082 MONTGOMERY CT, SAN JOSE, CA, 95135
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Villages Golf & Country Club 8801 GRAPE WAGON CIR, SAN JOSE, CA, 9513..., San Jose, CA 95135
$920,000

2 beds

|

3 baths

|

1,675 sq ft

|

Condo

8801 GRAPE WAGON CIR, SAN JOSE, CA, 9513...
Cindy Certified
45258 TOM BLALOCK ST 108, FREMONT, CA, 9..., Fremont, CA 94539
$899,000

2 beds

|

2 baths

|

1,265 sq ft

|

Condo

45258 TOM BLALOCK ST 108, FREMONT, CA, 9...
Pajaro Village 430 VIVIENNE DR, WATSONVILLE, CA, 95076, Watsonville, CA 95076
$455,859

3 beds

|

2 baths

|

1,605 sq ft

|

House

430 VIVIENNE DR, WATSONVILLE, CA, 95076
Community: Pajaro Village
Cindy Certified
45231 AMBITION ST 202, FREMONT, CA, 9453..., Fremont, CA 94538
$1,090,000

3 beds

|

2 baths

|

1,528 sq ft

|

Condo

45231 AMBITION ST 202, FREMONT, CA, 9453...
Menlo Commons 2140 SANTA CRUZ AVE A207, MENLO PARK, CA..., Menlo Park, CA 94025
$728,000

1 beds

|

1 baths

|

760 sq ft

|

Condo

2140 SANTA CRUZ AVE A207, MENLO PARK, CA...
Community: Menlo Commons
Menlo Commons 2140 SANTA CRUZ AVE, MENLO PARK, CA, 940..., Menlo Park, CA 94025
$728,000

1 beds

|

1 baths

|

760 sq ft

|

Condo

2140 SANTA CRUZ AVE, MENLO PARK, CA, 940...
Community: Menlo Commons
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
The Villages Golf & Country Club 5038 CRIBARI VALE, SAN JOSE, CA, 95135, San Jose, CA 95135
$450,000

2 beds

|

2 baths

|

1,223 sq ft

|

Condo

5038 CRIBARI VALE, SAN JOSE, CA, 95135
The Villages Golf & Country Club 3425 LAKE ALBANO CIR, SAN JOSE, CA, 9513..., San Jose, CA 95135
$899,900

2 beds

|

2 baths

|

1,457 sq ft

|

Condo

3425 LAKE ALBANO CIR, SAN JOSE, CA, 9513...
The Villages Golf & Country Club 8731 MCCARTY RANCH DR, SAN JOSE, CA, 951..., San Jose, CA 95135
$1,399,000

2 beds

|

2 baths

|

2,205 sq ft

|

Condo

8731 MCCARTY RANCH DR, SAN JOSE, CA, 951...
Hacienda Carmel 174 HACIENDA CARMEL, CARMEL, CA, 93923, Carmel, CA 93923
$399,000
|

1 baths

|

515 sq ft

|

Condo

174 HACIENDA CARMEL, CARMEL, CA, 93923
Community: Hacienda Carmel
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Villages Golf & Country Club 7020 VIA CIELO, SAN JOSE, CA, 95135, San Jose, CA 95135
$890,000

2 beds

|

2 baths

|

1,588 sq ft

|

Townhouse

7020 VIA CIELO, SAN JOSE, CA, 95135
Cindy Certified
1437 SUNRIDGE CT, HOLLISTER, CA, 95023, Hollister, CA 95023
$799,999

3 beds

|

2 baths

|

1,675 sq ft

|

House

1437 SUNRIDGE CT, HOLLISTER, CA, 95023
The Villages Golf & Country Club 5488 CRIBARI GRN, SAN JOSE, CA, 95135, San Jose, CA 95135
$440,000

2 beds

|

2 baths

|

1,223 sq ft

|

Condo

5488 CRIBARI GRN, SAN JOSE, CA, 95135
The Villages Golf & Country Club 7526 MOREVERN CIR, SAN JOSE, CA, 95135, San Jose, CA 95135
$799,000

2 beds

|

2 baths

|

1,572 sq ft

|

Townhouse

7526 MOREVERN CIR, SAN JOSE, CA, 95135
Bay Village 563 ARGOS CIR, WATSONVILLE, CA, 95076, Watsonville, CA 95076
$519,999

2 beds

|

1 baths

|

836 sq ft

|

House

563 ARGOS CIR, WATSONVILLE, CA, 95076
Community: Bay Village
The Villages Golf & Country Club 5341 CRIBARI DELL, SAN JOSE, CA, 95135, San Jose, CA 95135
$475,000

