Ocala, FL 55+ Active Adult Retirement Communities

Overview

Ocala is a city in Marion County which is part of the northern region of Florida. It’s one of the only five cities allowed under Chamber of Commerce guidelines to use the title “Horse Capital of the World.” It's known for its low cost of living and bountiful outdoor recreation options, making it great for retirees who want access to Florida's coastal cities, but don't want the costs they bring.

Climate & Geography

The two distinct seasons that are found in Ocala are the dry season (October-May) and the wet season (June-September). During the dry season temperatures range from low 30s to high 70s while the wet season includes low of 70s and high of 90s. 

The farms throughout Ocala are known for their thoroughbred horses. It’s near one of the earliest tourist attractions in Florida, Silver Springs Nature Theme Park. Ocala is home to the second largest national forest in Florida, Ocala National Forest. 

Recreation, Culture, & Entertainment

Ocala hosts one of the largest horse shows in the country, Horses in the Sun. Horse lovers can check this event out in addition to visiting The Gypsy Gold Farm and/or Farm Tours of Ocala where they’re able to pet and feed beautiful horses. 

There are many parks to explore nature, especially during the dry season, such as Sholom Park, Silver Springs River, Silver Springs State Park, Alexander Springs, Santos - Belleview Trail, and Tuscawilla Park. 

Top places to become a regular at are Katya Vineyards, The Corkscrew Winery, and Ocala Food Walks just to name a few. During the weekends residents like to check out the Ocala Downtown Market, Ocala Farm Market, and the Circle Square Commons Farmers Market. 

Cost of Living & Taxes

The median home value in Ocala is just above the national median. Social Security and other retirement income is not taxed since Florida is one of the few states with no income tax. 

The Florida law caps increases in a home’s assessed value for full time residents at 3 percent a year or the CPI, whichever is lower.

Health Care

There are six hospitals and medical centers within Ocala. They are Vines Hospital, Kindred Hospital Ocala, AdventHealth Ocala, Ocala Regional Medical Center, The Centers-Marion, and HealthSouth Rehabilitation Hospital of Ocala.