White-sand beaches and championship golf courses are the norm in Naples, a city on the southwest coast of Florida. The Gulf of Mexico provides plenty of fishing, boating, and swimming activities, and the Naples Pier is a renowned perch for spotting dolphins.
If it seems like the sort of coastal paradise that’s sure to be out of your price range, you’ll be surprised to learn that there are several affordable 55+ communities in the area. Naples and nearby Bonita Springs offer an excellent place to live for active adults who love nature, the beach, and first-rate dining and shopping opportunities.
Riviera Golf Estates – Naples, FL
Below $100k – Low $300s
Active adults can find a condo for less than $100,000 at Riviera Golf Estates in Naples. The two-story buildings include patios or balconies as well as private courtyards and pools. There are also single-family homes in two- or three-bedroom models, with cathedral ceilings and dedicated parking spots. The homeowners’ association (HOA) fee is modest and covers security, outdoor maintenance, amenities, and even your monthly cable bill. The 700 homes in this community border an 18-hole golf course.
In addition to golf, residents have a plethora of activities and events just waiting for their attendance and participation. Art classes, exercise classes, line dancing, and bowling will keep you active both socially and physically. The Riviera Readers discuss books in the library, and water aerobics are held in the main outdoor pool. There are also satellite pools, eight shuffleboard courts, and two tennis courts.
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Lely Resort – Naples, FL
High $100s – Mid $1Ms
Not everyone living at Lely Resort has spent a million dollars on a 4,000-square-foot home. There are modest floor plans to be found in this 55+ community, which houses 4,500 single-family and attached homes. More than 40 neighborhoods make up this scenic community that’s packed with lush landscaping and lots of wildlife. You may see birds, alligators, and gopher tortoises meandering through the trees and splashing into lakes.
The Players Club & Spa is the center of communal life at Lely Resort. The fitness studio and social room are great places to relax and workout. Join the bike club, the gun club, or make time for painting night. There are frequent day trips scheduled, as well as happy hours and wine tastings. In this community, you’re only minutes from beaches, shopping, and great restaurants.
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Heritage Bay – Naples, FL
High $100s – Low $700s
On the northern end of Naples, Heritage Bay is another great option for buyers on a budget. Condos, single-family homes, and attached villas are available in a number of spacious, updated models. Golf and tennis enthusiasts will be especially comfortable here, where 27 holes of golf and seven Har-Tru tennis courts are available.
Amenities at Heritage Bay include a 27,000-square-foot clubhouse, a fitness center, a day spa, and an aerobics and dance studio. Two restaurants and a main dining room feed hungry residents and host happy hours and sunset socials. Clubs and activities feature art classes, poker, a book club, and several exercise classes.
