Texas 55+ active adult communities & homes for sale

No, Texas does not tax retirement income. Protected by a clear state constitutional mandate, Texas has no personal state income tax, meaning your Social Security benefits, 401(k) distributions, private pensions, and traditional IRA withdrawals avoid state-level taxation entirely. However, because public infrastructure is funded primarily through localized property assessments, out-of-state buyers should plan for higher-than-average local property tax rates.

The cost of living for retirees in Texas is approximately 8% below the national average, according to the Missouri Economic Research and Information Center (MERIC). Housing prices, utilities, and grocery costs consistently track lower than coastal retirement destinations, making it an affordable option for active adults living on a fixed income or looking to maximize their retirement savings.

The most popular regions for 55+ communities in Texas include the Austin-Round Rock metro (famed for its live music and outdoor recreation), the Dallas-Fort Worth Metroplex (offering world-class healthcare and urban amenities), and the scenic Texas Hill Country, which features beautiful landscapes and a slower pace of life just outside of San Antonio.

Year-round golf, fishing, and outdoor recreation are within easy reach in much of the state.

Of the 147 55+ communities in Texas, 95 are for sale and 52 are rentals. By size, there are 9 large communities with over 1000 homes, 19 medium communities with 500-1000 homes, and 116 small communities with less than 500 homes.

The smallest 55+ communities in Texas has 20 homes, the largest has 9900 homes, and the average communities consists of 444 homes.

Yes, there are new 55+ homes available in Texas. The most recent communities started in Texas include Elate Bent Tree, Regency at Sienna, Del Webb Sugar Land at Ryehill. There are also 90 communities in Texas that offer new construction homes, including Ladera at the Reserve, Del Webb at Legacy Hills, Sun City Texas.

Yes, there are gated 55+ communities in Texas. Approximately 58.5% of 55+ communities in the area are gated. For instance, Ladera at the Reserve is a gated communities with 157 homes, and Scenic Hills is another gated communities with 204 homes.

On average, listings in 55+ communities in Texas stay on the market for around 215 days. The average price of homes for sale in these communities is approximately $471,405, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Enclave at Hickory Hill average around $1,655,667, while homes in Bonterra at Cross Creek Ranch average around $448,832.