Loveland, CO 55+ Active Adult Retirement Communities

Loveland offers a welcoming environment for those seeking an active and engaging retirement lifestyle. With a pleasant climate and a strong sense of community, Loveland provides a perfect backdrop for 55+ active adults looking to embrace a vibrant and fun retirement destination. Nearby Fort Collins, known for its historic charm and diverse cultural scene, offers a blend of outdoor activities and entertainment. Greeley, another neighboring city, boasts a strong sense of community and a rich agricultural heritage. 

Affordability and Cost of Living 

Loveland's cost of living is 15 percent higher than the national average, much of it driven by housing costs which are almost 50 percent higher than the U.S. average although they are still lower than the state's average housing prices. The city's grocery prices, utilities and transportation costs are slightly lower than national averages. 

Colorado imposes a 2.9% state sales tax, with additional local taxes that vary by jurisdiction, these local additions can cause sales taxes to soar to almost 11 percent in some places. Property taxes in Larimer County, where Loveland is located, are assessed based on the property's actual value, with the average being 0.64 percent of the home's value. Colorado does not have an estate tax or inheritance tax, providing residents with greater flexibility in managing their financial legacies. The state does not tax Social Security benefits, and while it does tax other retirement income, there are deductions available for retirees, making Loveland an appealing option for those looking to make the most of their retirement funds.

Climate and Geography 

Loveland enjoys a semi-arid climate with four distinct seasons, providing residents with a diverse and visually appealing environment throughout the year. Winters are characterized by crisp temperatures, with average lows ranging from 16 to 24 degrees and highs ranging from 40 to 47 degrees. The city experiences a moderate amount of snowfall, averaging around 30 inches annually, creating a picturesque winter landscape. Summers bring warm and sunny weather, with average lows between 50 and 59 degrees and highs ranging from 82 to 88 degrees. Humidity levels during the summer remain relatively low, typically below 50%, contributing to comfortable conditions. While severe weather events are infrequent, the region can experience occasional thunderstorms and hailstorms during the summer months.

Situated against the backdrop of the stunning Rocky Mountains, Loveland's geography offers residents breathtaking scenery and outdoor recreational opportunities. The city is surrounded by picturesque landscapes, including rolling foothills and open plains, providing a natural playground for hiking, biking, and wildlife observation. The proximity to Rocky Mountain National Park offers residents easy access to majestic mountain vistas, alpine lakes, and diverse ecosystems. With its scenic beauty and a variety of outdoor activities, Loveland provides an ideal setting for those seeking a retirement filled with natural wonders and an active lifestyle.

Recreation, Shopping, and Entertainment 

Golf and Racquet Sports

• Mariana Butte Golf Course in Loveland
• The Olde Course at Loveland
• Centennial Park Tennis Courts in Loveland
• Boyd Lake State Park in Loveland for boating and fishing

Hiking, Biking, and Boating

• Devil's Backbone Open Space in Loveland for hiking
• Loveland Recreation Trail for biking
• Horsetooth Reservoir for boating and water activities
• Boyd Lake State Park for hiking and biking

Museums and Historical Sites

• Loveland Museum in Loveland
• Benson Sculpture Garden in Loveland
• Fort Collins Museum of Discovery in Fort Collins
• Greeley History Museum in Greeley

Performing Arts

• Rialto Theater Center in Loveland for live performances
• Lincoln Center in Fort Collins for concerts and plays
• UCCC Monfort Concert Hall in Greeley for cultural events
• Union Colony Civic Center in Greeley for Broadway shows

Shopping

• The Promenade Shops at Centerra in Loveland
• Front Range Village in Fort Collins
• Greeley Mall in Greeley
• Loveland Outlet Mall in Loveland

Parks and Gardens

• Boyd Lake State Park in Loveland
• Chapungu Sculpture Park in Loveland
• City Park in Fort Collins
• Glenmere Park in Greeley

Festivals and Fairs

• Loveland Fire & Ice Festival in Loveland
• Fort Collins Peach Festival in Fort Collins
• Greeley Stampede in Greeley
• Corn Roast Festival in Loveland

Health and Wellness 

Loveland offers many health and wellness options, local medical facilities including McKee Medical Center and UCHealth Poudre Valley Hospital in nearby Fort Collins provide top-notch medical care, contributing to the peace of mind for residents. Loveland also boasts a range of local options for self-care and fitness, with numerous fitness centers, yoga studios, and wellness clinics scattered throughout the community. The emphasis on a healthy lifestyle is further enhanced by the city's commitment to maintaining an extensive network of parks, trails, and recreational areas, encouraging outdoor activities that promote physical well-being.

For those with a focus on holistic wellness, Loveland's vibrant farmers markets offer an excellent avenue for sourcing fresh, locally grown produce. The Thompson Valley Artisan and Farmers Market and the Loveland Farmers Market are among the popular options, providing a delightful atmosphere for shopping, socializing, and supporting a healthy, farm-to-table lifestyle.