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Hernando, FL 55+ active adult communities & homes for sale

Living in Hernando

Located in Central Florida , Hernando is a small residential town just under an hour from the Gulf Coast. It is known for its year-round warmth and access to plenty of outdoor…

Located in Central Florida , Hernando is a small residential town just under an hour from the Gulf Coast. It is known for its year-round warmth and access to plenty of outdoor recreation. Homebuyers looking for 55+ communities in Hernando appreciate its affordable housing and proximity to the amenities of Ocala.

Hernando Climate & Geography

The climate in Hernando is characterized by two distinct seasons: a long, hot, and wet summer and a short, pleasant, and dry winter. Thunderstorms are frequent in the summer, resulting in higher-than-average rainfall. While winter temperatures can reach freezing in the early morning, this is rare and there is no snow. Residents can expect about 244 days of sunshine each year.

Recreation, Culture & Entertainment in Hernando

With so many greenspaces surrounding Hernando, outdoor recreation is easy to find. The Withlacoochee State Trail is a large set of biking trails with campsites and recreational areas throughout. Residents can fish, hike, and boat at the Potts Preserve, Lake Hernando Park, Halpata Tastanaki Nature Preserve, and Henderson Lake. There are also two golf courses in Hernando, and several more in surrounding cities.

Hernando offers several locally-owned antique shops, boutiques, and eateries spread throughout the area. The Shoppes of Citrus Hills is a small shopping center for any daily amenity. For larger-scale shopping, dining, and art exhibits, residents can head to Ocala, under an hour away to the north.

Hernando Cost of Living & Taxes

Hernando’s cost of living is below the national average because of its affordable housing. Other factors like transportation, utilities, and groceries are just above average.

Florida is very tax friendly for retirees because it does not levy a standard income tax. In addition, property taxes are below average. Sales taxes generally match the national average.

Health Care in the Hernando Area

55+ communities in Hernando are part of the Ocala metro area which ranks in the top 30 communities on Gallup’s Well-Being Index, and scores especially well in the community and social factors of the survey.

There are no hospitals in Hernando, but the closest hospital that is rated high performing by U.S. News is Citrus Memorial Health System in nearby Inverness. In Ocala, two other high performing hospitals are Munroe Regional Medical Center and Ocala Regional Medical Center.

