Bergen County, NJ 55+ Active Adult Retirement Communities

Nestled in the heart of northern New Jersey, Bergen County offers an invigorating setting for retirement in a 55+ active adult community. This charming county boasts a unique blend of natural beauty, cultural diversity, and a rich history that creates an unparalleled living experience for retirees. Due to the area’s close proximity to New York City, residents can easily enjoy the best of both worlds—a peaceful suburban retreat combined with access to world-class amenities and entertainment.

Nestled in the heart of northern New Jersey, Bergen County offers an invigorating setting for retirement in a 55+ active adult community. This charming county boasts a unique blend of natural beauty, cultural diversity, and a rich history that creates an unparalleled living experience for retirees. Due to the area’s close proximity to New York City, residents can easily enjoy the best of both worlds—a peaceful suburban retreat combined with access to world-class amenities and entertainment.

Bergen County's picturesque landscapes, including stunning parks, lush forests, and serene lakes, provide endless opportunities for outdoor recreation, such as hiking, biking, and golfing. For those with a passion for the arts, the county is home to an array of museums, galleries, and theaters that showcase local talent and host captivating performances. Additionally, Bergen County is renowned for its culinary scene, offering a delectable fusion of international flavors to satisfy every palate. Its charming downtown areas are filled with boutique shops, cozy cafes, and farmers markets, creating a delightful atmosphere for leisurely strolls and community engagement. Bergen County's commitment to maintaining green spaces and fostering a strong sense of community ensures that retirees can enjoy an active and fulfilling lifestyle surrounded by like-minded individuals. With its perfect blend of natural beauty, cultural richness, and convenient access to urban amenities, Bergen County stands out as an exceptional destination for retirees seeking a fulfilling and enjoyable retirement.

For more information about visiting or moving to Bergen County, here are some helpful local resources:

  • Discover the countless attractions, events, and recreational opportunities that Bergen County has to offer by visiting the official county website.
  • Plan your shopping excursions and explore the unique boutiques, malls, and local businesses that make Bergen County a shopper's paradise. Visit the Shopping in Bergen County page for more information.

Bergen County NJ Area Affordability and Cost of Living

Living in Bergen County, New Jersey is not cheap. In fact, it’s 41% more expensive than most parts of the country. The only thing that residents will find to be cheaper than the national average is their healthcare costs, which are about 2.1% lower than the rest of the U.S. Everything else costs more, especially housing, which is 89.6% higher than the average housing costs across the county. Higher home prices do mean higher home values, which is good news for Bergen County residents who own their homes.

Bergen County has no local sales tax at the county level, so residents and shoppers will only pay the 6.63% sales tax imposed by the state. Food, clothing, and prescription medications are exempt from the state sales tax.

The Tax Foundation says New Jersey has the fourth highest state income taxes. Depending on what they earn, Bergen County residents will pay between 1.4% and 10.75% in state income taxes. Social security is not taxed in New Jersey, but pension and annuity income, as well as individual retirement accounts (IRAs) and 401(k) withdrawals, are taxable. There is an inheritance tax as well as an estate tax, which is progressive and ranges from 0% to 16%.

Property taxes in New Jersey are also high, compared to other states. In Bergen County, residents pay an average of 1.76% of a property's assessed fair market value for their property taxes. For the average homeowner, this is more than 8% of their annual income. The Senior Freeze program protects New Jersey seniors from an increase in property taxes, and eligibility depends on age and income.

Bergen County NJ Area Climate and Geography

Bergen County experiences a moderate climate with distinct seasons that showcase the region's natural beauty throughout the year. Summers in Bergen County are typically warm and pleasant, with average midsummer highs in the low 80s. This provides residents with ideal weather for outdoor activities and leisurely days spent exploring the county's picturesque landscapes. Winters bring a crisp chill to the air, with average lows hovering around the mid-20s. While snowfall is common during the winter months, the county's proximity to major cities ensures that roads are efficiently cleared, allowing residents to navigate the area with ease. Throughout the year, Bergen County receives an average rainfall of approximately 48 inches and enjoys around 210 sunny days, offering ample opportunities to soak up the sun and revel in the region's natural splendor.

Nestled within the northeastern corner of New Jersey, Bergen County has varied and captivating terrain. The county's landscape is defined by rolling hills, lush valleys, and picturesque rivers that enhance the scenic charm of the area. The proximity to the Hudson River and the Ramapo Mountains adds to the county's natural allure, providing breathtaking views and opportunities for outdoor adventures. Residents can explore an extensive network of parks, nature reserves, and trails, immersing themselves in the beauty of the region's forests and wildlife. The county's advantageous location also offers easy access to nearby beaches along the New Jersey coastline and the stunning landscapes of the neighboring states. Whether it's hiking through serene woodlands, enjoying water-based activities on the river, or simply appreciating the tranquil beauty of the surroundings, Bergen County's geography provides active adults with endless opportunities to connect with nature and revel in the region's unique and captivating terrain.

Recreation, Shopping, and Entertainment Near Bergen Co NJ Area

Bergen County is a vibrant hub of recreational activities, cultural events, shopping, and entertainment that cater to the diverse interests of residents and visitors alike. From outdoor adventures to enriching cultural experiences, this county has much to explore and enjoy.

