Summerfield Area, FL 55+ Active Adult Retirement Communities

Welcome to Summerfield, Florida, a hidden gem for retirement living in the heart of the Sunshine State. Nestled amidst picturesque landscapes and vibrant communities, the Summerfield area offers unique and exciting opportunities for active adults seeking an enriching retirement experience. With its serene ambience and close-knit community spirit, Summerfield offers the perfect blend of tranquility and excitement, making it an ideal location to embark on your well-deserved retirement journey.

Welcome to Summerfield, Florida, a hidden gem for retirement living in the heart of the Sunshine State. Nestled amidst picturesque landscapes and vibrant communities, the Summerfield area offers unique and exciting opportunities for active adults seeking an enriching retirement experience. With its serene ambience and close-knit community spirit, Summerfield offers the perfect blend of tranquility and excitement, making it an ideal location to embark on your well-deserved retirement journey.

Explore the area's pristine golf courses, where you can perfect your swing and challenge friends to friendly competitions. Indulge in the breathtaking natural beauty of the nearby parks and trails, providing endless opportunities for outdoor adventures such as hiking, birdwatching, and picnicking. Delight in the eclectic dining scene, where you can savor delicious cuisine ranging from fresh seafood to international delights. Immerse yourself in the vibrant local arts and cultural scene, with numerous galleries, theaters, and live music venues showcasing the talents of both local and renowned artists. For those seeking a touch of excitement, nearby entertainment venues offer thrilling performances and events throughout the year. 

For more information about visiting or relocating to Summerfield, check out these local resources:

  • Marion County’s official website offers valuable insights into the area’s natural beauty, recreational opportunities, and upcoming events.
  • The Ocala, Marion County website highlights the region's attractions, outdoor activities, dining options, and accommodations, offering a glimpse into the broader area surrounding Summerfield.

Summerfield Area Affordability and Cost of Living

Living in the Summerfield area of Florida can be affordable. The average cost of living is 12.3% lower than the national average, and housing is especially inexpensive. The cost to own or rent a home is 30% lower in the Summerfield area than across the country. The only necessity residents can expect to pay more for is utilities, as electric and water bills may be higher in the Summerfield area than elsewhere.

Floridians enjoy paying no state income tax. Regular income and retirement income are both left untaxed, apart from the federal taxes that must be paid. Pension income is not taxed, nor are withdrawals from retirement accounts. Florida does not have an inheritance tax or an estate tax, leaving more money in the pockets of Summerfield area residents.

The sales tax rate is 7% in and around Summerfield, and that’s the combination of the 6% state sales tax and the 1% tax levied by Marion County. Most groceries, prescription drugs, and over-the-counter medications are exempt from the sales tax, but prepared foods and restaurant meals are taxed.

Property taxes in the Summerfield area are lower than the national average. In Marion County, the average effective tax rate is 0.86% of the home’s assessed value, which is the same rate as Florida’s state average. Property tax benefits are available for homeowners who are 65 years of age and older and meet specific income requirements. Homeowners will also need to prove residency to access those benefits. 

Summerfield Area Climate and Geography

The Summerfield area enjoys a subtropical climate that is sure to please retirees seeking pleasant weather throughout the year. Residents can bask in sunshine and warmth for most of the year. Summers are characterized by average highs ranging from the mid-80s to the low 90s, creating the perfect conditions for outdoor activities and leisurely days spent by the pool. Winters are mild and comfortable, with average midwinter lows in the mid-40s, allowing residents to enjoy outdoor pursuits without the harsh chill experienced in many other regions. The area receives an average annual rainfall of 51 inches, ensuring lush greenery and a vibrant natural landscape. Moreover, Summerfield boasts an impressive number of sunny days per year, averaging around 233 days of sunshine, providing ample opportunities to soak up the rays and engage in various recreational activities.

Geographically, Summerfield benefits from its prime location in Central Florida. Situated within Marion County, the area boasts captivating terrain. Rolling hills and gentle slopes create a scenic backdrop, enhancing the visual appeal of the surroundings. With an abundance of lakes, rivers, and nature preserves, outdoor enthusiasts can revel in opportunities for fishing, boating, kayaking, and birdwatching. The region's lush vegetation, including towering oak trees and swaying palms, adds to the charm and serenity of the area. Proximity to natural wonders, such as the Ocala National Forest, provides active adults with easy access to breathtaking hiking trails, hidden springs, and abundant wildlife. Additionally, the area's convenient location allows for day trips to renowned destinations like Orlando's theme parks, white sandy beaches along the Gulf Coast, and the Tampa Bay area. With its scenic surroundings and picturesque views, the Summerfield area offers 55+ homebuyers and renters an enriching retirement experience.

Recreation, Shopping, and Entertainment Near Summerfield Area 

When it comes to recreational activities, cultural events, shopping, and entertainment, the Summerfield area has much to explore. Whether you're a sports enthusiast, nature lover, history buff, or avid shopper, you'll find a wide range of options to enjoy.

