Saratoga Springs, UT 55+ Active Adult Retirement Communities

Saratoga Springs is a city south of Salt Lake City in Utah. It is popular among retirees for its lakeside location and abundant outdoor recreation. In addition, the city offers local boutique shopping, a weekly farmers market, and easy access to the entertainment of nearby Provo and Orem.

Climate & Geography

Saratoga Springs is a residential city in Northern Utah along the northwestern shores of Utah Lake. Summers are hot and humid while winters are snowy and wet. Residents can expect less rain than the national average and over 200 sunny days a year.

Saratoga Springs is surrounded by mountains, including the Lake Mountains to the south and Latimer Point to the northwest. The terrain consists of gently rolling hills leading to Utah Lake.

Recreation, Culture & Entertainment

Those looking to get outside in Saratoga Springs have plenty of options. Active adults can visit the Israel Canyon Trail, go off-road with Tracked Out Adventures, or take the whole family to Evermore Park. The Saratoga Hot Springs is another popular destination, perfect for relaxing outdoors. Besides these natural areas, there are multiple golf courses available to residents, including Talons Cove Golf Club.

Indoors, residents enjoy shopping for local art and goods at the Saratoga Marketplace, and they head to Wilton Mall for brand-name and high-end boutiques and eateries. Wilton Mall also hosts the weekly farmers market.

For even more amenities and outdoor recreation, residents can easily travel a half-hour to Provo and Orem or 45 minutes to Salt Lake City.

Cost of Living & Taxes

The overall cost of living in Saratoga Springs is higher than both the state and national average because of high housing costs.

Utah fully taxes all forms of retirement income, including Social Security benefits, 401(k)s, IRAs, and pensions at the state rate of 4.95 percent. Property taxes in the state are very low, and there is a property tax circuit breaker that can help limit property tax bills. The city's combined sales tax rate of 7.15 percent is average compared to the rest of the U.S.

Health Care

The Provo-Orem metro area scores very well on Gallup's Well-Being Index, ranking in the top 15 communities across the country.

There are no hospitals in Saratoga Springs. The closest hospitals that are rated high performing by U.S. News are Utah Valley Hospital in Provo and Orthopedic Specialty Hospital in Murray. Also in Murray, residents have access to Intermountain Medical Center, which is nationally ranked in pulmonology and lung surgery.