Golf and Racquet Sports Near Bergen Co NJ Area

  • Ramsey Golf & Country Club
  • Darlington Golf Course
  • Knickerbocker Country Club
  • Ridgewood Racquet Club

Hiking, Biking, and Boating Near Bergen Co NJ Area

  • Van Saun County Park
  • Pascack Brook County Park
  • Van Buskirk Island County Park
  • Hackensack River

Museums and Historical Sites Near Bergen Co NJ Area

  • Campbell-Christie House
  • The Hermitage
  • Paterson Museum
  • Aviation Hall of Fame

Performing Arts Near Bergen Co NJ Area

  • Bergen Performing Arts Center
  • Arthur F. Couch Performing Arts Center
  • Overpeck County Park Amphitheater
  • Monty Hall

Shopping Near Bergen Co NJ Area

  • Presidents Square Mall
  • Paramus Plaza
  • Boulder Run Mall
  • The Shops at Riverside

Parks and Gardens Near Bergen Co NJ Area

  • Milton A. Votee Park
  • Dahnert’s Lake County Park
  • Borg’s Woods Nature Preserve
  • Dunkerhook Park

Festivals and Fairs Near Bergen Co NJ Area

  • Ridgewood Farmers Market
  • Elmwood Park Multicultural Street Fest
  • Westwood Summer Concert Series
  • Paramus Food Truck Festival

Bergen County also offers a range of college and local sporting events throughout the year, allowing sports enthusiasts to cheer on their favorite teams and enjoy the thrill of live competitions.

Bergen County NJ Area Health and Wellness

Bergen County is home to an excellent healthcare system, ensuring that active adults have access to top-notch medical facilities and services. The county boasts several renowned hospitals and medical centers that provide comprehensive care. One notable institution is Hackensack University Medical Center, which is conveniently located in Hackensack and recognized as one of the top hospitals in the nation. With its state-of-the-art facilities and renowned physicians, this medical center offers a wide range of specialized services, including orthopedics, cardiology, and oncology. Another esteemed institution is Englewood Health, which provides exceptional care across various specialties and features an advanced cancer center and a renowned heart and vascular institute. Additionally, Holy Name Medical Center in Teaneck offers a comprehensive range of medical services, including a nationally recognized stroke center and an award-winning maternity unit. These major medical centers, along with several others, ensure that active adults have convenient access to top-quality healthcare.

In addition to the excellent medical centers in Bergen County, the area offers numerous options for self-care, fitness, and mental wellness. The county is home to a variety of fitness centers, yoga studios, and wellness spas that provide opportunities for individuals to engage in exercise, relaxation, and rejuvenation. The parks and nature reserves in Bergen County offer picturesque settings for outdoor activities, such as walking, hiking, and biking, promoting both physical fitness and mental well-being. Furthermore, Bergen County features various community centers that offer fitness classes, workshops, and educational programs designed to support an active and healthy lifestyle. Whether it's engaging in a yoga session, enjoying a serene walk in a park, or participating in community wellness programs, Bergen County offers ample opportunities for active adults to prioritize their well-being.

Recommended Itinerary for Visiting Bergen County NJ Area 55+ Communities

Day One


  • Start the day with a hearty breakfast at a Abbie’s Diner in Wyckoff, where breakfast sandwiches, pancakes, and more are served daily.
  • Visit the Bergen County Zoo to explore the wildlife exhibits and enjoy the picturesque surroundings.


  • Experience the vibrant culture and community of Englewood by browsing boutique shops. Then enjoy a delicious lunch at Cassie’s Restaurant, a cozy local spot known for brick oven pizza.


  • Enjoy a delightful dinner at a local eatery like Biagio's Ristorante in Paramus, known for its authentic Italian cuisine, including hand-made pasta, and warm ambience.

Day Two


  • Begin the day with a delicious breakfast at River Edge Diner, a local favorite for pancakes, omelets, steak and eggs, Belgian waffles, and more.
  • Explore the rich history and art at The Ridgewood Historical Society to gain insight into the region's heritage.


  • Enjoy a leisurely lunch at Tani Sushi & Asian Grill in Englewood and savor their delectable sushi rolls and Asian-inspired dishes.
  • Schedule a meeting with a local 55places real estate expert to gain valuable insights and guidance about the 55+ communities in Bergen County.


  • Conclude your visit with a memorable dinner at Café Matisse in Rutherford, a renowned fine dining establishment known for its elegant ambience and exquisite seasonal menus.

Getting to Bergen County, NJ

Bergen County is conveniently accessible by various modes of transportation. If arriving by car, major highways such as Interstate 95 and Interstate 80 connect the county to neighboring regions. From I-95, visitors can take exits that lead directly into Bergen County. From I-80, travelers can reach Bergen County by taking exits that connect to local roads leading into the area. For those arriving by air, the closest major airport is Newark Liberty International Airport (EWR), located approximately 30 miles south of Bergen County. EWR is serviced by numerous domestic and international airlines, including United, American, Delta, and JetBlue. As one of the primary hubs in the region, Newark Liberty provides convenient air travel options for visitors coming to Bergen County. Car rental, taxi, and rideshare services are available to help visitors get from Newark to Bergen County with ease.

Communities Near Bergen County

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4 communities near Bergen County

0 Homes for Sale

Paris Square

For Sale
  • Low $400ks - Mid $600ks
  • 88 Homes
  • 55+ Age Restriction
  • New And Resale Homes
  • 2000 - Present
  • 1 reviews

Four Seasons at Ridgemont

For Sale
  • Mid $700ks - High $900ks
  • 108 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2011 - 2014
  • 1 reviews

Apple Ridge

For Sale
  • Low $500ks - Low $1Ms
  • 276 Homes
  • No Age Restrictions
  • Resale Homes Only
  • 1977 - 1991
  • No Reviews
Bear’s Cove - Ramsey, NJ

Bear’s Cove

For Sale
  • Mid $800ks - Mid $900ks
  • 104 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2006 - 2014
  • 1 reviews


1056 Southern Hills Drive, Banning, CA

Meadow Ranch Community

  • 3 bed
  • |
  • 3 bath
  • |
  • 2320 SqFt
MLS CV23099287
Call Us: (800) 928-2055

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