Thornton, CO 55+ Active Adult Retirement Communities

Thornton is a small city located in both Adams and Weld counties in Colorado, within the Denver metropolitan area. The city is best known for the mountain scenery and exceptional recreation opportunities. Retirees that enjoy mountains and open spaces with a more moderate climate will appreciate 55+ communities in Thornton.

Climate & Geography

The Denver metro area lies on the border of a humid continental and a cold semi-arid climate zone. Its close proximity to the Rocky Mountains makes weather unpredictable with sudden shifts in temperature and precipitation. Typically winters are mild to cold, while summers are hot and humid. Residents can expect less-than-average amounts of rainfall and more-than-average snowfall. The Denver area is considered one of the sunniest areas in the U.S., receiving approximately 245 sunny days throughout each year.

The larger city of Denver is approximately 10 miles south, with the surrounding terrain being primarily suburban and residential neighborhoods. The South Platte River flows along the eastern border of the city. Additionally, there are smaller bodies of water and parks scattered around the city.

Recreation, Culture, & Entertainment

Residents enjoy walking and biking through the various parks and trails while enjoying the scenic mountain backdrop. Shopping ranges from farmers markets to fashion outlets, and there are several breweries and wineries. Moreover, popular local restaurants are scattered throughout the city.

Denver is near enough for residents to take day trips and explore a wider variety of activities.

Cost of Living & Taxes

The cost of living in Thornton is just above the state average and well above the national average. This is certainly due to the high housing and transportation costs, although grocery and utility costs are below average.

Colorado is quite tax friendly for retirees, with significant combined deductions for all forms of retirement income starting at age 55 and increasing at 65. Therefore pensions, Social Security benefits, and retirement savings accounts may be mostly or entirely tax free. Military retirement benefits also abide by these regulations. Property taxes are fairly low and there may be exemption programs available. The exemptions are for individuals who qualify based on home value, age, and years of residence in the state.

Health Care

Residents of 55+ communities in Thornton have several nearby options for health care. There are three highly ranked medical centers and hospitals located within 10 miles of Thornton. Avista Adventist Hospital is ranked high performing in knee replacement. SCL Health Saint Joseph Hospital is regionally ranked and ranked high performing six adult procedures/conditions. Additionally, SCL Health Lutheran Medical Center is ranked high performing in heart failure and hip replacement.