Hillsborough Township, NJ 55+ Active Adult Retirement Communities

Overview

Hillsborough Township is a town in Somerset County, New Jersey. Its prime location offers proximity to bigger cities, while still having the relaxed environment of a small town. Besides that, the city is home to a quaint downtown with a friendly atmosphere with a neighborly feel.  

Climate & Geography

Located in Central New Jersey, Hillsborough Township is between Philadelphia and New York City. Hillsborough Township experiences a relatively moderate humid subtropical climate with hot, humid summers and cold winters. Residents can also expect to see about 200 sunny days a year. 

Most of Hillsborough Township is built on flat terrain, with plenty of farmland including wheat and corn fields. Within the town’s limits are a few small bodies of water, and the Raritan River lies on the border.

Recreation, Culture, and Entertainment 

Residents of Hillsborough Township have plenty of options to get outside and explore the scenery of the town. Some of these include Duke Farms and Sourland Mountain Preserve, as well as many more state and local parks. There is also Norz Hill Farm and Market where locals go to find fresh fruits and vegetables. 

Downtown, there are plenty of shopping malls and outlets. Aside from shops and restaurants, there are breweries and the Hillsborough Cinema. Hillsborough Township is under two hours away from both Philadelphia and New York City, where residents can find even more amenities. 

Cost of Living  

The overall cost of living in Hillsborough Township is higher than both state and national averages. This is primarily due to the cost of housing, which is well above the U.S average. 

In New Jersey, Social Security benefits are untaxed, and residents 65 and older qualify to exclude some of their retirement income. They may also be eligible for property tax reimbursement and a $250 tax deduction from property taxes. The combined sales tax rate for Hillsborough is 6.63 percent. 

Health Care 

Within 10 miles of Hillsborough Township, residents can find several hospitals that U.S. News rates high performing, such as Penn Medicine Princeton Medical Center and Hunterdon Medical Center. There are also Robert Wood Johnson University Hospital and St. Peter’s University Hospital, both rated high performing in five adult specialties and procedures.