- 2 beds
- 2 baths
- 990 sq ft
17945 Se 104th Ter, Summerfield, FL, 34491
Community: Spruce Creek South
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Home type
Single family
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Year built
1992
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Lot size
11,326 sq ft
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Price per sq ft
$212
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Taxes
$2638 / Yr
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HOA fees
$180 / Mo
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Last updated
Today
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Views
8
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Saves
6
Questions? Call us: (352) 704-0640
Overview
NEW ROOF 09/2026! NEW HOT WATER HEATER 9/2026 You can find this beautiful property located within Spruce Creek South, an active 55+ gated golf cart community in Summerfield, Florida. This specific listing highlights a 2-bedroom, 2-bathroom, Extended Deep 1-car garage with storage and kayak hangers, 1-golf-cart garage added, enclosed lanai with vinyl windows and privacy shades sitting on 1/4 acre. This Cypress model offers an updated open-concept kitchen, vaulted ceilings, an enclosed Florida room, and an enhanced landscaped backyard! Key Highlights of This Listing Living Space & Design Include: NEW ROOF SEPT. 2026- MICROWAVE 2024- REFRIGERATOR 2025- SEPTIC PUMPED SEPT. 2026- GOLF CART GARAGE ADDITION 2016- Features a great room (living room, formal dining combo) with a vaulted ceiling, bright solar tube for natural light, and durable high end laminate wood flooring. Renovated Kitchen: The kitchen wall has been taken down to create a modern, open-concept flow. It includes tile flooring and a newly added table space. Enclosed Florida Room: Stretches your living space outdoors with newer windows, sunshades, a dedicated window A/C unit which has not been used recently, and a separate heating unit for year-round comfort. Primary Suite: A spacious master bedroom equipped with a large walk-in closet and an ensuite bath featuring a convenient walk-in shower. Outdoor Living: Newer interior paint inside with neutral colors, complemented by a newly added outdoor patio space and a beautifully landscaped backyard. Furniture Option: The seller is open to including the furniture upon request. The Spruce Creek South Lifestyle Living in Spruce Creek South gives residents access to excellent resort-style amenities just 2 miles from The Villages. A major perk of this neighborhood is that residents can legally cross U.S. 441 directly by golf cart from the main entrance to easily access surrounding shopping, dining, and medical facilities. On-site community features include: An 18-hole golf course, pro shop, and community restaurant. A massive community center with a live performance stage, dance floor, and dining accommodations. Hobby and game areas, including a billiard room, craft rooms, and spaces for cards or mahjong. There are many club entertaining events during the year, including meals. Outdoor sports courts for pickleball, tennis, shuffleboard, and softball. A community pool, a fitness center with his and hers saunas, bathrooms and showers... Outdoors there is a dedicated nature walking/biking paths, and a dog park. This community allows you to legally cross HWY 441 with your golfcart from main gate, and you are only 2 miles from "The Villages" town square by car. Another great option is direct access to the Spruce Terrace Plaza from the residential gate which offers a ton of more amenities, including Urgent Care, Dentists, Spa, Restaurants, Spiritual service, drug stores, Medical Supplies, Butcher shop, ice cream parlor, hair, nail, and barber services, and more... Make your appointment today, this one won't last long!
Interior
Appliances
- Built-In Oven, Cooktop, Dryer, Microwave, Refrigerator, Washer
Bedrooms
- Bedrooms: 2
Bathrooms
- Total bathrooms: 2
- Full baths: 2
Laundry
- In Garage
Cooling
- Central Air
Heating
- Central, Electric
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Levels
- One
Size
- 990 sq ft
Exterior
Private Pool
- No
Roof
- Shingle
Garage
- Attached
- Garage Spaces: 1
- Golf Cart Garage
Carport
- None
Year Built
- 1992
Lot Size
- 0.26 acres
- 11,326 sq ft
Waterfront
- No
Water Source
- Public
Sewer
- Septic Tank
Community Info
HOA Information
- Association Fee: $180
- Association Fee Frequency: Monthly
- Association Fee Includes: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball, Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions, Pool(s), Association Management, Recreation Facilities, Security, Trash
Taxes
- Annual amount: $2,637.50
- Tax year: 2025
Senior Community
- Yes
Features
- Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated, Guarded Entrance, Golf Carts Permitted, Golf, Modified for Accessibility, Pool, Racquetball, Restaurant
Location
- City: Summerfield
- County/Parrish: Marion
- Township: 17S
Listing courtesy of: Gerrie Cosme Matias, RE/MAX PREMIER REALTY LADY LK, 352-753-2029
MLS ID: G5117445
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of Sep 18, 2026, 09:13am PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
Spruce Creek South Real Estate Agent
Want to learn more about Spruce Creek South?
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Get started today with your personalized 55+ search experience!
Want to learn more about Spruce Creek South?
Get in touch with a community real estate expert who can answer your questions, take you on a tour, and help you find the perfect home.
Get started today with your personalized 55+ search experience!
Homes Sold:
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Community Key Facts
Age Restrictions
- 55+
Amenities & Lifestyle
- See Spruce Creek South amenities
- See Spruce Creek South clubs, activities, and classes
Homes in Community
- Total Homes: 1,650
- Home Types: Single-Family
Gated
- Yes
Construction
- Construction Dates: 1989 - 1995
- Builder: Harvey Erp
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The following amenities are available to Spruce Creek South - Summerfield, FL residents:
- Clubhouse/Amenity Center
- Golf Course
- Restaurant
- Fitness Center
- Outdoor Pool
- Hobby & Game Room
- Card Room
- Arts & Crafts Studio
- Ballroom
- Library
- Billiards
- Walking & Biking Trails
- Tennis Courts
- Pickleball Courts
- Bocce Ball Courts
- Shuffleboard Courts
- Horseshoe Pits
- Softball/Baseball Field
- Basketball Court
- Volleyball Court
- R.V./Boat Parking
- Parks & Natural Space
- Demonstration Kitchen
- Outdoor Patio
- Gazebo
There are plenty of activities available in Spruce Creek South. Here is a sample of some of the clubs, activities and classes offered here.
- Billiards (Ladies)
- Billiards (Men)
- Bingo
- Bocce Ball
- Book Club
- Bridge (Social)
- C.E.R.T.S
- Canasta
- Clowning Around
- Co-ed Bowling
- Computer Club
- Cribbage
- Dominoes
- Duplicate Bridge
- Friendship Club
- Golden Notes Chorus Group
- Hand & Foot
- Hearts
- Ladies Golf 18 hole Association
- Mahjong
- Men's Golf 18 hole Association
- Ping Pong/Table Tennis
- SCS Dance Club
- Silver Liners (line dancing)
- Tennis/Pickleball
- The Lighthouse (rescue group)
- Veteran's Group




