Tour the Best Low-Priced Retirement Communities in Naples, FL

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The cost of living and the average home price are above the national average in Naples. However, don’t let this statistic turn you away from pursuing your Sunshine State dreams. Check out our top five retirement communities in Naples that fall within your budget.

A retired couple enjoy a walk on a Naples, FL beach, accessible from their retirement community.

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Naples, Florida, is one of the most sought-after areas for active retirement communities. This Gulf Coast gem is known for luxurious, resort-style living and a wide array of 55+ communities with oceanfront views, golf courses, spas, natural escapes, and more. Naples’ mild temperatures attract many snowbirds to the area, looking for a bit of Florida sunshine. Best of all, this is a commuter-friendly area with great public transportation and many walkable shopping and dining districts.

According to BestPlaces, the cost of living and the average home price are above the national average in Naples. However, don’t let this statistic turn you away from pursuing your Sunshine State dreams. Naples may be a high-end area, but there are plenty of budget-friendly options to explore for active retirees.

Check out our top five retirement communities in Naples that fall within your budget.

1. Moorings – Naples, FL

Mid $100ks – $6M+

Rendering of an exterior view of the Moorings in Naples, Florida.

Visit Moorings in the heart of Naples, FL. This exclusive community features condos and single-family homes. The wide price range is thanks to the array of options you’ll find at Moorings—4,000 homes and counting! New residents can explore a variety of floor plans, scenic spaces, and locations within this largely self-contained community.

One thing residents won’t need to compromise on is luxury. Moorings Country Club hosts an array of events and offers great spaces for both recreation and leisure. The highlights include a community beach complete with boating and fishing access as well as an 18-hole golf course. Also, Moorings is only an hour’s drive from lively Fort Myers.

2. Riviera Golf Estates – Naples, FL

High $100ks – Low $500ks

The outdoor pool at Riviera Golf Estates in Naples, Florida.

Looking for golf retirement communities in Naples within your price range? You’ll want to add Riviera Golf Estates to the top of your list. This vibrant 55+ community features condos and single-family homes. Residents enjoy the freedom to choose a low-maintenance option if interested in downsizing. Also, common spaces and lush greenery are well-maintained by the homeowners’ associations (HOA), allowing for more time to hit the links.

The 18-hole golf course features a pay-per-play model catered towards retirees on a fixed income. The onsite clubhouse is a great spot to hang out for golfers and non-golfers alike. You’ll also find amenities like a state-of-the-art fitness center, multiple pools, a spa, and a rec room. Naples’ iconic scenery serves as the postcard-perfect backdrop with plenty of trails, lakes and ponds, and picnic areas throughout Riviera Golf Estates.

Low $300ks – High $400ks

Palm trees surrounding the outdoor pool at Carousel Cove at Bonita Fairways in Bonita Springs, Florida.

Carousel Cove at Bonita Fairways features gorgeous homes at attractive price points. This 55+ community in Bonita Springs draws in active retirees from across the U.S. Carousel Cove balances affordability with exclusivity and a small-town feel. There are only 105 single-family homes in this scenic Floridian retirement community. There’s plenty of dedicated natural space that’s mindfully maintained by an HOA.

Residents can also explore the Bonita Fairways clubhouse as well as the 18-hole executive golf course designed by the acclaimed Gordon Lewis. This course provides challenging short and long games for golfers of all skill levels, while the clubhouse is the best place to relax after a game. Nearby beaches, health care facilities, and supermarkets make this community as accessible as it is affordable.

4. Del Webb Naples – Ave Maria, FL

High $200ks – High $900ks

The clubhouse and entrance to Del Webb Naples in Ave Maria, Florida.

Del Webb Naples is part of the acclaimed Del Webb brand for active adults 55 and over. Located in the historic town of Ave Maria, this master-planned community features 5,000 acres of beautiful greenspace. It’s easy to feel at home in this close-knit town. The neighborhood is within walking distance of the town center and largely self-contained, with nearby cities like Fort Myers offering the perfect weekend escape.

When it comes to world-class amenities, the Del Webb name is distinct for ranking among the best of the best. Not only will new residents find stunning homes within their budget, but prospective retirees can tour golf courses, spas, fitness centers, and multiple sports complexes, trails, and parks. Del Webb Naples is home to fine dining and shopping, all onsite for your convenience. Continuing education opportunities, performing arts, and events create a thriving social scene in the heart of the Gulf Coast.

5. Pelican Landing – Bonita Springs, FL

Mid $200ks – Low $4Ms

View from the condos at Pelican Landing in Bonita Springs, Florida.

Pelican Landing runs on beach time. A gem among the 55+ communities in Naples, FL, this charming neighborhood prioritizes active lifestyles. Pelican Landing is located in Bonita Springs, a thriving suburb of Naples, which brings the property price down considerably. You’ll find attached and unattached condos to tour as well as ranch-style homes.

Bordered by Spring Creek on the south and the aquatic preserve Estero Bay on the west, Pelican Landing is a peaceful sanctuary for residents looking to get back to nature. Careful planning and natural resource preservation efforts have created a pristine landscape with a myriad of ways to enjoy the great outdoors. From tennis to hiking to birding, Pelican Landing has something for everyone. Pack a picnic and lounge at Beach Park or take a stroll through the community butterfly garden. Best of all, this community features several waterfront homes at reasonable price points.

Exploring retirement communities in Naples, Florda is an exciting step toward finding your ideal home. With beautiful surroundings, great amenities, and affordable options, Naples offers something for every budget. If you’re ready to take the next step, 55places.com can connect you with a local real estate expert who knows the area inside and out. Contact us today to start your journey toward the perfect retirement lifestyle!

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Chad Walker
Chad Walker joined 55places in 2022 as the VP of Sales and Real Estate Operations. He comes with 14+ years of experience in the Real Estate industry, ten of which have been dedicated to leading operational excellence. Chad started off in the industry as a top producing Real Estate Agent in Seattle, WA before taking on positions to lead high-performing teams of real estate professionals to advocate for customers along their journey of home ownership. Chad specializes in the real estate tech sector and focuses on the strategy of growing sales, revenue, and teams by collaborating with other leaders on the company’s goals and initiatives. Chad has a customer-first mentality and builds his organization around that passion. Chad currently resides in Seattle with his family and enjoys traveling when not thinking about real estate. View all authors

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