Call us at (321) 450-8990 to learn more about active adult communities in St. Cloud

St. Cloud, FL 55+ active adult communities & homes for sale - Page 4

Living in St. Cloud

St. Cloud is a city in Central Florida located in the Orlando-Kissimmee metropolitan area. The city’s history of being founded as a retirement community for Civil War veterans…

St. Cloud is a city in Central Florida located in the Orlando-Kissimmee metropolitan area. The city’s history of being founded as a retirement community for Civil War veterans gained the city its nickname of “The Friendly Soldier City”. Residents have plenty to do in the city with many museums, landmarks, and parks providing a variety of activities to indulge in.

Climate & Geography

The climate in St. Cloud is humid subtropical, with two main seasons: a hot and rainy season that goes through most of the year, and a warm, dry season during the winter and spring months. Residents can expect more rain the national average, no snowfall, and approximately 232 sunny days throughout each year.

Recreation, Culture & Entertainment

Residents can spend time shopping at the St. Cloud Main Street or visiting the various sights and landmarks, parks, zoos and aquariums like the popular attraction Reptile World Serpentarium. Other popular attractions include Deseret Ranch, Central Florida Animal Reserve, Dan Tarell Memorial Point, Mick Farms, Lake Runnymede Conservation Area, Premium Peach, Peghorn Nature Park, or the Crescent J Ranch. Residents can also enjoy a staycation in one of the various bed and breakfasts like the Lakeside Inn and Cafe or Day Zee Inn.

There are several nature preserves and natural wildlife areas to the south where residents can get outside and enjoy activities such as hiking, camping, and viewing the local wildlife. Fishermen will appreciate the close proximity to East Lake Tohopekaliga, a popular spot for trophy bass fishing.

Downton Orlando is about 40 minutes away, providing easy access to even more shopping, dining, and entertainment option in the major city.

Cost of Living & Taxes

The overall cost of living in St. Cloud is slightly higher than the state and national average. The highest individual index is the cost of transportation, while groceries, utilities, health care, and home costs are all close to average.

Florida is considered very tax friendly to retirees, as the state does not collect any income tax, and that includes all forms of retirement income. Property taxes are just below the national average, and there is a homestead exemption available to all residents, with an additional exemption for residents who are 65+ which can raise the total exemption to a maximum of $50k. There is a 6 percent state sales tax but this does not apply to groceries or medicine.

Health Care

Florida frequently ranks amongst the top states throughout the country on Gallup’s Well-Being Index.

Local health care centers in St Cloud include Solaris HealthCare Osceola, Family Health Care of Central Florida. Hospitals in surrounding areas include high performing and nationally ranked Advent Health Orlando, Orlando Regional Medical Center which are less than 30 miles away. Additional options include Orlando VA Medical Center and Select Specialty Hospital-Orlando are also within an hour radius.

Frequently Asked Questions


169 homes near St. Cloud

Sort by:

Relevance

Relevance

5 rating (3 reviews) Twin Lakes
$200ks - $600ks
Twin Lakes, St. Cloud, FL
New and Resale | 55+ age-restricted | Built 2016 - present | 2,000 homes
5 rating (1 reviews) Del Webb Sunbridge
$400ks - $800ks
Del Webb Sunbridge, St. Cloud, FL
New and Resale | 55+ age-restricted | Built 2019 - present | 1,300 homes
Gatherings of Lake Nona
$300ks - $400ks
Gatherings of Lake Nona, Orlando, FL
New and Resale | 55+ age-restricted | Built 2017 - present | 216 homes
The Lakes at Harmony
$200ks - $400ks
The Lakes at Harmony, Harmony, FL
New and Resale | 55+ age-restricted | Built 2016 - present | 400 homes
5 rating (1 reviews) VillageWalk at Lake Nona
$300ks - $700ks
VillageWalk at Lake Nona, Orlando, FL
Resale Only | Age-targeted | Built 2006 - 2016 | 1,300 homes
Want to learn more about 55+ communities in St. Cloud? 55places can help!
Questions? Call us: (321) 450-8990
Tohoqua Reserve
$300ks - $600ks
Tohoqua Reserve, Kissimmee, FL
New Construction | 55+ age-restricted | Built 2021 - present | 258 homes
Enclave at VillageWalk
$700ks - $1Ms
Enclave at VillageWalk, Orlando, FL
Resale Only | Age-targeted | Built 2015 - 2021 | 144 homes
Serenity Reserve
$400ks
Serenity Reserve, St. Cloud, FL
Resale Only | 55+ age-restricted | Built 2016 - 2020 | 85 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Lakes at Harmony 3434 SAGEBRUSH ST, HARMONY, FL, 34773, Harmony, FL 34773
$350,000

