Call us at (803) 913-6296 to learn more about active adult communities in Bluffton

Bluffton, SC 55+ active adult communities & homes for sale

Living in Bluffton

Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks;…
Bluffton reads as three distinct submarkets. Old Town Bluffton is the walkable historic core above the May River, defined by Calhoun Street galleries and riverfront docks; Buckwalter Place forms the central medical and retail spine off Bluffton Parkway; and New Riverside serves as the primary western growth corridor where most recent active adult construction is concentrated. The US-278 bridges connect Old Town to Hilton Head Island beaches roughly 20 minutes east.South Carolina property tax laws offer significant relief for primary residence buyers compared to neighboring coastal markets:

  • Tax Rates: Beaufort County levied 59.5 mills, with the Town of Bluffton adding 34.3 mills for municipal operations.
  • Legal Residence Exemption: Under S.C. Code §12-43-220(c), primary owner-occupants are assessed at just 4% of market value (compared to the 6% non-primary rate) with no age requirement.
  • School Tax Relief: Under S.C. Code §12-37-220(B)(47), qualifying primary residences are 100% exempt from school operating millage — historically the largest line item on a Lowcountry property tax bill.
  • Application Filing: Submit the legal residence application to the Beaufort County Assessor before January 16 (the first penalty date for that tax year). Second-home buyers should file for the 25% ATI exemption under S.C. Code §12-37-3135 by January 31.

Four Seasons at Carolina Oaks is K. Hovnanian's gated 55+ enclave in Bluffton, featuring a Lowcountry-style clubhouse with a grand ballroom, aerobics studio, and full-time lifestyle director. The Haven is Del Webb's Bluffton address, anchored by an 8,500-square-foot clubhouse with bocce, pickleball, and community gardening plots. The Reserve at Cypress Ridge, located 10 miles east of downtown Bluffton, adds a zero-entry pool, lazy river, and stocked fishing lake. At 55places, we comprehensively profile every Bluffton active adult neighborhood with verified pricing, real resident reviews, and direct access to trusted local 55+ real estate experts.

How Much Are Property Taxes in Bluffton?

Significantly less than sticker rates suggest. Once you file the legal residence application with the Beaufort County Assessor, Bluffton and Beaufort County bill against an assessed value equal to 4% of fair market value. S.C. Code §12-37-220(B)(47) further exempts owner-occupied homes from school operating millage, providing substantial annual savings. File Form DR-501SC equivalent paperwork with the county appraiser prior to January 16 to secure primary status for the tax year.

What Hospitals Are Near Bluffton, SC?

Bluffton residents benefit from an expanding local healthcare corridor alongside established regional networks:

  • Beaufort Memorial Medical Pavilions: Outpatient specialty and primary care services are available in-town at the May River Medical Pavilion on Fording Island Road and the Okatie Medical Pavilion (partnered with MUSC Health).
  • In-Town Hospital Infrastructure: Beaufort Memorial's Bluffton Community Hospital and Novant Health's Bluffton Emergency Department both expand direct emergency and acute inpatient care along Buckwalter Parkway.
  • Surrounding Regional Hospitals: Novant Health Hilton Head Hospital operates across the causeway bridges, Novant Health Coastal Carolina Medical Center serves nearby Hardeeville, and Beaufort Memorial Hospital anchors the county seat.
  • Level I Trauma Center: Memorial Health University Medical Center in Savannah, Georgia, provides the region's nearest ACS-verified Level I trauma care.

Is Bluffton a Good Place to Retire?

Choosing between Old Town and New Riverside depends on walkability preferences versus storm risk and traffic:

  • Old Town Bluffton: Offers a walkable historic district, boutique shopping, and immediate May River access. The tradeoff: Properties sit in coastal wind bands where hurricane deductibles are calculated as a percentage of total dwelling value (2% to 5%) rather than a flat fee, and summer beach traffic severely chokes the US-278 causeway.
  • New Riverside & Buckwalter Corridor: Features modern construction, higher inland elevations, and immediate proximity to the new Buckwalter medical hub. The tradeoff: Adds a 10-to-15-minute buffer to every Hilton Head beach run and leaves you roughly 45 minutes from Savannah's Level I trauma center.

