Frederick, MD 55+ Active Adult Retirement Communities

Frederick Climate & Geography

Frederick has a humid subtropical climate and is slightly colder because it lies west of the fall line. Subsequently the average annual high temperature is in the mid 60s and the average annual low temperature is in the mid 40s. The average annual precipitation is around 40 inches of rainfall.

Recreation, Culture & Entertainment In Frederick

Residents enjoy visiting Downtown Frederick for a leisurely stroll around the river area. In addition there’s a great selection of restaurants, pubs, and unique shops. Carroll Creek Linear Park is also great for a stroll with bridges that are designed by world renowned sculptors.

Breweries, ice cream shops, and themed restaurants are sprinkled throughout the city.

Sports fans are able to catch the Frederick Keys, a minor league team who play at Harry Grove Stadium. Various museums and art galleries are also available for residents to visit during the colder months.

Frederick Cost of Living & Taxes

The median home cost in Frederick is notably higher than the national median.

Maryland is moderately tax friendly towards retirees. Social Security and railroad retirement income are not taxed. However, public pension income is partially taxed and private pension income is fully taxed. Retired military personnel over 65 are able to deduct up to $10,000 of their military pensions.

Health Care in Frederick

Frederick Regional Hospital is the only hospital in Frederick, however 55+ community residents in Frederick have other options nearby. It is ranked high performing in chronic obstructive pulmonary disease (COPD) by U.S. News. Meritus Medical Center is located less than 20 miles away in Hagerstown and ranked high performing in COPD and heart failure.