Massachusetts 55+ active adult communities & homes for sale

Massachusetts excludes Social Security benefits entirely from state income tax. Government pensions—including Massachusetts state, local, and federal public pensions—are also 100% tax-exempt. Private pensions, traditional IRAs, and 401(k) withdrawals are taxed at the state's flat 5.0% income tax rate. Homeowners and renters age 65 or older who meet income and property tax thresholds can also claim the refundable Senior Circuit Breaker tax credit, worth up to $2,820.

Greater Boston and MetroWest communities sit minutes from world-renowned health systems, including Mass General Brigham and Beth Israel Lahey Health. South Shore buyers near Middleborough and Plymouth are served by South Shore Health and Beth Israel Deaconess Hospital–Plymouth, while Cape Cod communities like Southport in Mashpee rely on Cape Cod Healthcare's facilities in Hyannis and Falmouth.

It depends on whether living near the ocean is an absolute must for you. Coastal towns like Scituate or those on Cape Cod offer unbeatable beach access and seaside charm, but you'll pay top dollar for homes, face higher insurance costs, and deal with harsh winter nor'easters. Moving inland to MetroWest or the north suburbs gives you significantly more house for your money, lower everyday expenses, and quicker access to Boston's major hospitals—with the beach still close enough for an easy day trip.

Of the 93 55+ communities in Massachusetts, 92 are for sale and 1 is a rental. By size, there are 1 large community with over 1000 homes, 3 medium communities with 500-1000 homes, and 89 small communities with less than 500 homes.

The smallest 55+ communities in Massachusetts has 8 homes, the largest has 1150 homes, and the average communities consists of 125 homes.

Yes, there are new 55+ homes available in Massachusetts. The most recent communities started in Massachusetts include Willis Brook at Lynnfield, 30 Coppersmith, Bates Quarry. There are also 35 communities in Massachusetts that offer new construction homes, including Woodcrest Run, Oak Point, Wolcott Woods.

Yes, there are gated 55+ communities in Massachusetts. Approximately 14.0% of 55+ communities in the area are gated. For instance, Regency at Methuen is a gated communities with 240 homes, and Stone Castle Estates is another gated communities with 89 homes.

On average, listings in 55+ communities in Massachusetts stay on the market for around 160 days. The average price of homes for sale in these communities is approximately $748,335, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Willis Brook at Lynnfield average around $1,945,533, while homes in Arbor Hills average around $699,900.