Nipomo 55+ Retirement Communities

Nipomo is a village located in San Luis Obispo County, California. It’s approximately 60 miles north of Los Angeles. Best known for being named after a tribal site. Retirees who enjoy a small town with lots of surrounding nature will surely appreciate Nipomo.

Climate & Geography

Nipomo has a warm-summer Mediterranean climate. The average annual high temperature is in the high 60s and the average annual low temperature is in the mid 40s. The average annual precipitation is roughly 14 inches of rainfall.

Recreation, Culture & Entertainment

Active adults take advantage of the warm weather by frequently visiting Monarch Dunes Golf Club and Blacklake Golf Resort. They also take a stroll through The Luffa Farm and Nipomo Native Garden. There are restaurants and farmers markets scattered throughout the village. The larger cities of Los Angeles and Bakersfield are near enough for residents to take a day trip and explore a wider variety of activities.

Cost of Living & Taxes

The median home cost is well above the national median. California places 49/50 for the highest cost of living. California does not tax Social Security income or Railroad Retirement benefits. All other retirement income is fair game. Residents over 65, get to claim an extra exemption that comes right off their tax bill. There is a 2.5% state penalty on early distributions from retirement plans, annuities, and IRAs.

Health Care

There are two medical centers and hospitals located within 10 miles of Nipomo. They are Marian Regional Medical Center and Arroyo Grande Community Hospital. The two highly ranked medical centers and hospitals are located within 60 miles of Nipomo. They are Goleta Valley Cottage Hospital and Santa Barbara Cottage Hospital. Goleta Valley Cottage Hospital is ranked high performing in hip replacement and knee replacement. Santa Barbara Cottage Hospital is regionally ranked and ranked high performing in five adult procedures/conditions.