Texas 55+ active adult communities & homes for sale

No, Texas does not tax retirement income. Protected by a clear state constitutional mandate, Texas has no personal state income tax, meaning your Social Security benefits, 401(k) distributions, private pensions, and traditional IRA withdrawals avoid state-level taxation entirely. However, because public infrastructure is funded primarily through localized property assessments, out-of-state buyers should plan for higher-than-average local property tax rates.

The cost of living for retirees in Texas is approximately 8% below the national average, according to the Missouri Economic Research and Information Center (MERIC). Housing prices, utilities, and grocery costs consistently track lower than coastal retirement destinations, making it an affordable option for active adults living on a fixed income or looking to maximize their retirement savings.

The most popular regions for 55+ communities in Texas include the Austin-Round Rock metro (famed for its live music and outdoor recreation), the Dallas-Fort Worth Metroplex (offering world-class healthcare and urban amenities), and the scenic Texas Hill Country, which features beautiful landscapes and a slower pace of life just outside of San Antonio.

Year-round golf, fishing, and outdoor recreation are within easy reach in much of the state.

In Texas, there are 9 large communities with over 1000 homes, 17 medium communities with 500-1000 homes, and 114 small communities with less than 500 homes.

The smallest 55+ communities in Texas has 20 homes, the largest has 9900 homes, and the average communities consists of 447 homes.

Yes, there are new 55+ homes available in Texas. The most recent communities started in Texas include Del Webb Sugar Land at Ryehill, Regency at Sienna, Elate Bent Tree. There are also 88 communities in Texas that offer new construction homes, including Enclave at Hickory Hill, The Highlands - Encore Collection, Toll Brothers at Oakhill Reserve.

Yes, there are gated 55+ communities in Texas. Approximately 57.3% of 55+ communities in the area are gated. For instance, Hill Country Retreat is a gated communities with 2090 homes, and Cove of Hickory Creek is another gated communities with 60 homes.

On average, listings in 55+ communities in Texas stay on the market for around 170 days. The average price of homes for sale in these communities is approximately $480,444, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Enclave at Hickory Hill average around $1,749,000, while homes in Gatherings at Chambers Creek average around $444,260.