Frequently Asked Questions


9 communities near Bluffton

Sort by:

Relevance

Relevance

4 rating (25 reviews) Sun City Hilton Head
$300ks - $1Ms
Sun City Hilton Head, Bluffton, SC
New and Resale | 55+ age-restricted | Built 1995 - present | 10,100 homes
4.8 rating (6 reviews) Latitude Margaritaville H...
$300ks - $400ks
Latitude Margaritaville H..., Hardeeville, SC
New and Resale | 55+ age-restricted | Built 2018 - present | 3,000 homes
The Sanctuary at East Arg...
$300ks - $400ks
The Sanctuary at East Arg..., Ridgeland, SC
New Construction | Age-targeted | Built 2026 - present | 400 homes
4 rating (3 reviews) Hilton Head Lakes
$300ks - $500ks
Hilton Head Lakes, Hardeeville, SC
New and Resale | Age-targeted | Built 2008 - present | 1,800 homes
Four Seasons at Carolina ...
$500ks
Four Seasons at Carolina ..., Bluffton, SC
New Construction | 55+ age-restricted | Built 2020 - present | 559 homes
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake
$500ks - $1Ms
Hampton Lake, Bluffton, SC
New and Resale | Age-targeted | Built 2009 - present | 900 homes
5 rating (5 reviews) The Haven
$400ks - $500ks
The Haven, Bluffton, SC
Resale Only | 55+ age-restricted | Built 2007 - 2019 | 500 homes
The Reserve at Cypress Ri...
$300ks - $400ks
The Reserve at Cypress Ri..., Bluffton, SC
Resale Only | Age-targeted | Built 2018 - present | 62 homes
Alston Park at New Rivers...
$300ks - $400ks
Alston Park at New Rivers..., Bluffton, SC
New and Resale | Age-targeted | Built 2007 - present | 133 homes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
New Four Seasons at Carolina Oaks 9 ESTUARY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$694,900

3 beds

|

3 baths

|

2,730 sq ft

|

House

9 ESTUARY DR, BLUFFTON, SC, 29909
New Four Seasons at Carolina Oaks 17 ESTUARY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$669,900

2 beds

|

3 baths

|

2,600 sq ft

|

House

17 ESTUARY DR, BLUFFTON, SC, 29909
New Sun City Hilton Head 10 LYNAH WAY, BLUFFTON, SC, 29909, Bluffton, SC 29909
$350,000

2 beds

|

2 baths

|

1,612 sq ft

|

House

10 LYNAH WAY, BLUFFTON, SC, 29909
New
Cindy Certified
77 BAHR MILL LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$409,000

3 beds

|

2 baths

|

1,642 sq ft

|

House

77 BAHR MILL LN, BLUFFTON, SC, 29909
New Hampton Lake 30 HEARTWOOD CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$699,000

4 beds

|

3 baths

|

2,295 sq ft

|

Townhouse

30 HEARTWOOD CT, BLUFFTON, SC, 29910
Community: Hampton Lake
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
New The Sanctuary at East Argent 579 SANCTUM ST, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$358,490

4 beds

|

2 baths

|

1,482 sq ft

|

House

579 SANCTUM ST, RIDGELAND, SC, 29936
New Sun City Hilton Head 48 SUMMERPLACE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$324,900

2 beds

|

2 baths

|

1,279 sq ft

|

House

48 SUMMERPLACE DR, BLUFFTON, SC, 29909
New Sun City Hilton Head 8 WALDEN LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$494,900

2 beds

|

2 baths

|

2,061 sq ft

|

House

8 WALDEN LN, BLUFFTON, SC, 29909
New Sun City Hilton Head 98 THOMAS BEE DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$424,900

2 beds

|

2 baths

|

1,716 sq ft

|

House

98 THOMAS BEE DR, BLUFFTON, SC, 29909
Hilton Head Lakes 542 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$414,990

4 beds

|

3 baths

|

2,500 sq ft

|

House

542 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Hilton Head Lakes 528 GIVHANS LOOP, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$369,990

4 beds

|

3 baths

|

1,958 sq ft

|

House

528 GIVHANS LOOP, HARDEEVILLE, SC, 29927
Community: Hilton Head Lakes
Sun City Hilton Head 38 KINGS CREEK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$448,500

2 beds

|

2 baths

|

1,866 sq ft

|

House

38 KINGS CREEK DR, BLUFFTON, SC, 29909
Cindy Certified
54 HIBISCUS CIR, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$699,000

3 beds

|

3 baths

|

2,530 sq ft

|

House

54 HIBISCUS CIR, HARDEEVILLE, SC, 29927
The Reserve at Cypress Ridge 502 RYE CREEK CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$459,900

