Granger is in St. Joseph County, Indiana, located right on the Michigan border, and a part of the Southbend-Mishawaka metropolitan area. Its prime location and low cost of living have made it an enticing option for retirees.
Climate & Geography
Granger is a town in northern Indiana, just south of Michigan. Summers in Granger are warm and sunny, while winters can be freezing and snowy. Residents can also expect more snow than the national average.
Similar to the majority of Indiana, Granger is built on rolling plains. There are plenty of subdivisions and a number of vast plain fields and farms.
Recreation, Culture & Entertainment
Granger has a small town atmosphere, offering plenty of local amenities which bring the community together. These include a variety of activities from the Juday Creek Golf Course, to the local comedy clubs, bars, and restaurants.
Downtown, residents can find the University Park Mall, one of the main shopping centers, and local historical locations such as the Wakarusa Dime Store. Aside from these there are a number of antique shops, malls, and farmers markets.
Cost of Living & Taxes
The overall cost of living in Granger is less than the national average. Although, it is slightly higher than the state average and the housing cost is over the U.S median.
Indiana does exempt Social Security benefits from taxation and offers limited exemptions for military pensions. However, IRAs, 401(k) plans and private pensions are all fully taxable. There are several tax breaks for residents who are 65 and older including a tax reduction on their property value. The combined sales tax rate for Granger is 7 percent.
There are six hospitals and medical centers within a 10 mile radius of Granger. Three of these are rated high performing in a number of procedures by U.S News including Mishawaka Medical Center, Elkhart General Hospital, and Memorial Hospital of South Bend. Elkhart General Hospital is recognized as the 2nd best hospital in all of Indiana and is highly-rated in 6 adult specialties.