3 beds

|

2 baths

|

1,852 sq ft

|

House

3434 SAGEBRUSH ST, HARMONY, FL, 34773
Twin Lakes 2748 GREENLANDS ST, ST CLOUD, FL, 34772, St Cloud, FL 34772
$439,900

3 beds

|

2 baths

|

1,863 sq ft

|

House

2748 GREENLANDS ST, ST CLOUD, FL, 34772
Community: Twin Lakes
Cindy Certified
2950 SUNSTAR DR, ST CLOUD, FL, 34772, St Cloud, FL 34772
$417,500

3 beds

|

2 baths

|

1,680 sq ft

|

House

2950 SUNSTAR DR, ST CLOUD, FL, 34772
Cindy Certified
7630 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$367,900

4 beds

|

2 baths

|

1,820 sq ft

|

House

7630 BENT TREE LOOP, ST CLOUD, FL, 34773
Cindy Certified
7569 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$349,900

3 beds

|

2 baths

|

1,415 sq ft

|

House

7569 BENT TREE LOOP, ST CLOUD, FL, 34773
Want to learn more about 55+ communities in St. Cloud? 55places can help!
Questions? Call us: (321) 450-8990
Cindy Certified
2919 PARKFIELD RD, ST CLOUD, FL, 34772, St Cloud, FL 34772
$359,900

3 beds

|

2 baths

|

1,712 sq ft

|

House

2919 PARKFIELD RD, ST CLOUD, FL, 34772
VillageWalk at Lake Nona 11800 ZELKOVA LN, ORLANDO, FL, 32827, Orlando, FL 32827
$715,000

3 beds

|

2 baths

|

2,005 sq ft

|

House

11800 ZELKOVA LN, ORLANDO, FL, 32827
Twin Lakes 2740 SOUTHLAND ST, ST CLOUD, FL, 34772, St Cloud, FL 34772
$589,900

3 beds

|

3 baths

|

2,208 sq ft

|

House

2740 SOUTHLAND ST, ST CLOUD, FL, 34772
Community: Twin Lakes
Del Webb Sunbridge 2691 RIVER CREEK LN, ST. CLOUD, FL, 3477..., St. Cloud, FL 34771
$629,999

4 beds

|

5 baths

|

2,866 sq ft

|

House

2691 RIVER CREEK LN, ST. CLOUD, FL, 3477...
Community: Del Webb Sunbridge
Twin Lakes 2764 GREENLANDS ST, ST CLOUD, FL, 34772, St Cloud, FL 34772
$610,500

3 beds

|

3 baths

|

2,208 sq ft

|

House

2764 GREENLANDS ST, ST CLOUD, FL, 34772
Community: Twin Lakes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Twin Lakes 5019 DANCY LN, ST CLOUD, FL, 34772, St Cloud, FL 34772
$559,900

3 beds

|

3 baths

|

2,305 sq ft

|

House

5019 DANCY LN, ST CLOUD, FL, 34772
Community: Twin Lakes
Cindy Certified
2519 PEACE OF MIND AVE, KISSIMMEE, FL, 3..., Kissimmee, FL 34744
$495,000

4 beds

|

3 baths

|

2,539 sq ft

|

House

2519 PEACE OF MIND AVE, KISSIMMEE, FL, 3...
Twin Lakes 2486 DATURA LOOP, ST CLOUD, FL, 34772, St Cloud, FL 34772
$320,000

2 beds

|

2 baths

|

1,464 sq ft

|

Villa

2486 DATURA LOOP, ST CLOUD, FL, 34772
Community: Twin Lakes
Twin Lakes 4912 CATALPA DR, ST CLOUD, FL, 34772, St Cloud, FL 34772
$559,500

