- 3 beds
- 2 baths
- 1,499 sq ft
1307 Panama Pl, The Villages, FL, 32159
Community: The Villages®
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Home type
Single family
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Year built
1995
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Lot size
8,280 sq ft
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Price per sq ft
$284
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Taxes
$933 / Yr
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HOA fees
$204 / Mo
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Last updated
1 day ago
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Views
3
Questions? Call us: (352) 704-0687
Overview
Virtually Staged. This is the lakefront home you've been waiting for. Rarely does an opportunity arise in The Villages to own a property with both stunning lake and golf course views on an oversized lot with room to grow. An added bonus: a very low-interest assumable VA loan is available for qualified buyers, including eligible veterans and non-veterans. Nestled in the desirable Village of Rio Grande, this beautifully maintained 3-bedroom, 2-bath Designer San Miguel model offers a split-bedroom floor plan and breathtaking views from the moment you enter. Enjoy picturesque water and golf course vistas from the primary suite, great room, kitchen, and third bedroom. Sliding glass doors from both the primary suite and great room open to a spacious screened patio, creating the perfect setting for morning coffee, evening sunsets, entertaining guests, or simply relaxing while taking in the ever-changing beauty of nature. The oversized homesite offers endless possibilities, including room for a pool, golf cart garage, home expansion, or outdoor living enhancements—all at an affordable price. The private backyard provides a tranquil retreat overlooking both the lake and golf course. Thoughtfully updated, this home features neutral interior paint, modern window treatments, luxury vinyl plank flooring, Corian countertops, an UPDATED electrical panel (2026), BRAND-NEW WATER HEATER (2026), and a BRAND-NEW ROOF (2026). The great room includes a small area of new carpet that can easily be replaced to match the existing flooring. The third bedroom currently features a custom built-in desk in place of a closet, which can be easily converted back if desired. A spacious two-car garage adds convenience and storage. Beyond the home, enjoy The Villages' unmatched active lifestyle with convenient golf cart access to Spanish Springs Town Square and Lake Sumter Landing. Residents enjoy championship and executive golf courses, recreation centers, resort-style pools, pickleball courts, fitness facilities, live entertainment, dining, shopping, and hundreds of clubs and activities. Everyday conveniences such as Publix, Target, Lowe's, Walmart, CVS, Costco, Sam's Club, and numerous restaurants are all nearby, many accessible by golf cart. This exceptional waterfront property combines breathtaking views, thoughtful updates, expansion potential, and an unbeatable location—making it one of the best values in The Villages. No Bond. Motivated Seller!
Interior
Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Bedrooms
- Bedrooms: 3
Bathrooms
- Total bathrooms: 2
- Full baths: 2
Laundry
- Laundry Room
Cooling
- Central Air
Heating
- Central
Features
- Ceiling Fan(s), Chair Rail, Living/Dining Room, Main Level Primary, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Levels
- One
Size
- 1,499 sq ft
Exterior
Private Pool
- No
Patio & Porch
- Front Porch, Rear Porch, Screened
Roof
- Shingle
Garage
- Attached
- Garage Spaces: 2
- Garage Door Opener
- Off Street
Carport
- None
Year Built
- 1995
Lot Size
- 0.19 acres
- 8,280 sq ft
Waterfront
- Yes
Water Source
- Public
Sewer
- Public Sewer
Community Info
HOA Information
- Association Fee: $204
- Association Fee Frequency: Monthly
- Association Fee Includes: Golf Course, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Common Area Taxes, Pool(s)
Taxes
- Annual amount: $932.79
- Tax year: 2025
Senior Community
- Yes
Features
- Association Recreation - Owned, Community Mailbox, Deed Restrictions, Dog Park, Gated, Guarded Entrance, Golf Carts Permitted, Golf, Pool, Restaurant
Location
- City: The Villages
- County/Parrish: Sumter
- Township: 18S
Listing courtesy of: Norma Pollitt-Sloth, EXP REALTY LLC, 888-883-8509
MLS ID: G5110367
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of Jul 09, 2026, 10:09pm PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
The Villages® Real Estate Agent
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Want to learn more about The Villages®?
Get in touch with a community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.
Get started today with your personalized 55+ search experience!
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Community Key Facts
Age Restrictions
- 55+
Amenities & Lifestyle
- See The Villages® amenities
- See The Villages® clubs, activities, and classes
Homes in Community
- Total Homes: 70,000
- Home Types: Single-Family, Attached, Condos, Manufactured
Gated
- No
Construction
- Construction Dates: 1978 - Present
- Builder: The Villages, Multiple Builders
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The following amenities are available to The Villages® - The Villages, FL residents:
- Clubhouse/Amenity Center
- Golf Course
- Restaurant
- Fitness Center
- Outdoor Pool
- Aerobics & Dance Studio
- Card Room
- Ceramics Studio
- Arts & Crafts Studio
- Sewing Studio
- Woodworking Shop
- Performance/Movie Theater
- Library
- Bowling
- Walking & Biking Trails
- Tennis Courts
- Pickleball Courts
- Bocce Ball Courts
- Shuffleboard Courts
- Horseshoe Pits
- Softball/Baseball Field
- Basketball Court
- Volleyball Court
- Polo Fields
- Lakes - Fishing Lakes
- Outdoor Amphitheater
- R.V./Boat Parking
- Gardening Plots
- Playground for Grandkids
- Continuing Education Center
- On-site Retail
- Hospital
- Worship Centers
- Equestrian Facilities
There are plenty of activities available in The Villages®. Here is a sample of some of the clubs, activities and classes offered here.
- Acoustic Guitar
- Air gun
- Al Kora Ladies Shrine
- Alcoholic Anonymous
- Aquatic Dancers
- Ballet
- Ballroom Dance
- Basketball
- Baton Twirlers
- Beading
- Bicycle
- Big Band
- Bingo
- Bluegrass music
- Bunco
- Ceramics
- Chess
- China Painting
- Christian Bible Study
- Christian Women
- Classical Music Lovers
- Computer Club
- Concert Band
- Country Music Club
- Country Two-Step
- Creative Writers
- Cribbage
- Croquet
- Democrats
- Dirty Uno
- Dixieland Band
- Euchre
- Gaelic Dance
- Gamblers Anonymous
- Genealogical Society
- Gin Rummy
- Guitar
- Happy Stitchers
- Harmonica
- Hearts
- In-line skating
- Irish Music
- Italian Study
- Jazz 'n' Tap
- Journalism
- Knitting Guild
- Mah Jongg
- Model Yacht Racing
- Motorcycle Club
- Needlework
- Overeaters Anonymous
- Overseas living
- Peripheral Neuropathy support
- Philosophy
- Photography
- Pinochle
- Pottery
- Quilters
- RC Flyers
- Recovery Inc.
- Republicans
- Scooter
- Scrabble
- Scrappers
- Senior soccer
- Shuffleboard
- Singles
- Stamping
- Street hockey
- String Orchestra
- Support Groups
- Swing Dance
- Table tennis
- Tai-Chi
- Tappers
- Trivial Pursuit
- VAA
- Village Theater Company
- Volleyball
- Whist




