55+ Community Insights: Questions to Ask Residents Before Your Purchase

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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A 55+ homebuyer asking current residents about their community.

Moving to an active adult community is a popular choice for many retirees. Whether you prefer the beaches of Florida or the year-round sunshine in Arizona, 55places is here to provide you with unbiased content on thousands of active adult communities across the country.

When you’ve narrowed down your search for a 55+ community, you may still have questions. Taking a tour and speaking with current residents can provide valuable insights and first-hand accounts of what life is like in the community. This can help you make a more informed decision as you embark on your homebuying journey.

General Questions

Two 55+ men talking and laughing outside on a sunny day.

Touring an active adult community and asking residents questions is an excellent way to gather information before making a decision to purchase a home. This insider information will help you get a first-hand look at a resident’s own experiences in the community.

Does the community have top-of-the-line amenities? Is there a community pet policy? Also, what’s the clubhouse like? With so many important questions, it may be tough to know where to begin.

Here are a few general questions to start:

“What do you enjoy most about living in this active adult community?”

From the resort-style amenities to an active lifestyle enjoyed by residents, the answer to this question may provide a glimpse into what life is like in the community. 

“How long have you lived here, and what made you choose this community?”

Folks choose to move to active adult communities for a variety of reasons. Asking a resident what made them choose this particular community may paint a clearer picture of the selling points of the community. 

Social Life

A group of 55+ women laughing while enjoying a glass of wine together.

“Can you describe the social activities and clubs that are available here?”

Many active adults enjoy the social benefits that come from living in a 55+ community. Whether you prefer hanging out at the clubhouse or attending game nights, there are often many social activities available.

“Are there any events or gatherings that residents regularly participate in?”

Reaching out to a community member is a great way to research what clubs, community events, or gatherings are available to residents. Many active adult communities also employ a lifestyle director, who can provide up-to-date information regarding community events.

“Which amenities do you find most valuable?”

Resort-style amenities are one of the many selling points for 55+ communities. From swimming pools and golf courses to a top-notch clubhouse, 55places can help you find a community that checks all the boxes on your ‘must have’ list.

“How would you describe the sense of community in this development?”

Residents of active adult communities often enjoy a strong sense of community with their neighbors. Many active adults also find these peaceful communities to be an ideal place to socialize with peers of a similar age.

Homeowners’ Association

A circle of small wooden houses.

Homeowners’ associations (HOAs) can sometimes get a bad rap, although they’re designed to help manage community operations and make residents’ lives easier. There can be considerable variations of services offered from community to community, so it’s important to get specific information for your desired community.

Local residents should be able to tell you firsthand what their experience with the HOA has been like. Or if you feel like taking a look for yourself, consider attending an HOA meeting. There, you can get a better idea of who’s running the show and how efficient the operation is.  

Here are just a few questions you can ask a resident regarding the HOA:

  • How does the homeowners’ association (HOA) operate, and what fees should I expect to pay?
  • Are there any ongoing or planned improvement projects within the community?
  • Have you had any issues with the management or HOA that I should be aware of?
  • What are the guidelines for guests and family members visiting the community?
  • How are decisions made within the community, and how can residents get involved in the decision-making process?
  • Are there any specific rules or regulations that I should be aware of before moving in?

Surrounding Area

A retired couple taking a tour of a 55+ community.

Active adult communities are often conveniently located near malls, restaurants, grocery stores, parks, and many other ‘must-have’ conveniences. It’s always a good idea to ask about proximity to medical facilities, shopping centers, and transportation services.

Here are a few questions to ask about the surrounding area of the community:

  • What is the proximity to essential services like health care facilities, grocery stores, and entertainment options?
  • Are there transportation services provided for residents who may no longer drive?
  • What are some of the nearby recreational opportunities and attractions?

55places Is Here to Help

Asking a resident of a 55+ community any questions you might have about the community is a wonderful way to gather more information before you make this major life decision. Once you have found an active adult community that piques your interest, consider taking a tour of the community to get these questions answered. 

Touring the community will allow you to see and experience firsthand what it’s like living in the community. Are the residents warm and welcoming? Does the community seem calm and serene? Be sure to check out the amenities, clubhouse, and surrounding area to get an overall perspective on the community before making your decision. 

If you’re ready to find your dream home in an active adult community, 55places is here to help. With our network of hand-selected community experts and unbiased content about thousands of active adult communities, we’re here to help ensure your next move is the best one yet.

Discover what’s next.

To learn more information or connect with a real estate expert, contact us today.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

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About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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