3 beds

|

3 baths

|

2,208 sq ft

|

House

4912 CATALPA DR, ST CLOUD, FL, 34772
Community: Twin Lakes
Cindy Certified
2865 MOSSHIRE CIR, ST CLOUD, FL, 34772, St Cloud, FL 34772
$339,999

4 beds

|

2 baths

|

1,696 sq ft

|

House

2865 MOSSHIRE CIR, ST CLOUD, FL, 34772
Cindy Certified
7612 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$367,900

4 beds

|

2 baths

|

1,820 sq ft

|

House

7612 BENT TREE LOOP, ST CLOUD, FL, 34773
Want to learn more about 55+ communities in St. Cloud? 55places can help!
Questions? Call us: (321) 450-8990
Cindy Certified
7606 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$360,000

3 beds

|

2 baths

|

1,780 sq ft

|

House

7606 BENT TREE LOOP, ST CLOUD, FL, 34773
Cindy Certified
7636 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$378,900

3 beds

|

2 baths

|

1,970 sq ft

|

House

7636 BENT TREE LOOP, ST CLOUD, FL, 34773
VillageWalk at Lake Nona 11801 FAN TAIL LN, ORLANDO, FL, 32827, Orlando, FL 32827
$420,000

2 beds

|

2 baths

|

1,526 sq ft

|

Halfplex

11801 FAN TAIL LN, ORLANDO, FL, 32827
Cindy Certified
2905 TUPELO LOOP, ST CLOUD, FL, 34772, St Cloud, FL 34772
$519,900

4 beds

|

3 baths

|

1,957 sq ft

|

House

2905 TUPELO LOOP, ST CLOUD, FL, 34772
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
The Lakes at Harmony 3415 FEATHERGRASS CT, ST CLOUD, FL, 3477..., St Cloud, FL 34773
$575,000

5 beds

|

4 baths

|

3,300 sq ft

|

House

3415 FEATHERGRASS CT, ST CLOUD, FL, 3477...
Cindy Certified
1823 SUMMER SERENITY DR, KISSIMMEE, FL, ..., Kissimmee, FL 34744
$375,000

3 beds

|

3 baths

|

1,900 sq ft

|

House

1823 SUMMER SERENITY DR, KISSIMMEE, FL, ...
The Lakes at Harmony 3481 MIDDLEBROOK PL, ST CLOUD, FL, 34773, St Cloud, FL 34773
$538,500

5 beds

|

3 baths

|

3,467 sq ft

|

House

3481 MIDDLEBROOK PL, ST CLOUD, FL, 34773
Del Webb Sunbridge 2873 CHERRY BLOSSOM LOOP, ST CLOUD, FL, ..., St Cloud, FL 34771
$699,000

3 beds

|

3 baths

|

2,270 sq ft

|

House

2873 CHERRY BLOSSOM LOOP, ST CLOUD, FL, ...
Community: Del Webb Sunbridge
Twin Lakes 4902 W FOUNTAINWOOD DR, ST CLOUD, FL, 34..., St Cloud, FL 34772
$409,000

2 beds

|

2 baths

|

1,624 sq ft

|

House

4902 W FOUNTAINWOOD DR, ST CLOUD, FL, 34...
Community: Twin Lakes
Twin Lakes 5017 E FOUNTAINWOOD DR, ST CLOUD, FL, 34..., St Cloud, FL 34772
$414,900

3 beds

|

2 baths

|

1,863 sq ft

|

House

5017 E FOUNTAINWOOD DR, ST CLOUD, FL, 34...
Community: Twin Lakes
The Lakes at Harmony 3399 SAGEBRUSH ST, HARMONY, FL, 34773, Harmony, FL 34773
$349,500

3 beds

|

2 baths

|

1,550 sq ft

|

House

3399 SAGEBRUSH ST, HARMONY, FL, 34773
Want to learn more about 55+ communities in St. Cloud? 55places can help!
Questions? Call us: (321) 450-8990
Gatherings of Lake Nona 7545 LAUREATE BLVD 7303, ORLANDO, FL, 32..., Orlando, FL 32827
$464,990

