- 4 beds
- 3 baths
- 2,282 sq ft
4020 Carteret Dr, Winter Haven, FL, 33884
Community: Traditions at Lake Ruby
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Home type
Single family
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Year built
2015
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Lot size
7,998 sq ft
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Price per sq ft
$184
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Taxes
$3537 / Yr
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HOA fees
$484 / Mo
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Last updated
Today
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Views
9
Questions? Call us: (863) 356-1686
Overview
One or more photo(s) has been virtually staged. Welcome to 4020 Carteret Dr in Winter Haven, Florida, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers exterior home maintenance including landscaping, mulch, and exterior painting, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!
Interior
Appliances
- Cooktop, Dishwasher, Microwave, Range, Refrigerator
Bedrooms
- Bedrooms: 4
Bathrooms
- Total bathrooms: 3
- Full baths: 3
Laundry
- Inside
- Laundry Room
Cooling
- Central Air
Heating
- Central, Electric
Features
- Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Levels
- One
Size
- 2,282 sq ft
Exterior
Private Pool
- No
Roof
- Shingle
Garage
- Attached
- Garage Spaces: 2
Carport
- None
Year Built
- 2015
Lot Size
- 0.18 acres
- 7,998 sq ft
Waterfront
- No
Water Source
- Public
Sewer
- Public Sewer
Community Info
HOA Information
- Association Fee: $484
- Association Fee Frequency: Monthly
- Association Fee Includes: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s), Cable TV, Pool(s), Internet, Maintenance Structure, Maintenance Grounds, Recreation Facilities
Taxes
- Annual amount: $3,537.00
- Tax year: 2025
Senior Community
- Yes
Features
- Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights
Location
- City: Winter Haven
- County/Parrish: Polk
- Township: 29
Listing courtesy of: Sofia Lovinsky, KELLER WILLIAMS ADVANTAGE III, [email protected]
MLS ID: O6389154
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of Mar 11, 2026, 05:10pm PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
Traditions at Lake Ruby Real Estate Agent
Want to learn more about Traditions at Lake Ruby?
Here is the community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.
Get started today with your personalized 55+ search experience!
Want to learn more about Traditions at Lake Ruby?
Get in touch with a community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.
Get started today with your personalized 55+ search experience!
Homes Sold:
55+ Homes Sold:
Sold for this Community:
Avg. Response Time:
Community Key Facts
Age Restrictions
- 55+
Amenities & Lifestyle
- See Traditions at Lake Ruby amenities
- See Traditions at Lake Ruby clubs, activities, and classes
Homes in Community
- Total Homes: 552
- Home Types: Single-Family
Gated
- Yes
Construction
- Construction Dates: 2005 - 2020
- Builder: Lennar
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The following amenities are available to Traditions at Lake Ruby - Winter Haven, FL residents:
- Clubhouse/Amenity Center
- Fitness Center
- Outdoor Pool
- Aerobics & Dance Studio
- Card Room
- Arts & Crafts Studio
- Ballroom
- Library
- Billiards
- Walking & Biking Trails
- Tennis Courts
- Bocce Ball Courts
- Shuffleboard Courts
- Basketball Court
- Lakes - Scenic Lakes & Ponds
- Outdoor Patio
- Gazebo
- Boat Launch
There are plenty of activities available in Traditions at Lake Ruby. Here is a sample of some of the clubs, activities and classes offered here.
- Aerobics
- BBQ Parties
- Billiards
- Bocce Ball
- Book Club
- Bridge
- Canasta
- Cards
- Dancing
- Euchre
- Group Fitness Classes
- Movie Nights
- Shuffleboard
- Swimming
- Tennis
- Yoga
- Zumba