4 beds

|

2 baths

|

1,862 sq ft

|

House

502 RYE CREEK CIR, BLUFFTON, SC, 29909
Sun City Hilton Head 1 CONCESSION OAK DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$545,000

2 beds

|

2 baths

|

2,062 sq ft

|

House

1 CONCESSION OAK DR, BLUFFTON, SC, 29909
Sun City Hilton Head 132 CYPRESS HOLW, BLUFFTON, SC, 29909, Bluffton, SC 29909
$389,000

2 beds

|

2 baths

|

1,568 sq ft

|

House

132 CYPRESS HOLW, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 22 HAMILTON DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$489,000

2 beds

|

3 baths

|

2,307 sq ft

|

House

22 HAMILTON DR, BLUFFTON, SC, 29909
Sun City Hilton Head 3 PADGETT CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$375,000

2 beds

|

2 baths

|

1,210 sq ft

|

Townhouse

3 PADGETT CT, BLUFFTON, SC, 29909
The Haven 4 BAYBRIDGE CT, BLUFFTON, SC, 29910, Bluffton, SC 29910
$619,000

3 beds

|

2 baths

|

2,017 sq ft

|

House

4 BAYBRIDGE CT, BLUFFTON, SC, 29910
Community: The Haven
Latitude Margaritaville Hilton Head 745 SUMMERTIME PL, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$450,000

2 beds

|

2 baths

|

1,558 sq ft

|

House

745 SUMMERTIME PL, HARDEEVILLE, SC, 2992...
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Hampton Lake 284 FLATWATER DR, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,699,900

5 beds

|

4 baths

|

3,501 sq ft

|

House

284 FLATWATER DR, BLUFFTON, SC, 29910
Community: Hampton Lake
Four Seasons at Carolina Oaks 26 ESTUARY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$694,900

3 beds

|

3 baths

|

2,730 sq ft

|

House

26 ESTUARY DR, BLUFFTON, SC, 29909
Four Seasons at Carolina Oaks 48 ESTUARY DR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$559,900

2 beds

|

3 baths

|

1,792 sq ft

|

House

48 ESTUARY DR, BLUFFTON, SC, 29909
Latitude Margaritaville Hilton Head 180 SALTY LIME PT, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$785,000

3 beds

|

4 baths

|

2,549 sq ft

|

House

180 SALTY LIME PT, HARDEEVILLE, SC, 2992...
Sun City Hilton Head 74 STRATFORD VILLAGE WAY, BLUFFTON, SC, ..., Bluffton, SC 29909
$575,000

3 beds

|

2 baths

|

2,444 sq ft

|

House

74 STRATFORD VILLAGE WAY, BLUFFTON, SC, ...
Sun City Hilton Head 10 RAVEN LN, BLUFFTON, SC, 29909, Bluffton, SC 29909
$299,000

2 beds

|

2 baths

|

1,247 sq ft

|

Townhouse

10 RAVEN LN, BLUFFTON, SC, 29909
Sun City Hilton Head 32 SOUTHERN RED RD, BLUFFTON, SC, 29909, Bluffton, SC 29909
$525,000

2 beds

|

2 baths

|

2,094 sq ft

|

House

32 SOUTHERN RED RD, BLUFFTON, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Hampton Lake 346 LAKE POINT CIR, BLUFFTON, SC, 29910, Bluffton, SC 29910
$1,295,000

3 beds

|

4 baths

|

2,851 sq ft

|

House

346 LAKE POINT CIR, BLUFFTON, SC, 29910
Community: Hampton Lake
The Sanctuary at East Argent 1156 SANCTUARY DR, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$393,790

3 beds

|

2 baths

|

1,618 sq ft

|

House

1156 SANCTUARY DR, RIDGELAND, SC, 29936
The Reserve at Cypress Ridge 469 RYE CREEK CIR, BLUFFTON, SC, 29909, Bluffton, SC 29909
$489,000

3 beds

|

2 baths

|

1,796 sq ft

|

House

469 RYE CREEK CIR, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.
Latitude Margaritaville Hilton Head 27 FLIP FLOP CT, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$465,000

2 beds

|

2 baths

|

1,503 sq ft

|

House

27 FLIP FLOP CT, HARDEEVILLE, SC, 29927
Sun City Hilton Head 118 SPRINGTIME CT, OKATIE, SC, 29909, Okatie, SC 29909
$399,900

