Lakeland-Winter Haven Area 55+ Retirement Communities

The Lakeland-Winter Haven area, in central Florida offers a popular location for 55+ active adult homebuyers who are looking for a retirement community in the sunshine state. The area boasts a mild climate with abundant sunshine, making it an appealing choice for outdoor enthusiasts and retirees looking to enjoy a laid-back lifestyle. Lakeland, the largest city in the region, features a historic downtown area, beautiful lakes, and a vibrant arts scene. Winter Haven, known as the "Chain of Lakes City," offers numerous opportunities for boating, fishing, and other water activities, as well as a charming downtown area with shops and restaurants. 

For more information about visiting or moving to the Lakeland-Winter Haven area, you can explore the following local resources:

• Polk County Tourism
• The Ledger (local newspaper)
• City of Lakeland Official Website 
• City of Winter Haven Official Website

Affordability and Cost of Living 

The Lakeland-Winter Haven area offers a very affordable cost of living compared to other parts of the state and the cost of living is 8.6 percent than the national average. Housing costs in the area are generally lower than national and state averages, the median home cost in the area is $312,500. When it comes to groceries, healthcare, and utilities, Lakeland-Winter Haven is about average. Transportation costs are roughly 6.5 percent lower than the national average and 19 percent lower than the state average. 

Florida is known for its favorable tax environment for retirees. The state does not have an estate or inheritance tax, which can be beneficial for individuals planning their estates. Florida also does not have an income tax which includes Social Security benefits and retirement income. Property tax varies by county and there are several exemptions for seniors and low-income residents that can reduce the property tax burden.Sales tax rates in the state are generally around 6%, but they may vary slightly in different counties. The Lakeland-Winter Haven area is entirely within Polk County which has a property tax of 0.97 percent and a sales tax of 7 percent. For more specific information on taxation in the Lakeland-Winter Haven area, you can visit the website of the Polk County Tax Collector.

Climate and Geography 

The Lakeland-Winter Haven metro area in Florida enjoys a pleasant subtropical climate. Winters are mild, with average temperatures ranging from the low 50s to the mid-70s. Summers in the Lakeland-Winter Haven area are hot and humid, with average temperatures ranging from the low 70s to the high 90s with up to 80 percent humidity. The area is prone to severe weather events such as thunderstorms and hurricanes, given its proximity to the coast. However, it's important to note that Lakeland-Winter Haven is located inland, which usually reduces the direct impact of hurricanes.

The Lakeland-Winter Haven area is known for its numerous lakes, earning it the nickname "The Chain of Lakes." These interconnected bodies of water provide beautiful waterfront views, recreational opportunities, and a tranquil ambiance. Additionally, the area is surrounded by lush, green landscapes and boasts a mix of urban and rural settings. Proximity to the Green Swamp and Lake Kissimmee State Park offers opportunities for hiking, wildlife viewing, and exploring nature. The area is also within reasonable driving distance of the Gulf of Mexico and the Atlantic Coast and their stunning beaches adds to the allure of the region, allowing residents to enjoy coastal getaways without venturing too far from home.

Recreation, Shopping, and Entertainment 

The Lakeland-Winter Haven metro area in Florida offers a wide array of recreational activities, cultural events, shopping, and entertainment options for residents and visitors to enjoy. Whether you're a sports enthusiast, nature lover, history buff, or arts aficionado, this region has something to offer for everyone.

Golf and Racquet Sports

• Cleveland Heights Golf Course in Lakeland
• Grasslands Golf & Country Club in Lakeland
• Big Cypress Golf Club in Lakeland
• Winter Haven Tennis Club in Winter Haven

Hiking, Biking, and Boating

• Circle B Bar Reserve in Lakeland
• Fort Fraser Trail in Lakeland
• Lake Hollingsworth Trail in Lakeland
• Chain of Lakes Trail in Winter Haven

Museums and Historical Sites

• Polk Museum of Art in Lakeland
• Florida Air Museum in Lakeland
• Fantasy of Flight in Polk City
• Polk County Historical Museum in Bartow

Performing Arts

• Polk Theatre in Lakeland
• The Ritz Theatre in Winter Haven
• The Lakeland Center in Lakeland
• Chain of Lakes Park in Winter Haven (hosting concerts and performances)

Shopping

• Lakeside Village in Lakeland
• Downtown Winter Haven
• Lakeland Square Mall in Lakeland
• Eagle Ridge Mall in Lake Wales

Parks and Gardens

• Hollis Garden in Lakeland
• Bok Tower Gardens in Lake Wales
• Lake Morton in Lakeland
• Lake Mirror Park in Lakeland

Festivals and Fairs

• Sun 'n Fun Aerospace Expo in Lakeland
• Central Florida Scottish Highland Games in Winter Haven
• Mayfaire by-the-Lake in Lakeland
• Florida State Fair in Tampa (within driving distance)

Health and Wellness 

The Lakeland-Winter Haven region is home to several major medical centers and hospitals, ensuring easy access to quality healthcare. Notable healthcare facilities include Lakeland Regional Health Medical Center in Lakeland, Winter Haven Hospital in Winter Haven, and AdventHealth Heart of Florida in Haines City. These medical centers offer a wide range of specialized services, state-of-the-art facilities, and experienced healthcare professionals, catering to the needs of the community.

