Loveland 55+ Active Adult Retirement Communities

Overview

Loveland is a city in Southwestern Ohio, and part of the Cincinnati metropolitan area. The city has a rich history dating back to 1876, when it was a getaway village with primarily summer homes and seasonal visitors. It was incorporated as a city in 1961 and absorbed the surrounding small towns. The city has a quaint downtown area with historic buildings and small local shops, and is also surrounded by plenty of countryside scenery. 

Climate and Geography

Loveland has a humid continental climate, which is characterized by four distinct seasons including hot, humid summers and cold winters. Residents can expect more rainfall than the national average, less snowfall than average, and approximately 177 sunny days throughout each year.

The city lies in Hamilton County, a region of gentle hills formed by slopes of the Ohio River Valley. Bodies of water near Loveland include the Great Miami River, Little Miami River, and Mill Creek.

Recreation, Culture, & Entertainment 

Some of the top things to do in Loveland include Loveland Castle, Lake Isabella, Narrow Path Brewing, Loveland Bike Trail, Loveland Canoe & Kayak, Castle Skateland, Mosaic Climbing, Bloom the Berries Farm Market, and the Home of the Brave Park.

Residents can also reach downtown Cincinnati in less than 30 minutes, providing easy access to shopping, dining, and entertainment in the state's largest city. 

Cost of Living & Taxes

Loveland’s cost of living is almost identical to the national average. While most of the individual cost of living indexes are close to the average, the cost of homes and housing are slightly higher, while the cost of health care is much lower. 

The effective income tax rate in Ohio is 1.81 percent for single files and 4.83 percent for joint filers. Although Social Security benefits are not taxed, almost all other forms of retirement income such as pensions and retirement savings accounts are fully taxed at the state level. Property taxes in the state are fairly high, but there is a homestead exemption for qualifying residents to help offset these costs. 

Health Care

Loveland has access to great health care facilities including high performing hospitals like Bethesda North Hospital, TriHealth Evendale Hospital, West Chester Hospital, Mercy Health-Anderson Hospital, Mercy Health-Clermont Hospital, University of Cincinnati Medical Center, Good Samaritan Hospital-Cincinnati, Christ Hospital, St. Elizabeth Fort Thomas Hospital, Atrium Medical Center-Middletown, Fort Hamilton Hospital, St. Elizabeth Healthcare Edgewood-Covington Hospitals, and St. Elizabeth Florence Hospital.