Severna Park, MD 55+ Active Adult Retirement Communities

Overview 

Severna Park is an upscale rural community in the Annapolis area of Maryland. The area has many amenities including access to exceptional health care, numerous greenspaces and bodies of water, and it is only a short drive away from the Baltimore-Washington D.C. metropolitan area.

Climate and Geography

Residents of Severna Park can expect a higher-than-average amount of rain and sunny days throughout the year. Summer temperatures reach the high 80s and winter temperatures may fall to the low 20s. 

Severna Park is located in Anne Arundel County, which sits on the shore of the Chesapeake Bay, near the Severn River and Magothy River, in addition to many other rivers, creeks, and streams. It is also home to the Patuxent Wildlife Research Center, a national protected area. 

Recreation, Culture, & Entertainment 

Some of the top attractions in Severna Park include Diehl’s Produce Market, Park Plaza Shopping Center, the Severna Park Lanes, and Homestead Gardens. Another popular attraction includes the Baltimore & Annapolis Trail/BWI Trail. 

The community has a convenient location where residents can enjoy access to outdoor recreation in the Chesepeake Bay or one of the many parks and natural areas nearby, while still being able to drive into the city to visit Baltimore or Washington D.C. and take advantage of everything they have to offer.

Cost of Living & Taxes

The cost of living in Severna Park is higher than the state and national average. The high cost of housing is a primary factor, while other indexes like grocery, utilities, and transportation are also higher than the state and national average. Health care costs, however, are lower than average.

The effective income tax rate is 7.06 percent for single filers and 7.21 percent for joint filers. Social Security benefits are not taxed in the state, and taxpayers who are 65+ can exclude income from other retirement plans such pensions, 401(k)s, and others. 

Qualifying homeowners can take advantage of the property tax deferral program or the renters tax credit program. 

Health Care

The closest hospital to Severna Park is the University of Maryland Baltimore Washington Medical Center, and Anne Arundel Medical Center, which is about six miles away in Annapolis. Other options include the Medstar Harbor Hospital, John Hopkins Bayview Medical Center, St. Agnes Hospital-Baltimore, the University of Maryland Medical Center, Mercy Medical Center-Baltimore, Johns Hopkins Hospital, MedStar Union Memorial Hospital, and Doctors Community Hospital. These hospitals are rated high performing, specializing in various procedures and conditions, and they are all within less than 20 miles of Severna Park.