Call us at (443) 951-3566 to learn more about active adult communities in Annapolis
Annapolis, MD 55+ active adult communities & homes for sale
Living in Annapolis
Homebuyers looking for 55+ communities in Annapolis are loving this quaint city on Central Maryland's Chesapeake Bay. Annapolis appeals to retirees for its rich culture and…
Homebuyers looking for 55+ communities in Annapolis are loving this quaint city on Central Maryland's Chesapeake Bay. Annapolis appeals to retirees for its rich culture and history, as well as access to plenty of outdoor recreation.
Annapolis Climate & Geography
The climate in Annapolis is humid subtropical, meaning summers are hot and humid, while winters are cool to cold. Proximity to the Chesapeake Bay helps to regulate temperatures in the spring and summer months, as well as preventing extreme lows in the winter. Residents can expect more rainfall and less snowfall than the national averages, and approximately 208 sunny days throughout each year.
Recreation, Culture & Entertainment in Annapolis
Active adults who enjoy being outdoors can take advantage of the city's 200 acres of parks. Nearby, Quiet Waters Park is a 340-acre park that provides numerous amenities including water access, paved trails, an ice-skating rink, and a dog beach.
The city hosts several seasonal events, festivals, and parades to celebrate the local culture, as well as dozens of museums, historical sites, and monuments. Annapolis is also well-known for its thriving community theater scene, with two popular venues located in the city's historic district.
The larger cities of Baltimore and Washington D.C. are located less than 30 miles away from Annapolis. Both cities are perfect for day trips or weekend getaways to enjoy even more shopping, dining, and entertainment options.
Annapolis Cost of Living & Taxes
The overall cost of living is higher than the state and national averages. This is primarily due to the extremely high cost of homes and housing. Grocery and utility costs are also slightly above average, although health care and transportation costs are below average.
Maryland is considered moderately tax friendly to retirees. Social Security benefits are exempt from income tax, while IRAs and other retirement savings accounts are fully taxed. Pensions are also taxed, but there is an deduction available for residents who are 65+. Property taxes are close to average, however because of the high cost of homes and housing this can be a significant expense. Maryland does have a homestead tax credit that puts a 10% limit on the annual increase of assessed value. This credit reduces the tax burden by the amount that exceeds 10%. The state sales tax is 6%.
Health Care In Annapolis
The Baltimore metro area, which includes Annapolis 55+ communities, ranks in the top 115 communities on Gallup's Well-Being Index.
There are two highly rated hospitals within 15 miles of Annapolis. Anne Arundel Medical Center is regionally ranked and rated high performing in seven adult procedures and conditions. University of Maryland Baltimore Washington Medical Center is regionally ranked and rated high performing in four adult procedures and conditions.
Frequently Asked Questions
In Annapolis, there are 1 large community with over 1000 homes, no medium communities, and 4 small communities with less than 500 homes.
The smallest 55+ communities in Annapolis has 106 homes, the largest has 1683 homes, and the average communities consists of 454 homes.
Yes, there are new 55+ homes available in Annapolis. The most recent communities started in Annapolis include Element at Mill Creek, Four Seasons at Saint Margaret's, Gardens of Annapolis. There are also 3 communities in Annapolis that offer new construction homes, including Element at Mill Creek, Gardens of Annapolis, The Penny.
Yes, there are gated 55+ communities in Annapolis. Approximately 40.0% of 55+ communities in the area are gated. For instance, Element at Mill Creek is a gated communities with 140 homes, and Four Seasons at Saint Margaret's is another gated communities with 166 homes.
On average, listings in 55+ communities in Annapolis stay on the market for around 535 days. The average price of homes for sale in these communities is approximately $515,795, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Element at Mill Creek average around $590,635, while homes in Heritage Harbour average around $522,750.
13 communities near Annapolis
52 homes near Annapolis
Relevance
3 beds
|3 baths
|2,113 sq ft
|Condo
3 beds
|2 baths
|1,778 sq ft
|Condo
2 beds
|2 baths
|1,272 sq ft
|Condo
3 beds
|3 baths
|2,517 sq ft
2 beds
|2 baths
|1,700 sq ft
3 beds
|3 baths
|1,864 sq ft
|Condo
3 beds
|2 baths
|1,782 sq ft
|Condo
2 beds
|2 baths
|1,723 sq ft
|Condo
2 beds
|2 baths
|1,210 sq ft
|Condo
2 beds
|2 baths
|1,461 sq ft
|Condo
2 beds
|2 baths
|1,700 sq ft
|Condo
2 beds
|2 baths
|1,856 sq ft
|Condo
2 beds
|2 baths
|1,588 sq ft
|Condo
3 beds
|2 baths
|1,707 sq ft
|Condo
2 beds
|2 baths
|1,343 sq ft
|Condo
2 beds
|2 baths
|1,404 sq ft
|Condo
2 beds
|2 baths
|1,500 sq ft
|Condo
2 beds
|2 baths
|1,600 sq ft
|Condo
2 beds
|2 baths
|1,616 sq ft
|Condo
3 beds
|3 baths
|2,508 sq ft
|Condo
2 beds
|2 baths
|1,235 sq ft
|Condo
2 beds
|2 baths
|1,231 sq ft
|Condo
3 beds
|2 baths
|1,777 sq ft
|Condo
4 beds
|4 baths
|2,000 sq ft
2 beds
|2 baths
|1,400 sq ft
|Condo
3 beds
|3 baths
|2,074 sq ft
|Condo
Frequently Asked Questions
In Annapolis, there are 1 large community with over 1000 homes, no medium communities, and 4 small communities with less than 500 homes.
The smallest 55+ communities in Annapolis has 106 homes, the largest has 1683 homes, and the average communities consists of 454 homes.
Yes, there are new 55+ homes available in Annapolis. The most recent communities started in Annapolis include Element at Mill Creek, Four Seasons at Saint Margaret's, Gardens of Annapolis. There are also 3 communities in Annapolis that offer new construction homes, including Element at Mill Creek, Gardens of Annapolis, The Penny.
Yes, there are gated 55+ communities in Annapolis. Approximately 40.0% of 55+ communities in the area are gated. For instance, Element at Mill Creek is a gated communities with 140 homes, and Four Seasons at Saint Margaret's is another gated communities with 166 homes.
On average, listings in 55+ communities in Annapolis stay on the market for around 535 days. The average price of homes for sale in these communities is approximately $515,795, though prices can range widely based on the size, location, and amenities of the communities. For example, homes in Element at Mill Creek average around $590,635, while homes in Heritage Harbour average around $522,750.
Want more information about active adult communities around Annapolis?
Want to learn more about 55+ communities in Annapolis?
The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
© 2026 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis. Data last updated: Oct 09, 2026.
This application does not include information on all of the properties available for sale at this time.
