Bear, DE 55+ Active Adult Retirement Communities

Climate & Geography

Delaware is primarily made up of flat land and low lying hills, swamplands, bays, marshes, and creeks. Rivers in this state include Mispillion, Muderkill, Nantocke, and St. Jones. Delaware is also in close proximity to the Atlantic Ocean.

Recreation, Culture & Entertainment

Top attractions in Bear tie to the beautiful natural settings. These include Lums Pond State Park, St. Elizabeth Ann Seton, Beck’s Pond Park. Bear’s rural setting attracts active residents who enjoy adventures and sightseeing or those who simply want to be near nature.

Cost of Living & Taxes

The cost of living in Bear is higher than the state and U.S averages which is largely due to housing and home prices. Additionally, utilities, transportation, and health also have averages higher than state and national averages.

Delaware residents enjoy low taxes. Delaware doesn’t levy taxes on sales, Social Security, or inheritance and estate. Retirement income, including IRAs, 401(k)s, private pensions, and public pensions, can qualify for exemptions. Residents over 60 can also apply for exemptions on property tax  Furthermore, it also has low income tax ranges from lowest at 2 percent and highest at 6 percent.

Health Care

Residents of 55+ communities in Bear have a variety of area health care options to choose from. Health care providers in the Bear area include Westside Family Healthcare, Union Hospital Elkton, Wilmington Veterans Affairs Medical Center, St. Francis Hospital-Wilmington, and Memorial Hospital of Salem County.