Frequently Asked Questions


24 communities near Hernando

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4 rating (57 reviews) On Top of the World
$100ks - $600ks
On Top of the World, Ocala, FL
New and Resale | 55+ age-restricted | Built 1981 - present | 10,000 homes
4.2 rating (10 reviews) Stone Creek
$200ks - $500ks
Stone Creek, Ocala, FL
New and Resale | 55+ age-restricted | Built 2006 - present | 3,800 homes
4.1 rating (29 reviews) Oak Run
$100ks - $300ks
Oak Run, Ocala, FL
Resale Only | 55+ age-restricted | Built 1985 - 2007 | 3,509 homes
4.1 rating (24 reviews) The Villages of Citrus Hi...
$200ks - $1Ms
The Villages of Citrus Hi..., Hernando, FL
New and Resale | Age-targeted | Built 1982 - 2025 | 10,005 homes
Terra Vista
$300ks - $900ks
Terra Vista, Hernando, FL
New and Resale | Age-targeted | Built 1996 - 2018 | 1,500 homes
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
Pine Run Estates
$100ks - $200ks
Pine Run Estates, Ocala, FL
Resale Only | 55+ age-restricted | Built 1981 - 1989 | 880 homes
Meadowcrest
$100ks - $300ks
Meadowcrest, Crystal River, FL
Resale Only | Age-targeted | Built 1986 - 2002 | 725 homes
4.4 rating (9 reviews) Spruce Creek Preserve
$100ks - $200ks
Spruce Creek Preserve, Dunnellon, FL
Resale Only | 55+ age-restricted | Built 1996 - 2003 | 810 homes
5 rating (1 reviews) Palm Cay
$100ks - $200ks
Palm Cay, Ocala, FL
Resale Only | 55+ age-restricted | Built 1985 - 1992 | 795 homes
4 rating (1 reviews) Brentwood of Citrus Hills
$200ks - $1Ms
Brentwood of Citrus Hills, Lecanto, FL
Resale Only | Age-targeted | Built 1985 - 2019 | 176 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
3.8 rating (5 reviews) Marion Landing
$100ks - $300ks
Marion Landing, Ocala, FL
Resale Only | 55+ age-restricted | Built 1980 - 2004 | 600 homes
2.3 rating (6 reviews) Cherrywood
$100ks - $800ks
Cherrywood, Ocala, FL
Resale Only | 55+ age-restricted | Built 1996 - 2003 | 700 homes
JB Ranch
$300ks
JB Ranch, Ocala, FL
New and Resale | 55+ age-restricted | Built 2017 - present | 346 homes
Arbor Lakes
$200ks - $300ks
Arbor Lakes, Hernando, FL
New and Resale | 55+ age-restricted | Built 1998 - present | 370 homes
Liberty Village
$300ks - $400ks
Liberty Village, Ocala, FL
New and Resale | 55+ age-restricted | Built 2023 - present | 100 homes
5 rating (1 reviews) Spruce Creek North
$100ks - $300ks
Spruce Creek North, Ocala, FL
Resale Only | 55+ age-restricted | Built 1987 - 1998 | 400 homes
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
Majestic Oaks Ocala
$200ks - $300ks
Majestic Oaks Ocala, Ocala, FL
New and Resale | Age-targeted | Built 1990 - present | 599 homes
1 rating (1 reviews) Windermere
$100ks - $200ks
Windermere, Inverness, FL
Resale Only | Age-targeted | Built 1989 - present | 180 homes
Tarawood
$200ks
Tarawood, Floral City, FL
New and Resale | 55+ age-restricted | Built 1990 - present | 150 homes
Marco Polo Village
$200ks - $300ks
Marco Polo Village, Ocala, FL
New and Resale | 55+ age-restricted | Built 1998 - present | 261 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Hammocks
$200ks - $400ks
The Hammocks, Homosassa, FL
Resale Only | 55+ age-restricted | Built 1987 - 2005 | 101 homes
Davis Reserve at Citrus H...
$400ks - $600ks
Davis Reserve at Citrus H..., Lecanto, FL
New Construction | 55+ age-restricted | 400 homes
Heritage
$200ks - $300ks
Heritage, Hernando, FL
New and Resale | 55+ age-restricted | Built 1986 - present | 70 homes
Parkside Village
$100ks
Parkside Village, Beverly Hills, FL
Resale Only | 55+ age-restricted | Built 1984 - 1985 | 89 homes
On Top of the World 9009 SW 78TH STREET RD, OCALA, FL, 34481, Ocala, FL 34481
$264,000

2 beds

|

2 baths

|

1,342 sq ft

|

House

9009 SW 78TH STREET RD, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 8533 SW 91ST CIR, OCALA, FL, 34481, Ocala, FL 34481
$645,000

3 beds

|

2 baths

|

2,969 sq ft

|

House

8533 SW 91ST CIR, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 10075 SW 91ST PL, OCALA, FL, 34481, Ocala, FL 34481
$255,000

2 beds

|

2 baths

|

1,766 sq ft

|

House

10075 SW 91ST PL, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 9947 SW 100TH TERRACE RD, OCALA, FL, 344..., Ocala, FL 34481
$275,000

2 beds

|

2 baths

|

1,469 sq ft

|

House

9947 SW 100TH TERRACE RD, OCALA, FL, 344...
Community: On Top of the World
On Top of the World 9791 SW 82ND STREET RD, OCALA, FL, 34481, Ocala, FL 34481
$525,000

3 beds

|

3 baths

|

2,893 sq ft

|

House

9791 SW 82ND STREET RD, OCALA, FL, 34481
Community: On Top of the World
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
Stone Creek 7559 SW 97TH AVE, OCALA, FL, 34481, Ocala, FL 34481
$329,000

2 beds

|

2 baths

|

1,865 sq ft

|

House

7559 SW 97TH AVE, OCALA, FL, 34481
Community: Stone Creek
On Top of the World 9037 SW 91ST CIR, OCALA, FL, 34481, Ocala, FL 34481
$224,900

3 beds

|

2 baths

|

1,584 sq ft

|

House

9037 SW 91ST CIR, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 9343 SW 102ND AVENUE RD, OCALA, FL, 3448..., Ocala, FL 34481
$459,000

2 beds

|

2 baths

|

2,104 sq ft

|

House

9343 SW 102ND AVENUE RD, OCALA, FL, 3448...
Community: On Top of the World
Stone Creek 9534 SW 65TH PL, OCALA, FL, 34481, Ocala, FL 34481
$379,900

