Roseville, CA 55+ Active Adult Retirement Communities

Overview

Roseville is located in the Sacramento metropolitan area and is the largest city in Placer County, California. Recreational activities abound with a Pacific Ocean coastline that stretches from Mexico to the Oregon border and the Sierra Nevada offering a mountain range that surrounds the spine of the state. 

Climate & Geography

The area is known for its hot-summer Mediterranean climate, the winters are snowless and the summers are hot and dry. The wet season is generally October through April. The average annual high temperature is in the mid 70s and the average annual low temperature is in the high 40s. Roseville is east of Sacramento which puts it at a higher elevation and subject to more rainfall. The average annual precipitation is around 18 inches of rainfall.  There are several streams that flow through Roseville. They are Dry Creek, Linda Creek, Secret Ravine, and Cirby Creek. 

Recreation, Culture, & Entertainment 

Residents can enjoy a nice stroll through Miners Ravine Trail Loop, accessible all year-round and open to dogs on leashes. The Maidu Museum & Historic Site is available for history buffs who want to learn more about the Native American sites. The museum offers an array of interpretive exhibits, multimedia presentations, and educational programs. For a more casual activity, active adults can check out the Blue Line Arts, a gallery that showcases the works of national and regional artists. They also offer several educational programs for adults. 

Cost of Living & Taxes

The median home cost in Roseville is well above the national median. California places 49/50 for the highest cost of living. California does not tax Social Security income or Railroad Retirement benefits. Unfortunately, all other retirement income is taxable. If you’re over 65, you get to claim an extra $118 exemption that comes right off your tax bill. There is a 2.5% state penalty on early distributions from retirement plans, annuities, and IRAs. 

Health Care

There are two medical centers and hospitals in Roseville; Sutter Roseville Medical Center and Kaiser Permanente Roseville Medical Center. Sutter Roseville Medical Center is ranked High Performing in seven adult procedures/conditions such as colon cancer surgery and knee replacement just to name a few. California is placed in the second quintile for wellbeing by Gallup.