The Lakeland-Winter Haven area offers numerous options for self-care, fitness, and mental well-being. There are fitness centers, yoga studios, and wellness spas located throughout the region that cater to various fitness levels and interests. Many of these facilities offer classes specifically designed for 55+ adults, promoting active and healthy lifestyles. There are many nearby parks and trails, which provide great places for walking, jogging, and cycling. The serene natural surroundings and access to outdoor spaces contribute to a well-rounded approach to health and wellness.

For those interested in health through nutrition Downtown Farmers Curb Market in Lakeland and the Winter Haven Farmers Market in Winter Haven offer a wide variety of locally grown fruits, vegetables which promote healthy eating and supporting local farmers..

Recommended Itinerary for Visiting Area 55+ Communities

When considering an active adult retirement community in the Lakeland-Winter Haven area, it is important to visit the location and explore the region to determine if it is the right fit. This two-day itinerary provides a sample plan to help you familiarize yourself with the area.

Day One

Morning:

• Start your day with a delicious breakfast and coffee at Cozy Oaks Restaurant, known for their homestyle breakfasts and lunch favorites.
• Take a leisurely stroll around Lake Morton in Lakeland, enjoying the serene lake views and the presence of beautiful swans.
• Explore the vibrant downtown area of Lakeland, with its charming shops, boutiques, and art galleries.

Afternoon:

• Have a delightful lunch at Harry's Seafood Bar & Grille in Lakeland, offering a variety of fresh seafood and Cajun-inspired dishes.
• Head to Circle B Bar Reserve, a nature preserve in Lakeland, where you can take a scenic hike, observe wildlife, and enjoy the peaceful surroundings.
• Visit the Polk Museum of Art in Lakeland, showcasing a diverse collection of contemporary and traditional art.

Evening:

• Enjoy dinner at Harry's Old Place in Winter Haven, a local favorite known for its elegant farm to table cuisine.
• Catch a performance at The Ritz Theatre in Winter Haven, showcasing a range of live entertainment from music to theater.

Day Two

Morning:

• Start your day with a hearty breakfast at Fred's Market Restaurant in Winter Haven, serving Southern comfort food in a friendly atmosphere.
• Meet with your local 55places expert retirement community partner agent to discuss your retirement community options and get valuable insights.

Afternoon:

• Indulge in a leisurely lunch at Arabella's Ristorante in Winter Haven, offering Italian cuisine and a charming outdoor patio.
• Explore the beautiful gardens and enjoy the breathtaking views at Bok Tower Gardens in Lake Wales, a renowned landmark featuring a stunning Singing Tower.

Evening:

• Wrap up your visit with a memorable dinner at The Terrace Grill in Lakeland, known for its modern American cuisine and rooftop dining experience.

Getting to the Lakeland-Winterhaven, FL Area

Traveling to the Lakeland-Winter Haven area is flexible, with options ranging from air travel to car journeys. Whether you're arriving by plane, train, bus, or car, there are convenient transportation routes available to help you reach this vibrant region.

Flying:

For those arriving by air, the closest major airport to the Lakeland-Winter Haven area is Tampa International Airport (TPA), located approximately 40 miles west of the region. Tampa International Airport is served by numerous airlines, including major carriers such as American Airlines, Delta Air Lines, Southwest Airlines, and United Airlines. The airport serves as a hub for several airlines, offering convenient connections from various cities across the United States and international destinations. 

Driving:

The Lakeland-Winter Haven area is well-connected by major highways, making it easily accessible by car. Interstate 4 (I-4) is the primary interstate highway that runs through the region, connecting it to major cities like Tampa and Orlando. Visitors coming from the north or south can use I-4 to reach the area. Additionally, U.S. Highway 27 and U.S. Highway 98 are major routes that provide access to the Lakeland-Winter Haven area.

By Train and Bus:

Amtrak, the national passenger rail service, operates a station in nearby Tampa, offering train travel options for visitors. From the Tampa Union Station, visitors can take a bus or arrange for ground transportation to reach the Lakeland-Winter Haven area. Greyhound also operates in the region, providing bus connections from various cities.