2 beds

|

2 baths

|

1,964 sq ft

|

House

9534 SW 65TH PL, OCALA, FL, 34481
Community: Stone Creek
Marion Landing 6185 SW 84TH ST, OCALA, FL, 34476, Ocala, FL 34476
$225,000

3 beds

|

2 baths

|

1,682 sq ft

|

House

6185 SW 84TH ST, OCALA, FL, 34476
Community: Marion Landing
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
On Top of the World 9755 SW 94TH TER D, OCALA, FL, 34481, Ocala, FL 34481
$189,000

2 beds

|

2 baths

|

1,412 sq ft

|

Villa

9755 SW 94TH TER D, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 9359 SW 94TH LOOP, OCALA, FL, 34481, Ocala, FL 34481
$397,000

3 beds

|

2 baths

|

2,165 sq ft

|

House

9359 SW 94TH LOOP, OCALA, FL, 34481
Community: On Top of the World
Stone Creek 9419 SW 53RD PL, OCALA, FL, 34481, Ocala, FL 34481
$329,900

2 beds

|

2 baths

|

1,432 sq ft

|

House

9419 SW 53RD PL, OCALA, FL, 34481
Community: Stone Creek
Pine Run Estates 9981 SW 103RD PL, OCALA, FL, 34481, Ocala, FL 34481
$159,900

2 beds

|

2 baths

|

1,256 sq ft

|

House

9981 SW 103RD PL, OCALA, FL, 34481
Community: Pine Run Estates
Spruce Creek Preserve 11587 SW 139TH PL, DUNNELLON, FL, 34432, Dunnellon, FL 34432
$244,900

2 beds

|

2 baths

|

1,654 sq ft

|

House

11587 SW 139TH PL, DUNNELLON, FL, 34432
New On Top of the World 9028 SW 103RD AVE, OCALA, FL, 34481, Ocala, FL 34481
$232,000

2 beds

|

2 baths

|

1,660 sq ft

|

House

9028 SW 103RD AVE, OCALA, FL, 34481
Community: On Top of the World
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
New On Top of the World 7832 SW 86TH LOOP, OCALA, FL, 34476, Ocala, FL 34476
$234,900

2 beds

|

2 baths

|

1,226 sq ft

|

House

7832 SW 86TH LOOP, OCALA, FL, 34476
Community: On Top of the World
New Palm Cay 11263 SW 76TH AVE, OCALA, FL, 34476, Ocala, FL 34476
$239,900

3 beds

|

2 baths

|

1,646 sq ft

|

House

11263 SW 76TH AVE, OCALA, FL, 34476
Community: Palm Cay
New Spruce Creek Preserve 11457 SW 139TH PL, DUNNELLON, FL, 34432, Dunnellon, FL 34432
$234,900

3 beds

|

2 baths

|

1,540 sq ft

|

House

11457 SW 139TH PL, DUNNELLON, FL, 34432
New On Top of the World 8802 SW 83RD CIR, OCALA, FL, 34481, Ocala, FL 34481
$364,900

3 beds

|

2 baths

|

2,415 sq ft

|

House

8802 SW 83RD CIR, OCALA, FL, 34481
Community: On Top of the World
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New Tarawood 10541 S DREW BRYANT CIR, FLORAL CITY, FL..., Floral City, FL 34436
$220,000

3 beds

|

2 baths

|

1,260 sq ft

|

House

10541 S DREW BRYANT CIR, FLORAL CITY, FL...
Community: Tarawood
New Marion Landing 6622 SW 84TH ST, OCALA, FL, 34476, Ocala, FL 34476
$165,000

3 beds

|

2 baths

|

1,296 sq ft

|

Manufactured Home

6622 SW 84TH ST, OCALA, FL, 34476
Community: Marion Landing
New Terra Vista 1783 N MUSIAL PT, HERNANDO, FL, 34442, Hernando, FL 34442
$499,900

4 beds

|

4 baths

|

2,997 sq ft

|

House

1783 N MUSIAL PT, HERNANDO, FL, 34442
Community: Terra Vista
New The Villages of Citrus Hills 1783 N MUSIAL PT, HERNANDO, FL, 34442, Hernando, FL 34442
$499,900

4 beds

|

4 baths

|

2,997 sq ft

|

House

1783 N MUSIAL PT, HERNANDO, FL, 34442
New On Top of the World 10589 SW 90TH STREET RD, OCALA, FL, 3448..., Ocala, FL 34481
$350,000