Golf and Racquet Sports:

  • Eagle Ridge Golf Club
  • Stonecrest Golf Club
  • Hacienda Hills Golf & Country Club
  • Glenview Tennis Club

Hiking, Biking, and Boating:

  • Lake Griffin State Park
  • Lake Panasoffkee
  • Silver Springs State Park
  • Withlacoochee State Trail

Museums and Historical Sites:

  • Silver River Museum & Environmental Education Center
  • Marion County Museum of History & Archaeology
  • Fort King National Historic Landmark
  • East Hall

Performing Arts:

  • Savannah Center
  • Sharon L. Morse Performing Arts Center
  • Orange Blossom Opry
  • Reilly Arts Center


  • Mulberry Grove Plaza
  • Marion Oaks Shopping Center
  • La Plaza Grande South
  • Rolling Acres Plaza

Parks and Gardens:

  • Carney Island Park
  • Lake Lillian
  • Oxford Park
  • Sunset Park

Festivals and Fairs:

  • Ocala Arts Festival
  • Marion County Fair
  • Ocala Food & Wine Festival

Summerfield Area Health and Wellness

The Summerfield area is well-equipped with hospitals and medical centers that cater to the healthcare needs of active adults. One notable facility is The Villages Center for Health, part of the AdventHealth system, located just a short drive away. This state-of-the-art hospital is renowned for its advanced medical services, including emergency care, surgical procedures, and specialized treatments. With a focus on patient well-being, The Villages Center for Health offers a wide range of services tailored to meet the unique needs of active adults.

For those seeking self-care and wellness options, the Summerfield area provides a variety of local resources. Fitness enthusiasts can take advantage of fitness centers and gyms in the area, offering state-of-the-art equipment, group classes, and personal training sessions. Additionally, the region boasts beautiful natural surroundings that are perfect for outdoor activities such as walking, jogging, and cycling. Parks and trails provide serene settings for exercise and relaxation. Furthermore, mental well-being is prioritized through various mindfulness and stress management programs available in the area. Local community centers and wellness centers often organize workshops and classes focusing on meditation, yoga, and other therapeutic practices to support mental wellness.

Recommended Itinerary for Visiting Summerfield Area 55+ Communities

Day One


  • Start your day with a delicious breakfast at Darrell’s Diner, where locals gather to enjoy omelets, pancakes, and more.
  • Take a leisurely walk or bike ride along one of the scenic trails in the Ocala National Forest, immersing yourself in the tranquil surroundings and enjoying the fresh air.


  • Grab a quick and satisfying lunch at Farmhouse Restaurant in Belleview, which serves countrystyle favorites in a welcoming atmosphere.
  • Take a stroll along the charming streets of downtown Ocala, browsing through local boutiques, antique shops, and art galleries.


  • Treat yourself to a delightful dinner at Ivy on the Square, a sophisticated restaurant offering a fusion of flavors and a charming ambiance.
  • Enjoy an evening performance at the Reilly Arts Center, showcasing a diverse array of music, dance, and theater productions.

Day Two


  • Start your day with a hearty breakfast at Metro Diner in The Villages, known for its chicken and waffles, breakfast bowls, biscuits and gravy, and much more.
  • Head to Silver Springs State Park and embark on a glass-bottom boat tour to witness the crystal-clear waters and marvel at the underwater wildlife.


  • Enjoy a leisurely lunch at Cody's Original Roadhouse, a popular eatery known for its mouthwatering steaks, ribs, and Southern comfort food.
  • Meet with a local 55places real estate expert to gain valuable insights and guidance on retirement communities in the Summerfield area.


  • Indulge in a delightful dinner at Eaton's Beach, a lakeside restaurant offering stunning views, fresh seafood, and a relaxed atmosphere.

Getting to the Summerfield Area

The Summerfield area is conveniently accessible by major highways, making it easy for visitors to reach this charming destination. If you're driving, you can take Interstate 75 or Florida's Turnpike to enter the area. These highways connect to various cities and regions, allowing for a smooth and direct journey. 

For those arriving by air, the nearest major airport is Orlando International Airport (MCO), located approximately 80 miles southeast of Summerfield. Orlando International serves as a hub for several major airlines, including American, Delta, Southwest, and United, offering numerous flight options from various destinations. Car rental, taxi, and rideshare options are available to help visitors get from MCO to the Summerfield area.

Communities Near Summerfield Area

Price Range

Rent or Buy

Home Types

Age Restriction

New Construction or Resale

Community Size



Price Range




5 communities near Summerfield Area

0 Homes for Sale

Spruce Creek Country Club

For Sale
  • Mid $200ks - Mid $600ks
  • 3250 Homes (77 for sale)
  • 55+ Age Restriction
  • Resale Homes Only
  • 1996 - 2007
  • 12 reviews


For Sale
  • High $200ks - High $900ks
  • 2200 Homes (46 for sale)
  • 55+ Age Restriction
  • New And Resale Homes
  • 1990 - Present
  • 4 reviews

Spruce Creek South

For Sale
  • Low $200ks - Low $300ks
  • 1650 Homes (28 for sale)
  • 55+ Age Restriction
  • Resale Homes Only
  • 1989 - 1995
  • 4 reviews

55+ Monthly Housing Market Trends in Central Florida Area

Harbor Hills Country Club

For Sale
  • Low $300ks - High $800ks
  • 940 Homes (27 for sale)
  • No Age Restrictions
  • New And Resale Homes
  • 1989 - Present
  • 3 reviews

Lakeside Landings

For Sale
  • Low $200ks - High $700ks
  • 700 Homes (15 for sale)
  • No Age Restrictions
  • New And Resale Homes
  • 2005 - Present
  • No Reviews
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1056 Southern Hills Drive, Banning, CA

Meadow Ranch Community

  • 3 bed
  • |
  • 3 bath
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  • 2320 SqFt
MLS CV23099287
Call Us: (800) 928-2055

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