2 beds

|

2 baths

|

1,512 sq ft

|

House

118 SPRINGTIME CT, OKATIE, SC, 29909
Latitude Margaritaville Hilton Head 180 TROPICS AVE, HARDEEVILLE, SC, 29927, Hardeeville, SC 29927
$385,000

2 beds

|

2 baths

|

1,378 sq ft

|

House

180 TROPICS AVE, HARDEEVILLE, SC, 29927
Latitude Margaritaville Hilton Head 165 SUMMERTIME PL, HARDEEVILLE, SC, 2992..., Hardeeville, SC 29927
$539,900

2 beds

|

2 baths

|

1,503 sq ft

|

House

165 SUMMERTIME PL, HARDEEVILLE, SC, 2992...
Cindy Certified
1227 RIFLE RD, RIDGELAND, SC, 29936, Ridgeland, SC 29936
$414,990

3 beds

|

2 baths

|

1,725 sq ft

|

House

1227 RIFLE RD, RIDGELAND, SC, 29936
Cindy Certified
38 ROSEWOOD LN, BLUFFTON, SC, 29910, Bluffton, SC 29910
$549,000

2 beds

|

2 baths

|

1,563 sq ft

|

House

38 ROSEWOOD LN, BLUFFTON, SC, 29910
Latitude Margaritaville Hilton Head 222 TREASURE PAST WAY, HARDEEVILLE, SC, ..., Hardeeville, SC 29927
$340,000

2 beds

|

2 baths

|

1,210 sq ft

|

House

222 TREASURE PAST WAY, HARDEEVILLE, SC, ...
Sun City Hilton Head 232 SPRINGTIME CT, OKATIE, SC, 29909, Okatie, SC 29909
$380,000

2 beds

|

2 baths

|

1,263 sq ft

|

House

232 SPRINGTIME CT, OKATIE, SC, 29909
Want to learn more about 55+ communities in Bluffton? 55places can help!
Questions? Call us: (803) 913-6296
Sun City Hilton Head 19 LAKE SOMERSET CIR, BLUFFTON, SC, 2990..., Bluffton, SC 29909
$434,900

2 beds

|

2 baths

|

1,878 sq ft

|

House

19 LAKE SOMERSET CIR, BLUFFTON, SC, 2990...
Sun City Hilton Head 15 PADGETT CT, BLUFFTON, SC, 29909, Bluffton, SC 29909
$210,000

2 beds

|

2 baths

|

1,240 sq ft

|

Townhouse

15 PADGETT CT, BLUFFTON, SC, 29909
Download the Ultimate 55+ Homebuying Guide Whether you’re searching for a 55+ community, downsizing, or exploring other housing options, our free-to-download guide will assist you in finding the ideal home for your needs.

Frequently Asked Questions


Want more information about active adult communities around Bluffton?

Global - Lead Form - Buyer or Renter
*55places does not provide or maintain community HOA information.
By requesting more information, you agree that 55places may call, text, or email you about your inquiry, which may be made with automated means (including recorded voice messages, SMS, or text messages). You understand that your consent is not a prerequisite for buying, selling or renting a property. You may revoke your consent at any time by contacting optout@55places.com. Message/data rates may apply. You also agree to 55places.com’s Privacy Policy and Terms of Use.

Want to learn more about 55+ communities in Bluffton?

Call us: (803) 913-6296
9 communities
Remove Boundaries ×
Map Satellite

Reinmlsx

The listings data displayed on this medium comes in part from the Real Estate Information Network Inc. (REIN) and has been authorized by participating listing Broker Members of REIN for display. REIN's listings are based upon Data submitted by its Broker Members, and REIN therefore makes no representation or warranty regarding the accuracy of the Data. All users of REIN's listings database should confirm the accuracy of the listing information directly with the listing agent.
© 2026 REIN. REIN's listings Data and information is protected under federal copyright laws. Federal law prohibits, among other acts, the unauthorized copying or alteration of, or preparation of derivative works from, all or any part of copyrighted materials, including certain compilations of Data and information. COPYRIGHT VIOLATORS MAY BE SUBJECT TO SEVERE FINES AND PENALTIES UNDER FEDERAL LAW.
REIN updates its listings on a daily basis. Data last updated: Oct 28, 2026.
This application does not include information on all of the properties available for sale at this time.

Call Us Call Us
Scroll to Top