2 beds

|

2 baths

|

1,651 sq ft

|

House

10589 SW 90TH STREET RD, OCALA, FL, 3448...
Community: On Top of the World
New
Cindy Certified
404 E NICHOLAS ST, HERNANDO, FL, 34442, Hernando, FL 34442
$649,900

3 beds

|

2 baths

|

1,692 sq ft

|

House

404 E NICHOLAS ST, HERNANDO, FL, 34442
New
Cindy Certified
8376 SW 59TH TER, OCALA, FL, 34476, Ocala, FL 34476
$374,000

4 beds

|

3 baths

|

3,000 sq ft

|

House

8376 SW 59TH TER, OCALA, FL, 34476
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
New Oak Run 11100 SW 71ST TERRACE RD, OCALA, FL, 344..., Ocala, FL 34476
$319,900

3 beds

|

2 baths

|

1,752 sq ft

|

House

11100 SW 71ST TERRACE RD, OCALA, FL, 344...
Community: Oak Run
New Stone Creek 7031 SW 91ST CT, OCALA, FL, 34481, Ocala, FL 34481
$275,000

2 beds

|

2 baths

|

1,696 sq ft

|

Villa

7031 SW 91ST CT, OCALA, FL, 34481
Community: Stone Creek
New Spruce Creek Preserve 11584 SW 139TH ST, DUNNELLON, FL, 34432, Dunnellon, FL 34432
$259,000

3 beds

|

2 baths

|

2,393 sq ft

|

House

11584 SW 139TH ST, DUNNELLON, FL, 34432
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Arbor Lakes 4596 N GRASS ISLAND TER, HERNANDO, FL, 3..., Hernando, FL 34442
$355,000

3 beds

|

2 baths

|

1,772 sq ft

|

House

4596 N GRASS ISLAND TER, HERNANDO, FL, 3...
Community: Arbor Lakes
On Top of the World 8848 SW 96TH LN F, OCALA, FL, 34481, Ocala, FL 34481
$195,000

2 beds

|

2 baths

|

1,541 sq ft

|

Villa

8848 SW 96TH LN F, OCALA, FL, 34481
Community: On Top of the World
Stone Creek 9127 SW 65TH LOOP, OCALA, FL, 34481, Ocala, FL 34481
$409,900

2 beds

|

2 baths

|

2,024 sq ft

|

House

9127 SW 65TH LOOP, OCALA, FL, 34481
Community: Stone Creek
Cindy Certified
4512 SW 82ND LOOP, OCALA, FL, 34476, Ocala, FL 34476
$382,560

3 beds

|

3 baths

|

2,262 sq ft

|

House

4512 SW 82ND LOOP, OCALA, FL, 34476
On Top of the World 8920 SW 97TH LANE RD F, OCALA, FL, 34481, Ocala, FL 34481
$136,800

2 beds

|

2 baths

|

1,368 sq ft

|

Villa

8920 SW 97TH LANE RD F, OCALA, FL, 34481
Community: On Top of the World
On Top of the World 5870 SW 93RD CIR, OCALA, FL, 34481, Ocala, FL 34481
$299,000

2 beds

|

2 baths

|

1,349 sq ft

|

House

5870 SW 93RD CIR, OCALA, FL, 34481
Community: On Top of the World
Oak Run 10904 SW 83RD AVE, OCALA, FL, 34481, Ocala, FL 34481
$200,000

2 beds

|

2 baths

|

1,432 sq ft

|

House

10904 SW 83RD AVE, OCALA, FL, 34481
Community: Oak Run
On Top of the World 8660 SW 94TH ST C, OCALA, FL, 34481, Ocala, FL 34481
$114,900

2 beds

|

2 baths

|

1,571 sq ft

|

Villa

8660 SW 94TH ST C, OCALA, FL, 34481
Community: On Top of the World
Want to learn more about 55+ communities in Hernando? 55places can help!
Questions? Call us: (727) 758-3188
Stone Creek 6914 SW 94TH CT, OCALA, FL, 34481, Ocala, FL 34481
$315,000

3 beds

|

2 baths

|

1,596 sq ft

|

House

6914 SW 94TH CT, OCALA, FL, 34481
Community: Stone Creek
On Top of the World 8582 SW 90TH PL C, OCALA, FL, 34481, Ocala, FL 34481
$154,900

2 beds

|

2 baths

|

1,530 sq ft

|

Villa

8582 SW 90TH PL C, OCALA, FL, 34481
Community: On Top of the World
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


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