2 beds

|

1 baths

|

947 sq ft

|

Condo

5341 CRIBARI DELL, SAN JOSE, CA, 95135
Woodland Estates 239 HARVEST LN 239, MORGAN HILL, CA, 950..., Morgan Hill, CA 95037
$499,500

3 beds

|

2 baths

|

1,520 sq ft

239 HARVEST LN 239, MORGAN HILL, CA, 950...
Community: Woodland Estates
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
Cindy Certified
3355 PETUNIA CT, SAN JOSE, CA, 95117, San Jose, CA 95117
$1,107,902

2 beds

|

2 baths

|

1,345 sq ft

3355 PETUNIA CT, SAN JOSE, CA, 95117
Pajaro Village 722 HEATHER CT, WATSONVILLE, CA, 95076, Watsonville, CA 95076
$729,000

2 beds

|

2 baths

|

1,534 sq ft

|

House

722 HEATHER CT, WATSONVILLE, CA, 95076
Community: Pajaro Village
Woodland Estates 259 FOREST DR 259, MORGAN HILL, CA, 9503..., Morgan Hill, CA 95037
$495,000

2 beds

|

2 baths

|

1,204 sq ft

259 FOREST DR 259, MORGAN HILL, CA, 9503...
Community: Woodland Estates
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Woodland Estates 138 NUT TREE 138, MORGAN HILL, CA, 95037, Morgan Hill, CA 95037
$499,999

3 beds

|

2 baths

|

1,521 sq ft

138 NUT TREE 138, MORGAN HILL, CA, 95037
Community: Woodland Estates
Woodland Estates 138 NUT TREE 138 138, MORGAN HILL, CA, 9..., Morgan Hill, CA 95037
$499,999

3 beds

|

2 baths

|

1,521 sq ft

|

Double Wide Mobile Home

138 NUT TREE 138 138, MORGAN HILL, CA, 9...
Community: Woodland Estates
Trilogy® San Juan Oaks 1164 PATRIOT WAY, HOLLISTER, CA, 95023, Hollister, CA 95023
$833,999

2 beds

|

2 baths

|

1,507 sq ft

|

House

1164 PATRIOT WAY, HOLLISTER, CA, 95023
Parc Regent Condominium 1 W EDITH AVE D226, LOS ALTOS, CA, 94022, Los Altos, CA 94022
$2,250,000

3 beds

|

2 baths

|

1,546 sq ft

|

Condo

1 W EDITH AVE D226, LOS ALTOS, CA, 94022
Parc Regent Condominium 1 W EDITH AVE, LOS ALTOS, CA, 94022, Los Altos, CA 94022
$2,250,000

3 beds

|

2 baths

|

1,546 sq ft

|

Condo

1 W EDITH AVE, LOS ALTOS, CA, 94022
Trilogy® San Juan Oaks 3146 SERENA WAY, HOLLISTER, CA, 95023, Hollister, CA 95023
$833,999

2 beds

|

2 baths

|

1,507 sq ft

|

House

3146 SERENA WAY, HOLLISTER, CA, 95023
The Villages Golf & Country Club 9066 VILLAGE VIEW LOOP, SAN JOSE, CA, 95..., San Jose, CA 95135
$1,275,000

2 beds

|

3 baths

|

2,248 sq ft

|

Townhouse

9066 VILLAGE VIEW LOOP, SAN JOSE, CA, 95...
Cindy Certified
45128 WARM SPRINGS BLVD 355, FREMONT, CA..., Fremont, CA 94539
$1,180,000

3 beds

|

2 baths

|

1,820 sq ft

|

Condo

45128 WARM SPRINGS BLVD 355, FREMONT, CA...
Want to learn more about 55+ communities in Carmel by the Sea? 55places can help!
Questions? Call us: (831) 226-8826
Bay Village 475 VIVIENNE DR, WATSONVILLE, CA, 95076, Watsonville, CA 95076
$589,000

2 beds

|

2 baths

|

1,232 sq ft

|

House

475 VIVIENNE DR, WATSONVILLE, CA, 95076
Community: Bay Village
Cindy Certified
651 STAMM AVE, MOUNTAIN VIEW, CA, 94040, Mountain View, CA 94040
$4,650,000

4 beds

|

4 baths

|

2,093 sq ft

|

House

651 STAMM AVE, MOUNTAIN VIEW, CA, 94040
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.



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