- 3 beds
- 3 baths
- 2,042 sq ft
1040 Cottage Dr, The Villages, FL, 32162
Community: The Villages®
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Home type
Single family
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Year built
2004
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Lot size
9,212 sq ft
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Price per sq ft
$649
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Taxes
$9794 / Yr
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HOA fees
$204 /
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Last updated
3 days ago
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Views
13
Questions? Call us: (352) 704-0687
Overview
RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!
Interior
Appliances
- Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
Bedrooms
- Bedrooms: 3
Bathrooms
- Total bathrooms: 3
- Half baths: 1
- Full baths: 2
Laundry
- Inside
- Laundry Room
Cooling
- Central Air
Heating
- Natural Gas
Features
- Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Main Level Primary, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Levels
- One
Size
- 2,042 sq ft
Exterior
Private Pool
- Yes
Roof
- Metal
Garage
- Attached
- Garage Spaces: 1
- Golf Cart Parking
Carport
- None
Year Built
- 2004
Lot Size
- 0.21 acres
- 9,212 sq ft
Waterfront
- No
Water Source
- Public
Sewer
- Public Sewer
Community Info
HOA Information
- Association Fee: $204
Taxes
- Annual amount: $9,793.94
- Tax year: 2025
Senior Community
- Yes
Features
- Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated, Guarded Entrance, Golf Carts Permitted, Golf, Irrigation-Reclaimed Water, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
Location
- City: The Villages
- County/Parrish: Sumter
- Township: 18S
Listing courtesy of: Jana Raber, REALTY EXECUTIVES IN THE VILLAGES, 352-753-7500
MLS ID: G5115808
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of Nov 07, 2026, 01:46pm PST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
The Villages® Real Estate Agent
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Get in touch with a community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.
Get started today with your personalized 55+ search experience!
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Community Key Facts
Age Restrictions
- 55+
Amenities & Lifestyle
- See The Villages® amenities
- See The Villages® clubs, activities, and classes
Homes in Community
- Total Homes: 70,000
- Home Types: Single-Family, Attached, Condos, Manufactured
Gated
- No
Construction
- Construction Dates: 1978 - Present
- Builder: The Villages, Multiple Builders
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The following amenities are available to The Villages® - The Villages, FL residents:
- Clubhouse/Amenity Center
- Golf Course
- Restaurant
- Fitness Center
- Outdoor Pool
- Aerobics & Dance Studio
- Card Room
- Ceramics Studio
- Arts & Crafts Studio
- Sewing Studio
- Woodworking Shop
- Performance/Movie Theater
- Library
- Bowling
- Walking & Biking Trails
- Tennis Courts
- Pickleball Courts
- Bocce Ball Courts
- Shuffleboard Courts
- Horseshoe Pits
- Softball/Baseball Field
- Basketball Court
- Volleyball Court
- Polo Fields
- Lakes - Fishing Lakes
- Outdoor Amphitheater
- R.V./Boat Parking
- Gardening Plots
- Playground for Grandkids
- Continuing Education Center
- On-site Retail
- Hospital
- Worship Centers
- Equestrian Facilities
There are plenty of activities available in The Villages®. Here is a sample of some of the clubs, activities and classes offered here.
- Acoustic Guitar
- Air gun
- Al Kora Ladies Shrine
- Alcoholic Anonymous
- Aquatic Dancers
- Ballet
- Ballroom Dance
- Basketball
- Baton Twirlers
- Beading
- Bicycle
- Big Band
- Bingo
- Bluegrass music
- Bunco
- Ceramics
- Chess
- China Painting
- Christian Bible Study
- Christian Women
- Classical Music Lovers
- Computer Club
- Concert Band
- Country Music Club
- Country Two-Step
- Creative Writers
- Cribbage
- Croquet
- Democrats
- Dirty Uno
- Dixieland Band
- Euchre
- Gaelic Dance
- Gamblers Anonymous
- Genealogical Society
- Gin Rummy
- Guitar
- Happy Stitchers
- Harmonica
- Hearts
- In-line skating
- Irish Music
- Italian Study
- Jazz 'n' Tap
- Journalism
- Knitting Guild
- Mah Jongg
- Model Yacht Racing
- Motorcycle Club
- Needlework
- Overeaters Anonymous
- Overseas living
- Peripheral Neuropathy support
- Philosophy
- Photography
- Pinochle
- Pottery
- Quilters
- RC Flyers
- Recovery Inc.
- Republicans
- Scooter
- Scrabble
- Scrappers
- Senior soccer
- Shuffleboard
- Singles
- Stamping
- Street hockey
- String Orchestra
- Support Groups
- Swing Dance
- Table tennis
- Tai-Chi
- Tappers
- Trivial Pursuit
- VAA
- Village Theater Company
- Volleyball
- Whist




