Call us at (321) 450-8990 to learn more about active adult communities in St. Cloud
St. Cloud, FL 55+ active adult communities & homes for sale
Living in St. Cloud
St. Cloud is a city in Central Florida located in the Orlando-Kissimmee metropolitan area. The city’s history of being founded as a retirement community for Civil War veterans…
St. Cloud is a city in Central Florida located in the Orlando-Kissimmee metropolitan area. The city’s history of being founded as a retirement community for Civil War veterans gained the city its nickname of “The Friendly Soldier City”. Residents have plenty to do in the city with many museums, landmarks, and parks providing a variety of activities to indulge in.
Climate & Geography
The climate in St. Cloud is humid subtropical, with two main seasons: a hot and rainy season that goes through most of the year, and a warm, dry season during the winter and spring months. Residents can expect more rain the national average, no snowfall, and approximately 232 sunny days throughout each year.
Recreation, Culture & Entertainment
Residents can spend time shopping at the St. Cloud Main Street or visiting the various sights and landmarks, parks, zoos and aquariums like the popular attraction Reptile World Serpentarium. Other popular attractions include Deseret Ranch, Central Florida Animal Reserve, Dan Tarell Memorial Point, Mick Farms, Lake Runnymede Conservation Area, Premium Peach, Peghorn Nature Park, or the Crescent J Ranch. Residents can also enjoy a staycation in one of the various bed and breakfasts like the Lakeside Inn and Cafe or Day Zee Inn.
There are several nature preserves and natural wildlife areas to the south where residents can get outside and enjoy activities such as hiking, camping, and viewing the local wildlife. Fishermen will appreciate the close proximity to East Lake Tohopekaliga, a popular spot for trophy bass fishing.
Downton Orlando is about 40 minutes away, providing easy access to even more shopping, dining, and entertainment option in the major city.
Cost of Living & Taxes
The overall cost of living in St. Cloud is slightly higher than the state and national average. The highest individual index is the cost of transportation, while groceries, utilities, health care, and home costs are all close to average.
Florida is considered very tax friendly to retirees, as the state does not collect any income tax, and that includes all forms of retirement income. Property taxes are just below the national average, and there is a homestead exemption available to all residents, with an additional exemption for residents who are 65+ which can raise the total exemption to a maximum of $50k. There is a 6 percent state sales tax but this does not apply to groceries or medicine.
Health Care
Florida frequently ranks amongst the top states throughout the country on Gallup’s Well-Being Index.
Local health care centers in St Cloud include Solaris HealthCare Osceola, Family Health Care of Central Florida. Hospitals in surrounding areas include high performing and nationally ranked Advent Health Orlando, Orlando Regional Medical Center which are less than 30 miles away. Additional options include Orlando VA Medical Center and Select Specialty Hospital-Orlando are also within an hour radius.
Frequently Asked Questions
In St. Cloud, there are 2 large communities with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in St. Cloud has 85 homes, the largest has 2000 homes, and the average communities consists of 1128 homes.
Yes, there are new 55+ homes available in St. Cloud. The most recent communities started in St. Cloud include Del Webb Sunbridge, Twin Lakes, Serenity Reserve. There are also 2 communities in St. Cloud that offer new construction homes, including Twin Lakes, Del Webb Sunbridge.
Yes, there are gated 55+ communities in St. Cloud. All 3 55+ communities in St. Cloud are gated. For instance, Twin Lakes is a gated communities with 2000 homes, and Serenity Reserve is another gated communities with 85 homes.
On average, listings in 55+ communities in St. Cloud stay on the market for around 323 days. The average price of homes for sale in these communities is approximately $510,836, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Serenity Reserve average around $579,950, while homes in Del Webb Sunbridge average around $494,238.
8 communities near St. Cloud
169 homes near St. Cloud
Relevance
3 beds
|3 baths
|2,335 sq ft
|House
2 beds
|2 baths
|1,346 sq ft
|House
4 beds
|3 baths
|2,547 sq ft
|House
2 beds
|2 baths
|1,670 sq ft
|House
4 beds
|3 baths
|1,955 sq ft
|House
2 beds
|2 baths
|1,650 sq ft
|House
2 beds
|2 baths
|1,559 sq ft
|Villa
2 beds
|2 baths
|1,464 sq ft
|Halfplex
3 beds
|2 baths
|1,852 sq ft
|House
2 beds
|2 baths
|1,584 sq ft
|House
2 beds
|2 baths
|1,445 sq ft
|Condo
2 beds
|2 baths
|1,559 sq ft
|Villa
3 beds
|2 baths
|1,580 sq ft
|House
3 beds
|3 baths
|2,355 sq ft
|House
3 beds
|2 baths
|1,550 sq ft
|House
4 beds
|4 baths
|3,559 sq ft
|House
3 beds
|2 baths
|2,084 sq ft
|House
Frequently Asked Questions
In St. Cloud, there are 2 large communities with over 1000 homes, no medium communities, and 1 small community with less than 500 homes.
The smallest 55+ communities in St. Cloud has 85 homes, the largest has 2000 homes, and the average communities consists of 1128 homes.
Yes, there are new 55+ homes available in St. Cloud. The most recent communities started in St. Cloud include Del Webb Sunbridge, Twin Lakes, Serenity Reserve. There are also 2 communities in St. Cloud that offer new construction homes, including Twin Lakes, Del Webb Sunbridge.
Yes, there are gated 55+ communities in St. Cloud. All 3 55+ communities in St. Cloud are gated. For instance, Twin Lakes is a gated communities with 2000 homes, and Serenity Reserve is another gated communities with 85 homes.
On average, listings in 55+ communities in St. Cloud stay on the market for around 323 days. The average price of homes for sale in these communities is approximately $510,836, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Serenity Reserve average around $579,950, while homes in Del Webb Sunbridge average around $494,238.
Want more information about active adult communities around St. Cloud?
Want to learn more about 55+ communities in St. Cloud?
The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
© 2026 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis. Data last updated: Oct 10, 2026.
This application does not include information on all of the properties available for sale at this time.