2 beds

|

2 baths

|

1,549 sq ft

|

Condo

7545 LAUREATE BLVD 7303, ORLANDO, FL, 32...
Del Webb Sunbridge 2555 PINE PRESERVE CT, ST CLOUD, FL, 347..., St Cloud, FL 34771
$829,990

3 beds

|

4 baths

|

2,866 sq ft

|

House

2555 PINE PRESERVE CT, ST CLOUD, FL, 347...
Community: Del Webb Sunbridge
Cindy Certified
7631 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$341,900

3 beds

|

2 baths

|

1,515 sq ft

|

House

7631 BENT TREE LOOP, ST CLOUD, FL, 34773
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Tohoqua Reserve 1823 SPRING SHOWER CIR, KISSIMMEE, FL, 3..., Kissimmee, FL 34744
$394,900

3 beds

|

2 baths

|

1,579 sq ft

|

Halfplex

1823 SPRING SHOWER CIR, KISSIMMEE, FL, 3...
Community: Tohoqua Reserve
Cindy Certified
3609 BRIARLYNNE WAY, ST CLOUD, FL, 34773, St Cloud, FL 34773
$341,900

3 beds

|

2 baths

|

1,515 sq ft

|

House

3609 BRIARLYNNE WAY, ST CLOUD, FL, 34773
Cindy Certified
7618 BENT TREE LOOP, HARMONY, FL, 34773, Harmony, FL 34773
$370,900

3 beds

|

2 baths

|

1,970 sq ft

|

House

7618 BENT TREE LOOP, HARMONY, FL, 34773
VillageWalk at Lake Nona 11831 FAN TAIL LN, ORLANDO, FL, 32827, Orlando, FL 32827
$419,900

2 beds

|

2 baths

|

1,526 sq ft

|

Halfplex

11831 FAN TAIL LN, ORLANDO, FL, 32827
Cindy Certified
7625 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$352,900

3 beds

|

2 baths

|

1,415 sq ft

|

House

7625 BENT TREE LOOP, ST CLOUD, FL, 34773
Del Webb Sunbridge 2434 N CLIFF WAY, ST CLOUD, FL, 34771, St Cloud, FL 34771
$375,000

2 beds

|

2 baths

|

1,584 sq ft

|

Villa

2434 N CLIFF WAY, ST CLOUD, FL, 34771
Community: Del Webb Sunbridge
Cindy Certified
7544 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$374,900

4 beds

|

3 baths

|

2,200 sq ft

|

House

7544 BENT TREE LOOP, ST CLOUD, FL, 34773
Del Webb Sunbridge 2745 NATURE VIEW RD, ST CLOUD, FL, 34771, St Cloud, FL 34771
$829,000

3 beds

|

4 baths

|

2,806 sq ft

|

House

2745 NATURE VIEW RD, ST CLOUD, FL, 34771
Community: Del Webb Sunbridge
Want to learn more about 55+ communities in St. Cloud? 55places can help!
Questions? Call us: (321) 450-8990
Cindy Certified
7528 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$349,900

3 beds

|

2 baths

|

1,780 sq ft

|

House

7528 BENT TREE LOOP, ST CLOUD, FL, 34773
Cindy Certified
7552 BENT TREE LOOP, ST CLOUD, FL, 34773, St Cloud, FL 34773
$349,900

3 beds

|

2 baths

|

1,780 sq ft

|

House

7552 BENT TREE LOOP, ST CLOUD, FL, 34773
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


Want more information about active adult communities around St. Cloud?

Global - Lead Form - Buyer or Renter
*55places does not provide or maintain community HOA information.
By requesting more information, you agree that 55places may call, text, or email you about your inquiry, which may be made with automated means (including recorded voice messages, SMS, or text messages). You understand that your consent is not a prerequisite for buying, selling or renting a property. You may revoke your consent at any time by contacting optout@55places.com. Message/data rates may apply. You also agree to 55places.com’s Privacy Policy and Terms of Use.

Want to learn more about 55+ communities in St. Cloud?

Call us: (321) 450-8990
169 homes
Remove Boundaries ×
Map Satellite

Reinmlsx

The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
© 2026 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis. Data last updated: Oct 10, 2026.
This application does not include information on all of the properties available for sale at this time.

Call Us Call Us
Scroll to Top